Julapa A. Jagtiani : Citation Profile

Federal Reserve Bank of Philadelphia

20

H index

31

i10 index

1424

Citations

RESEARCH PRODUCTION:

44

Articles

52

Papers

1

Chapters

RESEARCH ACTIVITY:

   31 years (1994 - 2025). See details.
   Cites by year: 45
   Journals where Julapa A. Jagtiani has often published
   Relations with other researchers
   Recent citing documents: 226.    Total self citations: 47 (3.2 %)

MORE DETAILS IN:
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   Permalink: http://citec.repec.org/pja181
   Updated: 2025-12-20    RAS profile: 2025-04-24    
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Relations with other researchers

Works with:

Chernoff, Alan (3)

Gambacorta, Leonardo (2)

Vulanovic, Milos (2)

Frost, Jon (2)

Cornelli, Giulio (2)

Authors registered in RePEc who have co-authored more than one work in the last five years with Julapa A. Jagtiani.

Is cited by:

Huang, Yiping (19)

Kowalewski, Oskar (19)

QIU, HAN (19)

Hughes, Joseph (16)

HASAN, IFTEKHAR (16)

Gambacorta, Leonardo (16)

Wall, Larry (15)

Yu, Changhua (15)

Frost, Jon (14)

Mester, Loretta (13)

Huber, Kilian (12)

Cites to:

Berger, Allen (41)

Mester, Loretta (18)

Wall, Larry (17)

Rajan, Raghuram (16)

Frame, W (16)

Brunnermeier, Markus (16)

Flannery, Mark (14)

Udell, Gregory (14)

Hughes, Joseph (13)

Niepelt, Dirk (13)

Puri, Manju (11)

Main data

Where Julapa A. Jagtiani has published?

Journals with more than one article published# docs
Emerging Issues8
Journal of Economics and Business6
Journal of Financial Services Research6
Journal of Banking & Finance4
Economic Perspectives3
Atlantic Economic Journal2

Working Papers Series with more than one paper published# docs
Working Papers / Federal Reserve Bank of Philadelphia34
Working Papers / University of Pennsylvania, Wharton School, Weiss Center5
Research Working Paper / Federal Reserve Bank of Kansas City3

Recent works citing Julapa A. Jagtiani (2025 and 2024)

YearTitle of citing document
2025Determinants of FinTech adoption in Savings and Credit Cooperatives: Evidence from Malawi. (2025). Chipeta, Reuben Bereckia ; Lipunga, Andrew Munthopa. In: Finance, Accounting and Business Analysis. RePEc:aan:journl:v:7:y:2025:i:1:p:1-15.

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2025Consumer Credit Reporting Data. (2025). van der Klaauw, Wilbert ; Guttman-Kenney, Benedict ; Gibbs, Christa ; Nelson, Scott ; Lee, Donghoon ; Wang, Jialan. In: Journal of Economic Literature. RePEc:aea:jeclit:v:63:y:2025:i:2:p:598-636.

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2024Identification of Economies of Scale in Regional-Industrial Production Complexes of Russia: Theoretical Foundations and Econometric Estimates. (2024). Ekimova, Natalia A. In: Journal of Applied Economic Research. RePEc:aiy:jnjaer:v:23:y:2024:i:2:p:394-421.

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2025Buyer-Optimal Algorithmic Consumption. (2024). Smolin, Alex ; ICHIHASHI, SHOTA ; Alex, Smolin ; Shota, Ichihashi. In: Papers. RePEc:arx:papers:2309.12122.

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2024CatMemo at the FinLLM Challenge Task: Fine-Tuning Large Language Models using Data Fusion in Financial Applications. (2024). Yao, Zhiyuan ; Deng, Zhiyang ; Chen, Zhi ; Cao, Yupeng. In: Papers. RePEc:arx:papers:2407.01953.

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2025Funding advantage and market discipline in the Canadian banking sector. (2025). Beyhaghi, Mehdi ; D'Souza, Chris ; Roberts, Gordon S. In: Papers. RePEc:arx:papers:2507.12620.

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2024Returns to scale in cost, revenue, and profit for European banks: New results from nonparametric local linear methods. (2024). Zhao, Shirong ; Wu, JI. In: The Financial Review. RePEc:bla:finrev:v:59:y:2024:i:2:p:487-517.

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2024Segmentation of the Chinese stock market: A review. (2024). Yang, Yahui ; Xiong, Kainan ; Peng, Zhe. In: Journal of Economic Surveys. RePEc:bla:jecsur:v:38:y:2024:i:4:p:1156-1198.

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2024Predicting corporate restructuring and financial distress in banks: The case of the Swiss banking industry. (2024). Boos, Daniel ; Karampatsas, Nikolaos ; Garn, Wolfgang ; Stergioulas, Lampros K. In: Journal of Financial Research. RePEc:bla:jfnres:v:47:y:2024:i:2:p:497-533.

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2025Machine learning and financial inclusion: Evidence from credit risk assessment of small-business loans in China. (2025). Shu, Lianjie ; Qian, Yihe ; Lin, Jianxiong ; Yang, Zhang. In: Working Papers. RePEc:boa:wpaper:202532.

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2024Customer data access and fintech entry: early evidence from open banking. (2024). Bahaj, Saleem ; Babina, Tania ; Buchak, Greg ; Mazzola, Francesco ; de Marco, Filippo ; Foulis, Angus ; Gornall, Will ; Yu, Tong. In: Bank of England working papers. RePEc:boe:boeewp:1059.

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2024The Too-Big-to-Fail Premium in Tier-2 Capital Bonds and Additional Tier-1 Capital Bonds Primary Markets: Evidence from China. (2024). Le, Yang. In: China Finance and Economic Review. RePEc:bpj:cferev:v:13:y:2024:i:3:p:44-63:n:1003.

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2025Can Agriculture-Related Enterprises’ Green Technological Innovation Ride the “Digital Inclusive Finance” Wave?. (2025). Xiangyuan, Zhao ; Ning, GU ; Chengbo, FU. In: Economics - The Open-Access, Open-Assessment Journal. RePEc:bpj:econoa:v:19:y:2025:i:1:p:25:n:1002.

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2024Centralized Use of Decentralized Technology: Tokenization of Currencies and Assets. (2024). Zhou, Peng ; Zhang, Ying ; Gong, Bing. In: Cardiff Economics Working Papers. RePEc:cdf:wpaper:2024/14.

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2024Financial Skills and Search in the Mortgage Market. (2024). Cota, Marta ; Sterc, Ante. In: CERGE-EI Working Papers. RePEc:cer:papers:wp780.

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2024How asset transformation matters for the fate of technology-led banks?. (2024). Lamani, Viola ; Bedu, Nicolas ; Miera, Maxence. In: Economics Bulletin. RePEc:ebl:ecbull:eb-23-00328.

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2024Understanding sentiment shifts in central bank digital currencies. (2024). Corbet, Shaen ; Larkin, Charles ; Hu, Yang ; Conlon, Thomas ; Hou, Yang ; Oxley, Les. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:44:y:2024:i:c:s2214635024001035.

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2024Information leakage prior to market switches and the importance of Nominated Advisers. (2024). Tsalavoutas, Ioannis ; Synapis, Angelos ; Siganos, Antonios. In: The British Accounting Review. RePEc:eee:bracre:v:56:y:2024:i:6:s0890838924002257.

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2025Reprint of: Does mandating corporate social and environmental disclosure improve social and environmental performance?: Broad-based evidence regarding the effectiveness of directive 2014/95/EU. (2025). Farneti, Federica ; Li, Zhongtian ; Jia, Jing ; Dumay, John ; de Villiers, Charl. In: The British Accounting Review. RePEc:eee:bracre:v:57:y:2025:i:1:s0890838925000083.

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2024Dynamics of asymmetric multifractal cross-correlations between cryptocurrencies and global stock markets: Role of gold and portfolio implications. (2024). Mei-Jun, Ling ; Guang-XI, Cao. In: Chaos, Solitons & Fractals. RePEc:eee:chsofr:v:182:y:2024:i:c:s0960077924002911.

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2025Central bank digital currency and corporate cash holdings: Evidence from Chinas e-CNY pilot. (2025). Zhang, Guanglong ; Chan, Kam C. In: Journal of Corporate Finance. RePEc:eee:corfin:v:94:y:2025:i:c:s0929119925001154.

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2024The impact of digital financial inclusion on Chinas regional disparities in the quality of economic development: Based on the relational data paradigm. (2024). Kang, Nier ; Ding, Guoxuan. In: Economic Analysis and Policy. RePEc:eee:ecanpo:v:81:y:2024:i:c:p:629-651.

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2024Does institutional quality matter for central bank digital currency adoption?. (2024). Umar, Muhammad ; Tong, Fanghua ; Shahzad, Fakhar ; Iqbal, Amjad. In: Economic Analysis and Policy. RePEc:eee:ecanpo:v:83:y:2024:i:c:p:378-389.

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2024Regional banks, financing constraints and manufacturing enterprises total factor productivity: A quasi-natural experiment of Chinas city commercial banks. (2024). Li, Lin ; Du, Minzhe ; Xia, Qinqin. In: Economic Analysis and Policy. RePEc:eee:ecanpo:v:84:y:2024:i:c:p:1652-1669.

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2024The impact of financial deepening on agricultural production: A household-level analysis of BigTech finance. (2024). Wang, Yuejing ; Zhang, Hong. In: Economic Analysis and Policy. RePEc:eee:ecanpo:v:84:y:2024:i:c:p:57-77.

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2025Digital inclusive finance and corporate debt financing: Empirical evidence from China. (2025). Wang, Feiyang ; Nahar, Shamsun ; Fang, Wenbin ; Tan, Xinyu ; Cai, Yongbin. In: Economic Analysis and Policy. RePEc:eee:ecanpo:v:86:y:2025:i:c:p:494-509.

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2024How consumers’ digital engagement affects regional innovation capacity in China?. (2024). Yang, Xiuyun ; Liang, Shanshan. In: Economic Modelling. RePEc:eee:ecmode:v:139:y:2024:i:c:s0264999324001895.

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2024The impact of revenue diversification on profitability, capital, and risk in US banks by size. (2024). Schreiber, Ben Z. In: The North American Journal of Economics and Finance. RePEc:eee:ecofin:v:69:y:2024:i:pa:s1062940823001237.

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2024Financial technologies and the effectiveness of monetary policy transmission. (2024). HASAN, IFTEKHAR ; Li, Xiang ; Kwak, Boreum. In: European Economic Review. RePEc:eee:eecrev:v:161:y:2024:i:c:s0014292123002787.

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2024Machine learning in bank merger prediction: A text-based approach. (2024). Leledakis, George ; Katsafados, Apostolos ; Fergadiotis, Manos ; Androutsopoulos, Ion ; Pyrgiotakis, Emmanouil G. In: European Journal of Operational Research. RePEc:eee:ejores:v:312:y:2024:i:2:p:783-797.

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2024Liquidity risk in FinTech lending: Early impact of the COVID-19 pandemic on the P2P lending market. (2024). Shams, Syed ; Alam, Khorshed ; Nigmonov, Asror. In: Emerging Markets Review. RePEc:eee:ememar:v:58:y:2024:i:c:s1566014123000894.

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2024Fintech business and corporate social responsibility practices. (2024). Meng, Siqi ; Xu, Lei ; Guo, Fei ; Li, Bin. In: Emerging Markets Review. RePEc:eee:ememar:v:59:y:2024:i:c:s1566014123001103.

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2024How does technological progress affect provincial financial resilience? Evidence at the provincial level in China. (2024). Liu, Yuting ; Xu, Dandan. In: Emerging Markets Review. RePEc:eee:ememar:v:60:y:2024:i:c:s1566014124000323.

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2024Does fintech matter for financial inclusion and financial stability in BRICS markets?. (2024). Shakib, Mohammed ; Hassan, M. Kabir ; Vukovi, Darko B ; Kwakye, Bernard ; Febtinugraini, Armike. In: Emerging Markets Review. RePEc:eee:ememar:v:61:y:2024:i:c:s1566014124000591.

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2025Unintended consequences: Examining the effects of government digital regulation on corporate fintech innovation in China. (2025). Tang, Qiuyu ; Sun, Wanting ; Du, Xuanyu. In: Emerging Markets Review. RePEc:eee:ememar:v:64:y:2025:i:c:s156601412400116x.

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2025FinTech: The disruptive force reducing bank competition pressure. (2025). Li, Zhihui ; Zhang, Xudong. In: Emerging Markets Review. RePEc:eee:ememar:v:65:y:2025:i:c:s1566014124001328.

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2025Digital finance and stock price crash: Evidence from China. (2025). Zhang, Ping ; Wang, Yiru. In: Emerging Markets Review. RePEc:eee:ememar:v:66:y:2025:i:c:s1566014125000366.

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2024ESG investment and bank efficiency: Evidence from China. (2024). Yu, Wenmei ; Zhu, Tingting ; Cao, Qiang. In: Energy Economics. RePEc:eee:eneeco:v:133:y:2024:i:c:s014098832400224x.

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2024The cost of pollution in the digital era: Impediments of air pollution on enterprise digital transformation. (2024). Wu, Haitao ; Wang, Weilong ; Xiao, Deheng. In: Energy Economics. RePEc:eee:eneeco:v:134:y:2024:i:c:s0140988324002834.

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2025Do FinTech platforms amplify the wealth effect?. (2025). Zheng, Kaixin. In: International Review of Financial Analysis. RePEc:eee:finana:v:101:y:2025:i:c:s1057521925000948.

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2025Can digital inclusive finance promote the Internet business model? Empirical evidence from Chinese listed firms. (2025). Zhang, LI ; Chen, Xikai ; Guo, Tongtong ; Peng, Jiao. In: International Review of Financial Analysis. RePEc:eee:finana:v:102:y:2025:i:c:s1057521925001103.

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2025Impact of Fintech on supply chain resilience. (2025). Xie, Linling ; Liu, Fang. In: International Review of Financial Analysis. RePEc:eee:finana:v:103:y:2025:i:c:s105752192500328x.

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2025Does digital finance alter the leverage decision of firms? Evidence from China. (2025). Gao, Jingyi ; Ren, Yuanming ; Zhan, Xinyu. In: International Review of Financial Analysis. RePEc:eee:finana:v:104:y:2025:i:pa:s1057521925003382.

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2025The nonlinear dynamic effects of fintech on carbon emissions: Evidence from Chinese cities. (2025). Peng, Zhenfeng ; Zhang, Huanbo ; Li, Xiaoyan. In: International Review of Financial Analysis. RePEc:eee:finana:v:104:y:2025:i:pb:s1057521925004223.

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2024Fintech development and corporate credit risk: Evidence from an emerging market. (2024). Wu, Xiaomeng ; Zhou, Peng ; Mo, Lingyu ; Tan, Changchun. In: International Review of Financial Analysis. RePEc:eee:finana:v:92:y:2024:i:c:s1057521924000164.

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2024Coping with the storm: The role of fintech in SME survival. (2024). Sun, Ruohan ; Zhou, Nan. In: International Review of Financial Analysis. RePEc:eee:finana:v:93:y:2024:i:c:s1057521924000899.

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2024Are “too big to fail” banks just different in size? – A study on systemic risk and stand-alone risk. (2024). Li, Zongyuan ; Lai, Rose Neng. In: International Review of Financial Analysis. RePEc:eee:finana:v:93:y:2024:i:c:s1057521924000954.

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2024Fintech and financial sector: ADO analysis and future research agenda. (2024). Choudhary, Priya ; Thenmozhi, M. In: International Review of Financial Analysis. RePEc:eee:finana:v:93:y:2024:i:c:s1057521924001339.

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2024Examining the impact of a central bank digital currency on the access to banking. (2024). Dunbar, Kwamie ; Treku, Daniel N. In: International Review of Financial Analysis. RePEc:eee:finana:v:93:y:2024:i:c:s1057521924001522.

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2024The color of FinTech: FinTech and corporate green transformation in China. (2024). Hu, Yan ; Shen, ME ; Wu, Fei. In: International Review of Financial Analysis. RePEc:eee:finana:v:94:y:2024:i:c:s1057521924001868.

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2024FinTech, systemic risk and bank market power – Australian perspective. (2024). Saklain, Md Sohel. In: International Review of Financial Analysis. RePEc:eee:finana:v:95:y:2024:i:pa:s1057521924002837.

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2024Macroeconomic environment and the future performance of loans: Evidence from three peer-to-peer platforms. (2024). Baumohl, Eduard ; Lyocsa, Tefan ; Vaaniova, Petra. In: International Review of Financial Analysis. RePEc:eee:finana:v:95:y:2024:i:pb:s105752192400348x.

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2024The influence of regional sentiment on online borrowing. (2024). Bazley, William ; Jannati, Sima. In: International Review of Financial Analysis. RePEc:eee:finana:v:95:y:2024:i:pb:s1057521924003557.

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2024FinTech and sustainable development: A systematic thematic analysis using human- and machine-generated processing. (2024). Gasbarro, Dominic ; Abedin, Mohammad Zoynul ; Hoque, Ariful ; Hasan, Morshadul. In: International Review of Financial Analysis. RePEc:eee:finana:v:95:y:2024:i:pc:s1057521924004058.

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2024Break a peg! A study of stablecoin co-instability. (2024). Vito, Liuzzi ; Patrice, Sargenti ; Alessio, Castello ; Gregory, Gadzinski. In: International Review of Financial Analysis. RePEc:eee:finana:v:96:y:2024:i:pa:s1057521924005404.

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2025Digital financial inclusion, e-commerce development and entrepreneurial activity. (2025). Xie, Baiwei ; Chen, Mingyan ; Wei, Feiqiong. In: International Review of Financial Analysis. RePEc:eee:finana:v:97:y:2025:i:c:s1057521924007385.

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2024Exacerbation or suppression? Digital transformation and shadow banking activities of non-financial firms. (2024). Zhao, Xiaoqing ; Yao, Chen. In: Finance Research Letters. RePEc:eee:finlet:v:61:y:2024:i:c:s1544612323013193.

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2024Digital transformation and corporates green technology innovation performance–The mediating role of knowledge sharing. (2024). Sun, Yumeng. In: Finance Research Letters. RePEc:eee:finlet:v:62:y:2024:i:pa:s1544612324001351.

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2024Exploring connectedness among cryptocurrency, technology communication, and FinTech through dynamic and fractal analysis. (2024). Demir, Ender ; Mokni, Khaled ; Assaf, Ata. In: Finance Research Letters. RePEc:eee:finlet:v:63:y:2024:i:c:s1544612324002903.

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2024Power relationships, digital literacy, and inclusive digital banking in Israel. (2024). Manos, Ronny ; Shakir, Ofir ; Finger, Maya. In: Finance Research Letters. RePEc:eee:finlet:v:63:y:2024:i:c:s1544612324003222.

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2024Beyond innovation: Fintech credit and its ripple effects on traditional banking profitability. (2024). Hodula, Martin. In: Finance Research Letters. RePEc:eee:finlet:v:63:y:2024:i:c:s1544612324003374.

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2024Fintech lenders and borrowers screening: Superior abilities or lax practices?. (2024). Janbek, Khalil-Etienne ; Bancel, Franck. In: Finance Research Letters. RePEc:eee:finlet:v:63:y:2024:i:c:s1544612324003532.

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2024The role of FinTech lenders in mortgage market: Evidence from corporate relocations. (2024). Liu, Shiang ; Yang, Changyu. In: Finance Research Letters. RePEc:eee:finlet:v:63:y:2024:i:c:s1544612324004185.

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2024FinTech and banks: Strategic partnerships that circumvent state usury laws. (2024). Hannon, Simona M ; Elliehausen, Gregory. In: Finance Research Letters. RePEc:eee:finlet:v:64:y:2024:i:c:s1544612324004173.

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2024Heterogeneous dependence of the FinTech Index with Global Systemically Important Banks (G-SIBs). (2024). lucey, brian ; Abedin, Mohammad Zoynul ; Zeng, Hongjun. In: Finance Research Letters. RePEc:eee:finlet:v:64:y:2024:i:c:s1544612324004549.

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2024BigTech, FinTech, and banks: A tangle or unity?. (2024). lucey, brian ; Karim, Sitara. In: Finance Research Letters. RePEc:eee:finlet:v:64:y:2024:i:c:s1544612324005208.

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2024Lending business models and FinTechs efficiency. (2024). Pampurini, Francesca ; Quaranta, Anna Grazia ; Pezzola, Annagiulia. In: Finance Research Letters. RePEc:eee:finlet:v:65:y:2024:i:c:s154461232400549x.

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2024Religiosity, gambling attitudes, and fintech credit adoption. (2024). Nishikawa, Yuka ; Joo, Mohammad Hashemi ; Dandapani, Krishnan. In: Finance Research Letters. RePEc:eee:finlet:v:67:y:2024:i:pb:s1544612324009887.

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2024Can FinTech promote enterprises’ ambidextrous innovation capability? Organizational resilience perspective. (2024). Feng, Fangfang ; Li, Junjun ; Zhang, Feng ; Liu, Zhiyou. In: Finance Research Letters. RePEc:eee:finlet:v:68:y:2024:i:c:s1544612324010249.

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2024Bridging the gap? A theoretical analysis of the net effect of FinTech entry on access to credit. (2024). Gutierrez, Jose E ; Gisbert, Josep. In: Finance Research Letters. RePEc:eee:finlet:v:69:y:2024:i:pa:s1544612324009486.

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2024Does the big data credit platform reduce corporate credit resource mismatch: Evidence from China. (2024). Zhou, Xin ; Fu, Yiting. In: Finance Research Letters. RePEc:eee:finlet:v:69:y:2024:i:pa:s1544612324011620.

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2024Understanding the rapid development of CBDC in emerging economies. (2024). Cumming, Douglas ; Corbet, Shaen ; Johan, Sofia ; Glatzer, Zachary. In: Finance Research Letters. RePEc:eee:finlet:v:70:y:2024:i:c:s1544612324012558.

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2024How the Economic Policy Uncertainty (EPU) impacts FinTech: The implication of P2P lending markets. (2024). Chang, Aichih ; Zhou, Fuqin ; Shi, Jim. In: Finance Research Letters. RePEc:eee:finlet:v:70:y:2024:i:c:s1544612324012972.

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2024Sustainable crowdfunding and cultural contexts: Evidence from a longitudinal multi-country analysis. (2024). Vismara, Silvio ; Meoli, Michele ; Far, Luca. In: Finance Research Letters. RePEc:eee:finlet:v:70:y:2024:i:c:s1544612324013746.

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2025The role of digital finance in enhancing export competitiveness: insights from Chinas listed companies. (2025). Liu, Xinghua ; Zhou, Lei. In: Finance Research Letters. RePEc:eee:finlet:v:71:y:2025:i:c:s1544612324014053.

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2025Does CBDC launch increase tax collection? empirical evidence from China. (2025). Umar, Muhammad. In: Finance Research Letters. RePEc:eee:finlet:v:71:y:2025:i:c:s1544612324015150.

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2025The asymmetric effects of digital inclusive finance’s breadth and depth on the digital transformation of agribusinesses. (2025). Li, Wenyi ; Wang, Wenna ; Yang, Zhen. In: Finance Research Letters. RePEc:eee:finlet:v:72:y:2025:i:c:s1544612324015575.

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2025Time-frequency volatility spillovers between CBDC uncertainty and cryptocurrencies. (2025). Wu, You ; Han, Liyan ; Wan, Jieru. In: Finance Research Letters. RePEc:eee:finlet:v:74:y:2025:i:c:s1544612325000285.

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2025Digital finance and firm green innovation: The role of media and executives. (2025). Wang, Wenwen. In: Finance Research Letters. RePEc:eee:finlet:v:74:y:2025:i:c:s1544612325000595.

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2024The role of banks’ technology adoption in credit markets during the pandemic. (2024). Rainone, Edoardo ; Branzoli, Nicola ; Supino, Ilaria. In: Journal of Financial Stability. RePEc:eee:finsta:v:71:y:2024:i:c:s1572308924000159.

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2024The impact of fintech lending on credit access for U.S. small businesses. (2024). Gambacorta, Leonardo ; Frost, Jon ; Cornelli, Giulio ; Jagtiani, Julapa. In: Journal of Financial Stability. RePEc:eee:finsta:v:73:y:2024:i:c:s1572308924000755.

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2024Bank runs and media freedom: What you don’t know won’t hurt you?. (2024). Semenova, Maria ; Benov, Alexander ; Sokolov, Vladimir. In: Journal of Financial Stability. RePEc:eee:finsta:v:74:y:2024:i:c:s1572308924001086.

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2024Do repeated government infusions help financial stability? Evidence from an emerging market. (2024). Morohunfolu, Olaleye ; Kalimipalli, Madhu ; Ramachandran, Shankar. In: Journal of Financial Stability. RePEc:eee:finsta:v:75:y:2024:i:c:s1572308924001190.

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2025The impact of policy uncertainty on shareholder wealth: Evidence from bank M&A. (2025). Subeniotis, Demetres ; Tampakoudis, Ioannis ; Kiosses, Nikolaos ; Leventis, Stergios. In: Journal of Financial Stability. RePEc:eee:finsta:v:76:y:2025:i:c:s1572308924001463.

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2025Analyzing and forecasting Chinas financial resilience: Measurement techniques and identification of key influencing factors. (2025). Sun, Chentong ; Zhang, XU ; Chen, Yilin. In: Journal of Financial Stability. RePEc:eee:finsta:v:76:y:2025:i:c:s1572308925000014.

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2024FinTech entrepreneurial ecosystem in India: Role of incubators and accelerators. (2024). Ahmad, Wasim ; Kattumuri, Ruth ; Kaur, Manmeet ; Hari, K S. In: Global Finance Journal. RePEc:eee:glofin:v:60:y:2024:i:c:s104402832400005x.

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2024Exploring the drivers of investment in Fintech: Board composition and home bias in banking. (2024). Gallo, Serena ; Previtali, Daniele ; del Gaudio, Belinda Laura. In: Global Finance Journal. RePEc:eee:glofin:v:60:y:2024:i:c:s1044028324000164.

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2024Does news related to digital economy and central bank digital currency affect digital economy ETFs? Evidence from TVP-VAR connectedness and wavelet local multiple correlation analyses. (2024). lucey, brian ; Billah, Syed ; Hoque, Mohammad Enamul ; Alam, Md Rafayet. In: Global Finance Journal. RePEc:eee:glofin:v:61:y:2024:i:c:s1044028324000644.

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2024The influence of European MiCa regulation on cryptocurrencies. (2024). Conlon, Thomas ; Corbet, Shaen ; Oxley, Les. In: Global Finance Journal. RePEc:eee:glofin:v:63:y:2024:i:c:s1044028324001121.

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2024Estimating probability of default via delinquencies? Evidence from European P2P lending market. (2024). Nigmonov, Asror ; Urbonas, Povilas ; Shams, Syed. In: Global Finance Journal. RePEc:eee:glofin:v:63:y:2024:i:c:s1044028324001224.

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2024The governance effects of social media engagement on M&A outcomes: Evidence from China. (2024). Liu, YU ; Chen, Yugang ; Zhang, Pengdong. In: Journal of International Financial Markets, Institutions and Money. RePEc:eee:intfin:v:91:y:2024:i:c:s104244312400012x.

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2024Digital disruptors at the gate. Does FinTech lending affect bank market power and stability?. (2024). Cuadros-Solas, Pedro ; Suarez, Nuria ; Cubillas, Elena ; Salvador, Carlos. In: Journal of International Financial Markets, Institutions and Money. RePEc:eee:intfin:v:92:y:2024:i:c:s1042443124000301.

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2025Central bank digital currency and systemic risk. (2025). Rizwan, Muhammad Suhail ; Ahmad, Ghufran ; Qureshi, Anum. In: Journal of International Financial Markets, Institutions and Money. RePEc:eee:intfin:v:99:y:2025:i:c:s1042443124001707.

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2024Does the CARD Act affect price responsiveness? Evidence from credit card solicitations. (2024). Li, Geng ; Dou, Yiwei ; Ronen, Joshua. In: Journal of Banking & Finance. RePEc:eee:jbfina:v:164:y:2024:i:c:s037842662400116x.

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2024Heterogeneous unbanked households: Which types of households are more (or less) likely to open a bank account?. (2024). Routh, Aditi ; Toh, Ying Lei ; Hayashi, Fumiko. In: Journal of Economics and Business. RePEc:eee:jebusi:v:129:y:2024:i:c:s0148619523000498.

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2025Is the market tougher with riskier banks? Evidence from the pricing of bank debt securities during a financial turmoil episode. (2025). Pop, Diana. In: Journal of Economics and Business. RePEc:eee:jebusi:v:134-135:y:2025:i::s0148619524000651.

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2025Fintech entry, lending market competition, and welfare. (2025). Vives, Xavier ; Ye, Zhiqiang. In: Journal of Financial Economics. RePEc:eee:jfinec:v:168:y:2025:i:c:s0304405x25000480.

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2025Customer data access and fintech entry: Early evidence from open banking. (2025). De Marco, Filippo ; Babina, Tania ; Bahaj, Saleem ; Buchak, Greg ; Foulis, Angus ; Gornall, Will ; Mazzola, Francesco ; Yu, Tong. In: Journal of Financial Economics. RePEc:eee:jfinec:v:169:y:2025:i:c:s0304405x24001739.

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2024Security design: A review. (2024). Barbalau, Adelina ; Allen, Franklin. In: Journal of Financial Intermediation. RePEc:eee:jfinin:v:60:y:2024:i:c:s104295732400041x.

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2024Fintech mergers and acquisitions. (2024). Mao, Mike Qinghao ; Zheng, Hao. In: Journal of International Money and Finance. RePEc:eee:jimfin:v:143:y:2024:i:c:s0261560624000639.

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2024Unveiling the influencing mechanism underlying users€™ adoption and recommend intentions of central bank digital currency: A behavioral reasoning theory perspective. (2024). Liu, Xin ; Wu, Jiaqi ; Zhang, Chenghu. In: Journal of Retailing and Consumer Services. RePEc:eee:joreco:v:81:y:2024:i:c:s0969698924003461.

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More than 100 citations found, this list is not complete...

Works by Julapa A. Jagtiani:

YearTitleTypeCited
2024The role of bank–FinTech partnerships in creating a more inclusive banking system In: Journal of Digital Banking.
[Full Text][Citation analysis]		article1
2023The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System.(2023) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 1		paper
2022The impact of fintech lending on credit access for U.S. small businesses In: BIS Working Papers.
[Full Text][Citation analysis]		paper8
2022The Impact of Fintech Lending on Credit Access for U.S. Small Businesses.(2022) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 8		paper
2019The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform In: Financial Management.
[Full Text][Citation analysis]		article102
2018The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform.(2018) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 102		paper
2002The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period In: Journal of Financial Research.
[Full Text][Citation analysis]		article48
2018The Interplay between Financial Regulations, Resilience, and Growth In: CEPR Discussion Papers.
[Full Text][Citation analysis]		paper13
2010The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance In: Working Papers.
[Full Text][Citation analysis]		paper20
2014Credit Access after Consumer Bankruptcy Filing: New Evidence In: Working Papers.
[Full Text][Citation analysis]		paper13
2014Credit access after consumer bankruptcy filing: new evidence.(2014) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 13		paper
2014The Evolution of U.S. Community Banks and Its Impact on Small Business Lending In: Working Papers.
[Full Text][Citation analysis]		paper0
2014The evolution of u.s. Community banks and its impact on small business lending.(2014) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 0		paper
2016Small Business Lending: Challenges and Opportunities for Community Banks In: Working Papers.
[Full Text][Citation analysis]		paper3
2016Small business lending: challenges and opportunities for community banks.(2016) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 3		paper
2016Is Bigger Necessarily Better in Community Banking? In: Working Papers.
[Full Text][Citation analysis]		paper7
2016Is Bigger Necessarily Better in Community Banking?.(2016) In: Working Papers (Old Series).
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 7		paper
2016Is Bigger Necessarily Better in Community Banking?.(2016) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 7		paper
2016Is Bigger Necessarily Better in Community Banking?.(2016) In: Departmental Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 7		paper
2016Community bank mergers and their impact on small business lending In: Journal of Financial Stability.
[Full Text][Citation analysis]		article16
2019Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance In: Journal of Banking & Finance.
[Full Text][Citation analysis]		article19
2018Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance.(2018) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 19		paper
2018DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE.(2018) In: Departmental Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 19		paper
2019Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance.(2019) In: Departmental Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 19		paper
1995The effect of bank capital requirements on bank off-balance sheet financial innovations In: Journal of Banking & Finance.
[Full Text][Citation analysis]		article37
1995Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities In: Journal of Banking & Finance.
[Full Text][Citation analysis]		article40
1996Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) In: Journal of Banking & Finance.
[Full Text][Citation analysis]		article39
2020Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform In: Journal of Economic Behavior & Organization.
[Full Text][Citation analysis]		article20
2020Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform.(2020) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 20		paper
2018Do fintech lenders penetrate areas that are underserved by traditional banks? In: Journal of Economics and Business.
[Full Text][Citation analysis]		article152
2018Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks?.(2018) In: Working Papers.
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This paper has nother version. Agregated cites: 152		paper
1996Interest rate risk subsidization in international capital standards In: Journal of Economics and Business.
[Full Text][Citation analysis]		article13
2000The risk effects of combining banking, securities, and insurance activities In: Journal of Economics and Business.
[Full Text][Citation analysis]		article56
2001Market discipline prior to bank failure In: Journal of Economics and Business.
[Full Text][Citation analysis]		article47
2011Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform In: Journal of Economics and Business.
[Full Text][Citation analysis]		article28
2011Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform.(2011) In: Journal of Economics and Business.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 28		article
1994Foreign ownership restrictions and stock prices in the Thai capital market In: Journal of Financial Economics.
[Full Text][Citation analysis]		article112
2022Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China In: Journal of International Money and Finance.
[Full Text][Citation analysis]		article94
2022Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China”.(2022) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 94		paper
2003An analysis of advisor choice, fees, and effort in mergers and acquisitions In: Review of Financial Economics.
[Full Text][Citation analysis]		article55
2003An analysis of advisor choice, fees, and effort in mergers and acquisitions.(2003) In: Review of Financial Economics.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 55		article
2017The impacts of financial regulations: solvency and liquidity in the post-crisis period In: Journal of Financial Regulation and Compliance.
[Full Text][Citation analysis]		article5
2017THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD.(2017) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 5		paper
1999Do markets discipline banks and bank holding companies? evidence from debt pricing In: Emerging Issues.
[Citation analysis]		article34
1999Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure In: Emerging Issues.
[Citation analysis]		article6
2000Merger advisory fees and advisors effort In: Emerging Issues.
[Citation analysis]		article0
2000Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s In: Emerging Issues.
[Citation analysis]		article1
2000The role of financial advisors in merger and acquisitions In: Emerging Issues.
[Citation analysis]		article0
2000Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs application to convert to FHC In: Emerging Issues.
[Citation analysis]		article0
2000Predicting inadequate capitalization: early warning system for bank supervision In: Emerging Issues.
[Citation analysis]		article4
2000Market discipline prior to failure In: Emerging Issues.
[Citation analysis]		article3
2016Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks In: Economic Perspectives.
[Full Text][Citation analysis]		article15
2000The price of bank mergers in the 1990s In: Economic Perspectives.
[Full Text][Citation analysis]		article4
2003Early warning models for bank supervision: Simpler could be better. In: Economic Perspectives.
[Full Text][Citation analysis]		article38
2001Do markets react to regulatory information? In: Chicago Fed Letter.
[Full Text][Citation analysis]		article0
2000Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s In: Working Paper Series.
[Full Text][Citation analysis]		paper18
2008Understanding the effects of the merger boom on community banks In: Economic Review.
[Full Text][Citation analysis]		article2
2007How much would banks be willing to pay to become \too-big-to-fail\ and to capture other benefits? In: Research Working Paper.
[Full Text][Citation analysis]		paper16
2007The potential role of subordinated debt programs in enhancing market discipline in banking In: Research Working Paper.
[Full Text][Citation analysis]		paper4
2007Targets corporate governance and bank merger payoffs In: Research Working Paper.
[Full Text][Citation analysis]		paper5
2002The role of bank advisors in mergers and acquisitions In: Staff Reports.
[Full Text][Citation analysis]		paper6
2009How much did banks pay to become too-big-to-fail and to become systemically important? In: Working Papers.
[Full Text][Citation analysis]		paper96
2011How much did banks pay to become too-big-to-fail and to become systematically important?.(2011) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 96		paper
2013How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?.(2013) In: Journal of Financial Services Research.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 96		article
2010Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II In: Working Papers.
[Full Text][Citation analysis]		paper0
2010Corporate governance structure and mergers In: Working Papers.
[Full Text][Citation analysis]		paper0
2025Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans In: Working Papers.
[Full Text][Citation analysis]		paper0
2010Strategic default on first and second lien mortgages during the financial crisis In: Working Papers.
[Full Text][Citation analysis]		paper5
2013Credit access and credit performance after consumer bankruptcy filing: new evidence In: Working Papers.
[Full Text][Citation analysis]		paper0
2014Enhancing prudential standards in financial regulations In: Working Papers.
[Full Text][Citation analysis]		paper6
2016Enhancing Prudential Standards in Financial Regulations.(2016) In: Journal of Financial Services Research.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 6		article
2014Foreclosure delay and consumer credit performance In: Working Papers.
[Full Text][Citation analysis]		paper9
2015Foreclosure delay and consumer credit performance.(2015) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 9		paper
2017Foreclosure Delay and Consumer Credit Performance.(2017) In: Journal of Financial Services Research.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 9		article
2017Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information In: Working Papers.
[Full Text][Citation analysis]		paper24
2017First-Time Homebuyers: Toward a New Measure In: Working Papers.
[Full Text][Citation analysis]		paper0
2018How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] In: Working Papers.
[Full Text][Citation analysis]		paper2
2018Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? In: Working Papers.
[Full Text][Citation analysis]		paper0
2018The Interplay Among Financial Regulations, Resilience, and Growth In: Working Papers.
[Full Text][Citation analysis]		paper8
2018The Interplay among Financial Regulations, Resilience, and Growth.(2018) In: Journal of Financial Services Research.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 8		article
2019CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER In: Working Papers.
[Full Text][Citation analysis]		paper16
2018CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER.(2018) In: Departmental Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 16		paper
2022Consumer lending efficiency: commercial banks versus a fintech lender.(2022) In: Financial Innovation.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 16		article
2019Fintech Lending and Mortgage Credit Access In: Working Papers.
[Full Text][Citation analysis]		paper1
2020A Survey of Fintech Research and Policy Discussion In: Working Papers.
[Full Text][Citation analysis]		paper93
2021A Survey of Fintech Research and Policy Discussion.(2021) In: Review of Corporate Finance.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 93		article
2020The Credit Card Act and Consumer Debt Structure In: Working Papers.
[Full Text][Citation analysis]		paper1
2022The Credit Card Act and Consumer Debt Structure.(2022) In: Journal of Law, Finance, and Accounting.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 1		article
2021Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? In: Working Papers.
[Full Text][Citation analysis]		paper7
2023Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? In: Working Papers.
[Full Text][Citation analysis]		paper0
2024Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” In: Working Papers.
[Full Text][Citation analysis]		paper0
2010The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance In: Atlantic Economic Journal.
[Full Text][Citation analysis]		article22
2010The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance.(2010) In: Atlantic Economic Journal.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 22		article
1997Risk and Market Segmentation in Financial Intermediaries Returns In: Journal of Financial Services Research.
[Full Text][Citation analysis]		article15
1996Risk and Market Segmentation in Financial Intermediaries’ Returns.(1996) In: Center for Financial Institutions Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 15		paper
2001Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications In: Journal of Financial Services Research.
[Full Text][Citation analysis]		article12
2021Cryptocurrencies: Regulatory Perspectives and Implications for Investors In: Springer Books.
[Citation analysis]		chapter3

CitEc is a RePEc service, providing citation data for Economics since 2001. Last updated November, 20 2025. Contact: CitEc Team