Melvin Stephens, Jr. : Citation Profile


Are you Melvin Stephens, Jr.?

University of Michigan

18

H index

23

i10 index

1757

Citations

RESEARCH PRODUCTION:

22

Articles

25

Papers

RESEARCH ACTIVITY:

   20 years (2001 - 2021). See details.
   Cites by year: 87
   Journals where Melvin Stephens, Jr. has often published
   Relations with other researchers
   Recent citing documents: 159.    Total self citations: 14 (0.79 %)

MORE DETAILS IN:
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   Permalink: http://citec.repec.org/pst400
   Updated: 2024-12-03    RAS profile: 2023-03-16    
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Relations with other researchers


Works with:

Haider, Steven (2)

Authors registered in RePEc who have co-authored more than one work in the last five years with Melvin Stephens, Jr..

Is cited by:

Huttunen, Kristiina (19)

Marcus, Jan (18)

Crossley, Thomas (16)

Unayama, Takashi (16)

Rohwedder, Susann (16)

Hurd, Michael (15)

Agarwal, Sumit (14)

Parker, Jonathan (12)

Chevalier, Arnaud (11)

Tumen, Semih (11)

Shimizutani, Satoshi (11)

Cites to:

Hurd, Michael (14)

Katz, Lawrence (14)

Goldin, Claudia (13)

Rohwedder, Susann (12)

Lusardi, Annamaria (11)

Staiger, Doug (10)

Browning, Martin (10)

Unayama, Takashi (9)

Smith, Sarah (8)

Heckman, James (7)

Parker, Jonathan (7)

Main data


Where Melvin Stephens, Jr. has published?


Journals with more than one article published# docs
The Review of Economics and Statistics6
American Economic Review3
Journal of Labor Economics2
American Economic Journal: Applied Economics2

Working Papers Series with more than one paper published# docs
NBER Working Papers / National Bureau of Economic Research, Inc21

Recent works citing Melvin Stephens, Jr. (2024 and 2023)


YearTitle of citing document
2023Intergenerational Mobility in American History: Accounting for Race and Measurement Error. (2023). Ward, Zachary. In: American Economic Review. RePEc:aea:aecrev:v:113:y:2023:i:12:p:3213-48.

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2023Mistakes in Future Consumption, High MPCs Now. (2023). Lian, Chen. In: American Economic Review: Insights. RePEc:aea:aerins:v:5:y:2023:i:4:p:563-81.

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2024Real Effects of Markets on Politics: Evidence from US Presidential Elections. (2024). Lin, Leming ; Koch, Andrew ; Crane, Alan D. In: American Economic Review: Insights. RePEc:aea:aerins:v:6:y:2024:i:1:p:73-88.

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2023.

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2023Testing Instrument Validity with Covariates. (2021). Kitagawa, Toru ; Carr, Thomas . In: Papers. RePEc:arx:papers:2112.08092.

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2023The Robust F-Statistic as a Test for Weak Instruments. (2023). Windmeijer, Frank. In: Papers. RePEc:arx:papers:2309.01637.

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2023Uncovering the Differences Among Displaced Workers: Evidence from Canadian Job Separation Records. (2023). Park, Young Min ; Birinci, Serdar ; See, Kurt ; Pugh, Thomas. In: Staff Working Papers. RePEc:bca:bocawp:23-55.

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2023Returns to Schooling in Thailand: Evidence from the 1978 Compulsory Schooling Law. (2023). Korwatanasakul, Upalat. In: The Developing Economies. RePEc:bla:deveco:v:61:y:2023:i:1:p:3-35.

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2024Crime over the welfare payment cycle. (2024). , Anke ; Knoef, Marike G. In: Economic Inquiry. RePEc:bla:ecinqu:v:62:y:2024:i:3:p:1309-1334.

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2023Measuring Corruption in China: An Expenditure†based Approach Using Household Survey Data. (2018). Zhong, Hai. In: Economica. RePEc:bla:econom:v:85:y:2018:i:338:p:383-405.

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2023Seeking shelter in times of crisis? unemployment, perceived job insecurity and trade union membership. (2023). Goerke, Laszlo ; Chadi, Adrian. In: Economica. RePEc:bla:econom:v:90:y:2023:i:359:p:1041-1088.

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2024Consumption and time use responses to unemployment: Implications for the lifecycle model. (2024). Suari-Andreu, Eduard ; Alessie, Rob ; Knoef, Marike ; Suariandreu, Eduard ; Been, Jim. In: Economica. RePEc:bla:econom:v:91:y:2024:i:361:p:1-32.

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2023The effect of education on homeownership: Evidence from 20th century school attendance laws in the United States. (2023). Silles, Mary A. In: Manchester School. RePEc:bla:manchs:v:91:y:2023:i:1:p:1-17.

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2023Adapting or compounding? The effects of recurring labour shocks on stated and revealed preferences for redistribution. (2023). Matakos, Konstantinos ; Cotofan, Maria. In: CEP Discussion Papers. RePEc:cep:cepdps:dp1957.

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2023Workers’ Perceptions of Earnings Growth and Employment Risk. (2023). Kosar, Gizem ; van der Klaauw, Wilbert. In: CESifo Working Paper Series. RePEc:ces:ceswps:_10300.

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2023Scarcity and Consumption Priorities. (2023). Sayag, Doron ; Dahan, Momi. In: CESifo Working Paper Series. RePEc:ces:ceswps:_10316.

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2023Biased Expectations and Labor Market Outcomes: Evidence from German Survey Data and Implications for the East-West Wage Gap. (2023). Goensch, Johannes ; Forstner, Susanne ; Duernecker, Georg ; Balleer, Almut. In: CESifo Working Paper Series. RePEc:ces:ceswps:_10336.

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2023Skilled Labour Migration and Firm Performance: Evidence from English Hospitals and Brexit. (2023). Fischer, Kai. In: CESifo Working Paper Series. RePEc:ces:ceswps:_10747.

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2024Schooling and Self-Control. (2024). Dahmann, Sarah C. ; Cobb-Clark, Deborah ; Kamhofer, Daniel ; Schildberg-Horisch, Hannah. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11007.

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2023The Impact of Monetary Policy on a Labor Market with Heterogeneous Workers: The Case of Chile. (2023). Madeira, Carlos ; Salazar, Leonardo. In: Working Papers Central Bank of Chile. RePEc:chb:bcchwp:980.

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2023Predicting Re-Employment: Machine Learning Versus Assessments by Unemployed Workers and by Their Caseworkers. (2023). Uhlendorff, Arne ; Kunaschk, Max ; van den Berg, Gerard J ; Stephan, Gesine ; Lang, Julia. In: Working Papers. RePEc:crs:wpaper:2023-09.

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2023Is There a Desired Added Worker Effect?: Evidence from Involuntary Job Losses. (2023). Glaubitz, Rick ; Beckmannshagen, Mattis. In: SOEPpapers on Multidisciplinary Panel Data Research. RePEc:diw:diwsop:diw_sp1200.

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2023Consumption effects of job loss expectations: new evidence for the euro area. (2023). Weissler, Marco ; Rusinova, Desislava ; da Silva, Antonio Dias. In: Working Paper Series. RePEc:ecb:ecbwps:20232817.

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2023Day-to-day variation in adolescent food insecurity. (2023). Odgers, Candice L ; Hoyle, Rick H ; Copeland, William E ; Bellows, Laura ; Gassman-Pines, Anna. In: Children and Youth Services Review. RePEc:eee:cysrev:v:149:y:2023:i:c:s0190740923001494.

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2023The effect of job displacement on public college enrollment: Evidence from Ohio. (2023). Scott-Clayton, Judith ; Moore, Brendan ; Minaya, Veronica. In: Economics of Education Review. RePEc:eee:ecoedu:v:92:y:2023:i:c:s0272775722001005.

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2023Rockefellers and Goldwaters: The effect of compulsory schooling on voting preferences. (2023). Krashinsky, Harry ; Nesson, Erik ; Decicca, Philip. In: Economics of Education Review. RePEc:eee:ecoedu:v:96:y:2023:i:c:s027277572300078x.

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2024Power politics: How electric grievances shape election outcomes. (2024). Peterson, Lauri ; Brannlund, Anton. In: Ecological Economics. RePEc:eee:ecolec:v:217:y:2024:i:c:s0921800923003403.

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2024Bounding program benefits when participation is misreported. (2024). Tommasi, Denni ; Zhang, Lina. In: Journal of Econometrics. RePEc:eee:econom:v:238:y:2024:i:1:s0304407623002725.

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2024Instrumental variable estimation with first-stage heterogeneity. (2024). Shen, Shu ; Gu, Jiaying ; Abadie, Alberto. In: Journal of Econometrics. RePEc:eee:econom:v:240:y:2024:i:2:s0304407623000702.

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2023A marriage-market perspective on risk-taking and career choices. (2023). Zou, Ben ; Zhang, Hanzhe. In: European Economic Review. RePEc:eee:eecrev:v:152:y:2023:i:c:s0014292123000089.

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2023The height premium: A systematic review and meta-analysis. (2023). Schoonmade, Linda ; Portrait, France ; Thompson, Kristina. In: Economics & Human Biology. RePEc:eee:ehbiol:v:50:y:2023:i:c:s1570677x23000540.

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2024The long-run effects of childhood exposure to market access shocks: Evidence from the US railroad network expansion. (2024). Chan, Jeff. In: Explorations in Economic History. RePEc:eee:exehis:v:91:y:2024:i:c:s0014498322000742.

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2023The effect of the digital divide on household consumption in China. (2023). Jiang, Jialing ; Yin, Zhichao ; Wang, Jianqiu. In: International Review of Financial Analysis. RePEc:eee:finana:v:87:y:2023:i:c:s1057521923001096.

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2023The international transmission of local economic shocks through migrant networks. (2023). Kovak, Brian ; Cadena, Brian C ; Caballero, Maria Esther. In: Journal of International Economics. RePEc:eee:inecon:v:145:y:2023:i:c:s0022199623001186.

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2024Wheeling into school and out of crime: Evidence from linking driving licenses to minimum academic requirements. (2024). barua, rashmi ; Hoefer-Marti, Ian ; Vidal-Fernandez, Marian. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:217:y:2024:i:c:p:334-377.

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2023How do hospitals respond to input regulation? Evidence from the California nurse staffing mandate. (2023). Raja, Chandni. In: Journal of Health Economics. RePEc:eee:jhecon:v:92:y:2023:i:c:s0167629623001030.

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2023Spending trajectories after age 65 variation by initial wealth. (2023). Rohwedder, Susann ; Hurd, Michael D. In: The Journal of the Economics of Ageing. RePEc:eee:joecag:v:26:y:2023:i:c:s2212828x23000282.

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2023Income variation and excess sensitivity of goods-intensive leisure. (2023). Wozny, Nathan ; Albert, Aaron. In: Labour Economics. RePEc:eee:labeco:v:81:y:2023:i:c:s0927537122002032.

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2023Work-limiting disabilities and earnings volatility. (2023). Jolly, Nicholas ; Wagner, Kathryn L. In: Labour Economics. RePEc:eee:labeco:v:81:y:2023:i:c:s0927537123000088.

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2023Job displacement and the mental health of households: Burden sharing counteracts spillover. (2023). Zhao, Yuejun. In: Labour Economics. RePEc:eee:labeco:v:81:y:2023:i:c:s0927537123000155.

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2023Education-oriented and care-oriented preschools: Implications on child development. (2023). Yamashita, Jun ; Shikishima, Chizuru ; Ruberg, Tim ; Akabayashi, Hideo. In: Labour Economics. RePEc:eee:labeco:v:84:y:2023:i:c:s0927537123000854.

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2023The impact of monetary policy on a labor market with heterogeneous workers: The case of Chile. (2023). Madeira, Carlos ; Salazar, Leonardo. In: Latin American Journal of Central Banking (previously Monetaria). RePEc:eee:lajcba:v:4:y:2023:i:2:s2666143823000133.

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2023It is not easy being a Green party: Green politics as a normal good. (2023). Khamis, Melanie ; Gourley, Patrick. In: European Journal of Political Economy. RePEc:eee:poleco:v:76:y:2023:i:c:s0176268022000684.

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2023Access to banking, savings and consumption smoothing in rural India. (2023). Vandewalle, Lore ; Somville, Vincent. In: Journal of Public Economics. RePEc:eee:pubeco:v:223:y:2023:i:c:s0047272723000828.

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2023Place-based consequences of person-based transfers: Evidence from recessions. (2023). Hershbein, Brad ; Stuart, Bryan A. In: Journal of Public Economics. RePEc:eee:pubeco:v:224:y:2023:i:c:s0047272723001056.

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2023The consequences of job search monitoring for the long-term unemployed: Disability instead of employment?. (2023). Tojerow, Ilan ; Leduc, Elisabeth ; de Brouwer, Octave. In: Journal of Public Economics. RePEc:eee:pubeco:v:224:y:2023:i:c:s0047272723001111.

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2023On the existence of private unemployment insurance with advance information on future job losses. (2023). Denderski, Piotr ; Stoltenberg, Christian A. In: Journal of Public Economics. RePEc:eee:pubeco:v:224:y:2023:i:c:s0047272723001287.

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2024Transitory income changes and consumption smoothing: Evidence from Mexico. (2024). Prina, Silvia ; Chiapa, Carlos ; Angelucci, Manuela ; Rojas, Irvin. In: Journal of Public Economics. RePEc:eee:pubeco:v:230:y:2024:i:c:s0047272723001950.

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2024Retirement puzzles: New evidence from personal finances. (2024). Pagel, Michaela ; Olafsson, Arna. In: Journal of Public Economics. RePEc:eee:pubeco:v:234:y:2024:i:c:s0047272724000392.

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2023Education and financial literacy: Evidence from compulsory schooling law in China. (2023). Gan, XU ; Yang, Manfang ; Zhou, Yang. In: The Quarterly Review of Economics and Finance. RePEc:eee:quaeco:v:89:y:2023:i:c:p:335-346.

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2023Better educated children, better Internet-connected elderly parents. (2023). Zhou, Yang ; Yu, Dandan ; Lei, Lei. In: Research Policy. RePEc:eee:respol:v:52:y:2023:i:4:s0048733323000276.

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2024Scarcity and consumption priorities. (2024). Dahan, Momi ; Sayag, Doron. In: Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics). RePEc:eee:soceco:v:108:y:2024:i:c:s2214804323001738.

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2023The Time Trend and Life-cycle Profiles of Consumption. (2023). Yamada, Tomoaki ; Sagiri, Kitao. In: Discussion papers. RePEc:eti:dpaper:23036.

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2023Natural Disasters and Financial Technology Adoption. (2023). Choi, Lvaro. In: UB School of Economics Working Papers. RePEc:ewp:wpaper:452web.

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2023Uncovering the Differences among Displaced Workers: Evidence from Canadian Job Separation Records. (2023). See, Kurt ; Pugh, Thomas ; Park, Youngmin ; Birinci, Serdar. In: Working Papers. RePEc:fip:fedlwp:96776.

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2023Workers’ Perceptions of Earnings Growth and Employment Risk. (2023). van der Klaauw, Wilbert ; Koar, Gizem. In: Staff Reports. RePEc:fip:fednsr:95724.

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2024Does Food Expenditure Decrease after Retirement, and for Whom?. (2024). Sender, Maya ; Kimhi, Ayal. In: Sustainability. RePEc:gam:jsusta:v:16:y:2024:i:5:p:1992-:d:1347846.

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2024Income Receipt, Economic Activities, and Health: Evidence from Ambulance Transport Patterns. (2024). Hamaaki, Junya ; Ibuka, Yoko. In: Working Papers. RePEc:hai:wpaper:202401.

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2023Seeking Shelter in Times of Crisis? Unemployment, Perceived Job Insecurity and Trade Union Membership. (2023). Goerke, Lazlo ; Chadi, Adrian. In: IAAEU Discussion Papers. RePEc:iaa:dpaper:202302.

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2024Schooling and self-control. (2024). Dahmann, Sarah C. ; Cobb-Clark, Deborah ; Schildberg-Horisch, Hannah ; Kamhofer, Daniel A. In: Melbourne Institute Working Paper Series. RePEc:iae:iaewps:wp2024n02.

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2023Designing Dealer Compensation in the Auto-Loan Market: Implications from a Policy Change. (2023). Hamdi, Naser ; Chan, Tat ; Wei, Yanhao Max ; Jiang, Zhenling. In: Marketing Science. RePEc:inm:ormksc:v:42:y:2023:i:5:p:958-983.

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2023Workers Perceptions of Earnings Growth and Employment Risk. (2023). Kosar, Gizem ; van der Klaauw, Wilbert ; Koar, Gizem. In: IZA Discussion Papers. RePEc:iza:izadps:dp16013.

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2023Seeking Shelter in Times of Crisis? Unemployment, Perceived Job Insecurity and Trade Union Membership. (2023). Goerke, Laszlo ; Chadi, Adrian. In: IZA Discussion Papers. RePEc:iza:izadps:dp16035.

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2023Wage Returns to Human Capital Resulting from an Extra Year of Primary School: Evidence from Egypt. (2023). Kirdar, Murat G ; Dayioglu-Tayfur, Meltem ; Aydemir, Abdurrahman ; Assaad, Ragui. In: IZA Discussion Papers. RePEc:iza:izadps:dp16037.

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2023Globalization and Inequality in Latin America. (2023). Kovak, Brian K ; Dix-Carneiro, Rafael. In: IZA Discussion Papers. RePEc:iza:izadps:dp16363.

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2023The Growth of Disability Insurance in Belgium: Determinants and Policy Implications. (2023). Tojerow, Ilan ; de Brouwer, Octave. In: IZA Discussion Papers. RePEc:iza:izadps:dp16376.

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2023The Economics of Abortion Policy. (2023). Clarke, Damian. In: IZA Discussion Papers. RePEc:iza:izadps:dp16395.

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2023Predicting Re-Employment: Machine Learning versus Assessments by Unemployed Workers and by Their Caseworkers. (2023). Uhlendorff, Arne ; Stephan, Gesine ; Lang, Julia ; Kunaschk, Max ; van den Berg, Gerard J. In: IZA Discussion Papers. RePEc:iza:izadps:dp16426.

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2023Graying and Staying on the Job: The Welfare Implications of Employment Protection for Older Workers. (2023). Dostie, Benoit ; Morris, Todd. In: IZA Discussion Papers. RePEc:iza:izadps:dp16430.

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2023Government Shutdown and SNAP Disbursements: Effects on Household Expenditures. (2023). Gernhardt, Roy ; Prina, Silvia ; Marks, Mindy. In: IZA Discussion Papers. RePEc:iza:izadps:dp16452.

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2023Educate Some to Represent Many? Education and Female Political Representation in Europe. (2023). Bellani, Luna ; Hidalgo-Hidalgo, Marisa. In: IZA Discussion Papers. RePEc:iza:izadps:dp16539.

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2023Anticipation Effects of EU Accession on Immigrants Labour Market Outcomes. (2023). Leombruni, Roberto ; Dalmazzo, Alberto ; Razzolini, Tiziano. In: IZA Discussion Papers. RePEc:iza:izadps:dp16614.

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2024Schooling and Self-Control. (2024). Dahmann, Sarah C. ; Cobb-Clark, Deborah ; Schildberg-Horisch, Hannah ; Kamhofer, Daniel A. In: IZA Discussion Papers. RePEc:iza:izadps:dp16864.

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More than 100 citations found, this list is not complete...

Works by Melvin Stephens, Jr.:


YearTitleTypeCited
2014Compulsory Education and the Benefits of Schooling In: American Economic Review.
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article138
2013Compulsory Education and the Benefits of Schooling.(2013) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 138
paper
20033rd of tha Month: Do Social Security Recipients Smooth Consumption Between Checks? In: American Economic Review.
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article199
20023rd of tha Month: Do Social Security Recipients Smooth Consumption Between Checks?.(2002) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 199
paper
2008Rates for Vehicle Loans: Race and Loan Source In: American Economic Review.
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article15
2011The Consumption Response to Seasonal Income: Evidence from Japanese Public Pension Benefits In: American Economic Journal: Applied Economics.
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article51
2010The Consumption Response to Seasonal Income: Evidence from Japanese Public Pension Benefits.(2010) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 51
paper
2013Employment, Wages, and Voter Turnout In: American Economic Journal: Applied Economics.
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article31
2011Employment, Wages and Voter Turnout.(2011) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 31
paper
2015Child Benefit Payments and Household Wealth Accumulation In: The Japanese Economic Review.
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article6
2014Child Benefit Payments and Household Wealth Accumulation.(2014) In: Discussion papers.
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This paper has nother version. Agregated cites: 6
paper
2007Are There Treatment Duration Differences in the Seattle and Denver Income Maintenance Experiments? In: The B.E. Journal of Economic Analysis & Policy.
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article0
2012The Effect of a Hospital Nurse Staffing Mandate on Patient Health Outcomes: Evidence from California’s Minimum Staffing Regulation In: The Centre for Market and Public Organisation.
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paper32
2012The effect of a hospital nurse staffing mandate on patient health outcomes: Evidence from Californias minimum staffing regulation.(2012) In: Journal of Health Economics.
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This paper has nother version. Agregated cites: 32
article
2006Paycheque Receipt and the Timing of Consumption In: Economic Journal.
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article74
2013The stability of measured time preferences In: Journal of Economic Behavior & Organization.
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article32
2012The impact of retirement on household consumption in Japan In: Journal of the Japanese and International Economies.
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article14
2021Laws, educational outcomes, and returns to schooling evidence from the first wave of U.S. state compulsory attendance laws In: Labour Economics.
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article10
2004The impact of separate taxation on the intra-household allocation of assets: evidence from the UK In: Journal of Public Economics.
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article34
2001The Impact of Separate Taxation on the Intra-Household Allocation of Assets: Evidence from the UK.(2001) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 34
paper
2020Correcting for Misclassied Binary Regressors Using Instrumental Variables In: IZA Discussion Papers.
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paper2
2020Correcting for Misclassified Binary Regressors Using Instrumental Variables.(2020) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 2
paper
2005The Impact of the 1972 Social Security Benefit Increase on Household Consumption In: Working Papers.
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paper0
2004Is There a Retirement-Consumption Puzzle? Evidence Using Subjective Retirement Expectations In: NBER Working Papers.
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paper125
2007Is There a Retirement-Consumption Puzzle? Evidence Using Subjective Retirement Expectations.(2007) In: The Review of Economics and Statistics.
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This paper has nother version. Agregated cites: 125
article
2006The Level and Composition of Consumption Over the Business Cycle: The Role of Quasi-Fixed Expenditures In: NBER Working Papers.
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paper9
2010The Effect of Hospital Nurse Staffing on Patient Health Outcomes: Evidence from Californias Minimum Staffing Regulation In: NBER Working Papers.
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paper8
2012Do Schooling Laws Matter? Evidence from the Introduction of Compulsory Attendance Laws in the United States In: NBER Working Papers.
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paper23
2015Estimating the Impacts of Program Benefits: Using Instrumental Variables with Underreported and Imputed Data In: NBER Working Papers.
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paper18
2019Estimating the Impacts of Program Benefits: Using Instrumental Variables with Underreported and Imputed Data.(2019) In: The Review of Economics and Statistics.
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This paper has nother version. Agregated cites: 18
article
2016Laws, Educational Outcomes, and Returns to Schooling: Evidence from the Full Count 1940 Census In: NBER Working Papers.
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paper6
2018The Impact of Health on Labor Market Outcomes: Experimental Evidence from MRFIT In: NBER Working Papers.
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paper6
2018Changes in Nutrient Intake at Retirement In: NBER Working Papers.
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paper10
2019Demand Conditions and Worker Safety: Evidence from Price Shocks in Mining In: NBER Working Papers.
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paper5
2001Worker Displacement and the Added Worker Effect In: NBER Working Papers.
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paper254
2002Worker Displacement and the Added Worker Effect.(2002) In: Journal of Labor Economics.
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This paper has nother version. Agregated cites: 254
article
2001Job Displacement, Disability, and Divorce In: NBER Working Papers.
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paper214
2004Job Displacement, Disability, and Divorce.(2004) In: Journal of Labor Economics.
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This paper has nother version. Agregated cites: 214
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paper50
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This paper has nother version. Agregated cites: 50
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paper159
2004Job Loss Expectations, Realizations, and Household Consumption Behavior.(2004) In: The Review of Economics and Statistics.
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This paper has nother version. Agregated cites: 159
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2003The Consumption Response to Predictable Changes in Discretionary Income: Evidence from the Repayment of Vehicle Loans In: NBER Working Papers.
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2008The Consumption Response to Predictable Changes in Discretionary Income: Evidence from the Repayment of Vehicle Loans.(2008) In: The Review of Economics and Statistics.
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