Helmut Stix : Citation Profile


Oesterreichische Nationalbank

22

H index

31

i10 index

1341

Citations

RESEARCH PRODUCTION:

56

Articles

43

Papers

1

Chapters

RESEARCH ACTIVITY:

   26 years (1999 - 2025). See details.
   Cites by year: 51
   Journals where Helmut Stix has often published
   Relations with other researchers
   Recent citing documents: 68.    Total self citations: 55 (3.94 %)

MORE DETAILS IN:
ABOUT THIS REPORT:

   Permalink: http://citec.repec.org/pst5
   Updated: 2025-12-20    RAS profile: 2025-08-18    
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Relations with other researchers


Works with:

Brown, Martin (4)

Knell, Markus (3)

Hentschel, Nicole (3)

Authors registered in RePEc who have co-authored more than one work in the last five years with Helmut Stix.

Is cited by:

Beckmann, Elisabeth (42)

Cruijsen, Carin (36)

Seitz, Franz (31)

Arango, Carlos Alberto (31)

Huynh, Kim (31)

Hernandez, Lola (23)

bouhdaoui, yassine (21)

Lippi, Francesco (20)

Fidrmuc, Jarko (17)

Jonker, Nicole (16)

Brown, Martin (16)

Cites to:

Huynh, Kim (75)

Schuh, Scott (49)

Schmidt, Tobias (44)

Kosse, Anneke (33)

Lippi, Francesco (30)

Brown, Martin (25)

Feige, Edgar (21)

Lusardi, Annamaria (21)

Schmidt-Dengler, Philipp (21)

Guiso, Luigi (20)

Neanidis, Kyriakos (16)

Main data


Where Helmut Stix has published?


Journals with more than one article published# docs
Monetary Policy & the Economy19
Focus on European Economic Integration10
CESifo Forum3
European Journal of Political Economy2
Empirica2
Applied Economics2
Journal of Banking & Finance2

Working Papers Series with more than one paper published# docs
Working Papers / Oesterreichische Nationalbank (Austrian Central Bank)23
Working Paper Series / European Central Bank3
CEPR Discussion Papers / C.E.P.R. Discussion Papers2
Working Papers on Finance / University of St. Gallen, School of Finance2
Discussion Paper Series 1: Economic Studies / Deutsche Bundesbank2
Staff Working Papers / Bank of Canada2

Recent works citing Helmut Stix (2025 and 2024)


YearTitle of citing document
2025An Analysis of Monetary Policy Evidence and Theory through Meta-Analyses. (2025). Fernandez, Ricardo Alonzo. In: Papers. RePEc:arx:papers:2509.19591.

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2025The Crisis Simulator for Bolivia (KISr-p): An Empirically Grounded Modeling Framework. (2025). Fern, Ricardo Alonzo. In: Papers. RePEc:arx:papers:2510.16537.

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2024Untapped Potential: Mobile Device Ownership and Mobile Payments in Canada. (2024). Welte, Angelika ; Felt, Marie-Helene ; Talavera, Katrina. In: Staff Working Papers. RePEc:bca:bocawp:24-25.

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2025Incorporating Trip-Chaining to Measuring Canadians’ Access to Cash. (2025). Xiao, Hongyu ; Chen, Heng. In: Staff Working Papers. RePEc:bca:bocawp:25-16.

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2025Assessing consumer CBDC adoption in Luxembourg: A micro-simulation approach. (2025). Giordana, Gastón. In: BCL working papers. RePEc:bcl:bclwop:bclwp193.

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2024Impact of Financial Inclusion in Line with Mobile Money on Currency in Circulation. (2024). Kaluba, Temwa Joshua ; Kaira, Benjamin. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:8:y:2024:i:9:p:3593-3604.

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2025Predicting the payment preference for CBDC: a discrete choice experiment. (2025). Park, Soeun ; Choi, Syngjoo ; Kim, Bongseop ; Kwon, Ohik. In: BIS Working Papers. RePEc:bis:biswps:1296.

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2025Consumer preferences for a digital euro: insights from a discrete choice experiment in Austria. (2025). Stix, Helmut ; Summer, Martin ; Elsinger, Helmut. In: BIS Working Papers. RePEc:bis:biswps:1302.

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2024Do voters in developing and transitional democracies care about income inequality? the role of media freedom. (2024). Amri, Puspa ; Bouvet, Florence. In: Economics and Politics. RePEc:bla:ecopol:v:36:y:2024:i:1:p:245-274.

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2024Uncovering the digital payment divide: Understanding the importance of cash for groups at risk. (2024). Cruijsen, Carin ; Reijerink, Jelmer ; van der Cruijsen, Carin. In: Journal of Consumer Affairs. RePEc:bla:jconsa:v:58:y:2024:i:2:p:486-505.

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2024THE IMPACT OF FINANCIAL LITERACY ON INVESTMENT BEHAVIOUR WITHIN ROMANIA. (2024). Georgiana, Farcas Ioana. In: Annals - Economy Series. RePEc:cbu:jrnlec:y:2024:v:3:p:184-192.

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2025Are Citizens Willing to Reduce Public Debt? Beliefs, Information and Policy Preferences. (2025). Bordignon, Massimo ; Turati, Gilberto ; Gatti, Nicol. In: CESifo Working Paper Series. RePEc:ces:ceswps:_12013.

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2025Are citizens willing to reduce public debt? Beliefs, information and policy preferences.. (2025). Bordignon, Massimo ; Turati, Gilberto ; Gatti, Nicol. In: DISCE - Working Papers del Dipartimento di Economia e Finanza. RePEc:ctc:serie1:def144.

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2024What Drives Households€™ Knowledge about Cryptocurrencies?. (2024). de Haan, Jakob ; Brouwer, Nils. In: Working Papers. RePEc:dnb:dnbwpp:799.

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2024Gender gaps in the world of payments. (2024). Cruijsen, Carin ; Broekhoff, Marie-Claire ; van der Cruijsen, Carin. In: Working Papers. RePEc:dnb:dnbwpp:805.

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2024Are agents Ricardian? Evidence from the CBC survey. (2024). Evangelou, Ioanna ; Kallenos, Theodosis ; Michail, Nektarios. In: Economics Bulletin. RePEc:ebl:ecbull:eb-24-00313.

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2024Transactional demand for central bank digital currency. (2024). Nocciola, Luca ; Zamora-Perez, Alejandro. In: Working Paper Series. RePEc:ecb:ecbwps:20242926.

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2024Digital euro demand: design, individuals’ payment preferences and socioeconomic factors. (2024). Pancaro, Cosimo ; Sintonen, Meri ; Lambert, Claudia ; Larkou, Chloe ; Pellicani, Antonella. In: Working Paper Series. RePEc:ecb:ecbwps:20242980.

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2025Consumer attitudes towards a central bank digital currency. (2025). Meyer, Justus ; Georgarakos, Dimitris ; Laeven, Luc ; Kenny, Geoff. In: Working Paper Series. RePEc:ecb:ecbwps:20253035.

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2025Financial literacy, risk tolerance, and cryptocurrency ownership in the United States. (2025). Routh, Aditi ; Hayashi, Fumiko. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:46:y:2025:i:c:s2214635025000413.

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2024Towards financial inclusion: Trust in banks’ payment services among groups at risk. (2024). de Haan, Jakob ; Broekhoff, Marie-Claire ; van der Cruijsen, Carin. In: Economic Analysis and Policy. RePEc:eee:ecanpo:v:82:y:2024:i:c:p:104-123.

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2024Electronic payments and money demand in China. (2024). Wen, Min ; Hwang, Jen-Te. In: Economic Analysis and Policy. RePEc:eee:ecanpo:v:82:y:2024:i:c:p:47-64.

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2025Trust in banks and financial inclusion: Micro-level evidence from 28 countries. (2025). Weill, Laurent ; Heyert, Axelle. In: Economic Systems. RePEc:eee:ecosys:v:49:y:2025:i:1:s0939362524000700.

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2024Social responsibility and bank resiliency. (2024). Iannino, Maria Chiara ; Gehrig, Thomas ; Unger, Stephan. In: Journal of Financial Stability. RePEc:eee:finsta:v:70:y:2024:i:c:s1572308923000918.

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2025Social networks and experienced inequality. (2025). Shrivastava, Anand ; Jayadev, Arjun ; Mamunuru, Sai Madhurika. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:229:y:2025:i:c:s016726812400413x.

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2025Payment systems innovations, substitutive effects, and the real economy: The intervening role of currency holdings and excess reserves. (2025). Sharma, Seema ; Singh, Shveta ; Prakash, Navendu. In: Journal of Economics and Business. RePEc:eee:jebusi:v:133:y:2025:i:c:s0148619524000742.

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2024Trust in the central bank, financial literacy, and personal beliefs. (2024). Nioi, Mihai ; Pochea, Maria-Miruna. In: Journal of International Money and Finance. RePEc:eee:jimfin:v:143:y:2024:i:c:s0261560624000536.

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2024Effects of bank branch/ATM consolidations on cash demand: Evidence from bank account transaction data in Japan. (2024). Ueda, Kozo. In: Journal of the Japanese and International Economies. RePEc:eee:jjieco:v:71:y:2024:i:c:s0889158324000017.

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2024Inequality aversion and government health expenditure. (2024). Lahiri, Radhika ; Wei, Honghong ; Bhattacharjee, Ayona. In: European Journal of Political Economy. RePEc:eee:poleco:v:84:y:2024:i:c:s0176268023000691.

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2025Inequality, local wealth, and electoral politics. (2025). Song, B K ; Kang, Woo Chang. In: European Journal of Political Economy. RePEc:eee:poleco:v:86:y:2025:i:c:s0176268024001198.

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2025Financial inclusion and its impact on payment, savings, and credit. (2025). Lluberas, Rodrigo ; Misail, Daniel ; Gandelman, Nstor. In: International Review of Economics & Finance. RePEc:eee:reveco:v:100:y:2025:i:c:s1059056025002758.

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2024Financial inclusion effects of engaging with the fintech ecosystem. (2024). Kodongo, Odongo. In: International Review of Economics & Finance. RePEc:eee:reveco:v:96:y:2024:i:pb:s1059056024006634.

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2025Does online payment promote the purchase of commercial insurance? Evidence from China. (2025). Shi, Hao ; Wang, Guojun ; Gao, Lifei. In: International Review of Economics & Finance. RePEc:eee:reveco:v:98:y:2025:i:c:s1059056025000577.

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2024How socially sustainable multinational banks promote financial inclusion in developing countries. (2024). Forcadell, Francisco Javier ; Ubeda, Fernando ; Lopez, Belen ; Mendez, Alvaro. In: Research in International Business and Finance. RePEc:eee:riibaf:v:71:y:2024:i:c:s0275531924002630.

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2024How socially sustainable multinational banks promote financial inclusion in developing countries. (2024). Forcadell, Francisco Javier ; Ubeda, Fernando ; Lopez, Belen ; Mendez, Alvaro. In: LSE Research Online Documents on Economics. RePEc:ehl:lserod:124260.

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2025Attitudes to income inequality and redistribution. (2025). Ramos, Xavier ; Brun, Martin. In: Working Papers. RePEc:fit:wpaper:33.

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2025Rethinking delivery modalities in conflict-affected settings: Why beneficiaries in Sudan prefer digital transfers. (2025). Siddig, Khalid ; Mohamed, Shima ; Abushama, Hala ; Abay, Kibrom A. In: Other briefs. RePEc:fpr:othbrf:175477.

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2024What Factors Are Limiting Financial Inclusion and Development in Peru? Empirical Evidence. (2024). Náñez Alonso, Sergio ; Naez, Sergio Luis ; del Nogal, Noelia Muoz ; Arias, Lieslie Gallegos ; Jorge-Vazquez, Javier. In: Economies. RePEc:gam:jecomi:v:12:y:2024:i:4:p:93-:d:1376689.

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2025Loans to Family and Friends and the Formal Financial System in Latin America. (2025). Herrero, Susana ; Len, Micaela ; Rubio, Jeniffer. In: IJFS. RePEc:gam:jijfss:v:13:y:2025:i:3:p:116-:d:1686624.

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2024Defeating the Dark Sides of FinTech: A Regression-Based Analysis of Digitalization’s Role in Fostering Consumers’ Financial Inclusion in Central and Eastern Europe. (2024). Confetto, Maria Giovanna ; Gigauri, Iza ; Panait, Mirela Clementina ; Apostu, Simona Andreea ; Palazzo, Maria. In: Risks. RePEc:gam:jrisks:v:12:y:2024:i:11:p:178-:d:1518459.

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2024The relationship between institutional quality, trust and private savings. (2024). Massin, Sophie ; Facchini, François ; Brookes, Kevin. In: Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers). RePEc:hal:cesptp:hal-04379761.

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2024The relationship between institutional quality, trust and private savings. (2024). Massin, Sophie ; Facchini, François ; Brookes, Kevin. In: Post-Print. RePEc:hal:journl:hal-04379761.

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2024High economic inequality is linked to greater moralization. (2024). Novak, Lindsay M ; Boonyasiriwat, Watcharaporn ; Baguma, Peter ; Ausmees, Liisi ; Gorenz, Drew ; Lan, Victoria Wai ; Blake, Khandis ; Vauclair, Christin-Melanie ; Castelain, Thomas ; Barry, Oumar ; Mastor, Khairul A ; Amiot, Catherine E ; Loughnan, Steve ; Goto, Nobuhiko ; Kirkland, Kelly ; Hurtado-Parrado, Camilo ; Ilustrisimo, Ruby D ; McLatchie, Neil ; Costantini, Giulio ; Bastian, Brock ; Fischer, Ronald ; Rizwan, Muhammad ; Dimdins, Girts ; Onyekachi, Blessing N ; Booth, Robert W ; Bilewicz, Michal ; Finchilescu, Gillian ; Gomez, Angel ; Gonzalez, Roberto ; Schaller, Mark ; Jiga-Boy, Gabriela M ; Torres, Ana ; Turner, Rhiannon N ; Friese, Malte ; Suh, Eunkook M ; Wang, Zhechen ; Vinogradov, Alexander ; Kuppens, Peter ; Becker, Maja ; Serafimovska, Eleonora ; Swann, William B ; Espinosa, Agustin ; Halama, Peter. In: Post-Print. RePEc:hal:journl:hal-04670509.

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2024Switching from Cash to Cashless Payments during the COVID-19 Pandemic and Beyond. (2024). Kotkowski, Radosław ; Wisniewski, Tomasz Piotr ; Polasik, Michal ; Moro, Andrea. In: International Journal of Central Banking. RePEc:ijc:ijcjou:y:2024:q:3:a:7.

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2024Gini Who? The Relationship between Inequality Perceptions and Life Satisfaction. (2024). Nikolova, Milena ; Marchesi, Daniele ; Angelini, Viola. In: IZA Discussion Papers. RePEc:iza:izadps:dp16905.

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2025Exposure to Regulation and Income Inequality in Local Labor Markets: Evidence from the U.S. over the Past Half-Century. (2025). Zubanov, Nick ; Stoyanov, Andrey. In: IZA Discussion Papers. RePEc:iza:izadps:dp17820.

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2025Mind the Gap: Gender Differences in Household Payment Tasks. (2025). Cruijsen, Carin ; Broekhoff, Marie-Claire ; Knoben, Joris. In: De Economist. RePEc:kap:decono:v:173:y:2025:i:2:d:10.1007_s10645-025-09449-7.

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2025What drives trust in the financial sector supervisor? New empirical evidence for the Netherlands. (2025). Doll, Maurice ; Haan, Jakob ; Cruijsen, Carin. In: Empirica. RePEc:kap:empiri:v:52:y:2025:i:1:d:10.1007_s10663-024-09627-x.

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2024The Link Between Digital Skills and Financial Inclusion—Evidence from Consumers Survey Data from Low-Income Areas. (2024). Vik, P M ; Dayson, K T ; Kamerde, D. In: Journal of Consumer Policy. RePEc:kap:jcopol:v:47:y:2024:i:3:d:10.1007_s10603-024-09567-w.

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2025Cash at the Crossroads: Determinants of Use and Policy Challenges in the United Kingdom. (2025). Ennis, Rachel ; Bogiatzis-Gibbons, Daniel. In: Journal of Consumer Policy. RePEc:kap:jcopol:v:48:y:2025:i:2:d:10.1007_s10603-025-09591-4.

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2025Love, Money and Involved Parenting? Associations Between Parents’ Perceptions of Economic Inequality, Financial Scarcity, and Their School Involvement. (2025). Soncini, Annalisa ; Lamprianidou, Elli-Anastasia ; Skhirtladze, Nino ; van Petegem, Stijn ; Nunes, Cindy Eira ; Mouton, Bndicte ; Visintin, Emilio Paolo. In: Journal of Family and Economic Issues. RePEc:kap:jfamec:v:46:y:2025:i:1:d:10.1007_s10834-024-10016-6.

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2024What Triggers Consumer Adoption of Central Bank Digital Currency?. (2024). Jonker, Nicole ; Cruijsen, Carin ; Bijlsma, Michiel ; Reijerink, Jelmer. In: Journal of Financial Services Research. RePEc:kap:jfsres:v:65:y:2024:i:1:d:10.1007_s10693-023-00420-8.

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2025The carbon perception gap in actual and ideal carbon footprints across wealth groups. (2025). Kchling, Johanna ; Chancel, Lucas ; Rehm, Yannic ; Strassheim, Jana ; Koller, Julia E ; Renner, Britta ; Schupp, Harald T ; Diehl, Claudia. In: Nature Communications. RePEc:nat:natcom:v:16:y:2025:i:1:d:10.1038_s41467-025-61505-7.

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2024Exporting stability to the European neighborhood – the role of deposit euroization in CESEE revisited after 25 years of EMU. (2024). Scheiber, Thomas ; Worz, Julia. In: Monetary Policy & the Economy. RePEc:onb:oenbmp:y:2024:i:q4/23:b:3.

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2024Social networks affect redistribution decisions and polarization. (2024). Olsson, Henrik ; Galesic, Mirta ; Tsvetkova, Milena. In: OSF Preprints. RePEc:osf:osfxxx:bw7ux_v1.

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2025Un análisis de la evidencia y teoría de la política monetaria a través de los meta-análisis. (2025). Fernandez, Ricardo Alonzo. In: SocArXiv. RePEc:osf:socarx:9sypa_v1.

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2024Financial inclusion effects of engaging with the fintech ecosystem. (2024). Kodongo, Odongo. In: Working Papers. RePEc:rza:wpaper:893.

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2024Pay it forward (digitally): sizing up the global impact of electronic wages on digital payment usage. (2024). Allen, Jeffrey S. In: Journal of Economics and Finance. RePEc:spr:jecfin:v:48:y:2024:i:1:d:10.1007_s12197-023-09645-8.

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2025When perception shapes reality: Effects of perceived income inequality and social mobility on affective polarization. (2025). Merten, Lion ; Niedringhaus, Jana. In: The Journal of Economic Inequality. RePEc:spr:joecin:v:23:y:2025:i:2:d:10.1007_s10888-024-09641-w.

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2025Risk Attitudes do not explain Cash Holdings. (2025). Hentschel, Nicole. In: Working Papers. RePEc:szg:worpap:2504.

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2025Hyperinflation Expectations: An Experimental Study. (2025). Maniadis, Zacharias ; Assi, Ranim ; Georganas, Sotiris. In: University of Cyprus Working Papers in Economics. RePEc:ucy:cypeua:01-2025.

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2025Perceptions of inequality: Regional differences in Viet Nam. (2025). Tarp, Finn ; Ferreira, Ines A ; Gisselquist, Rachel M ; Diaz-Cayeros, Alberto. In: WIDER Working Paper Series. RePEc:unu:wpaper:wp-2025-62.

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2025US General Tariff and Capital Tax Effects. (2025). Tyers, Rod. In: Economics Discussion / Working Papers. RePEc:uwa:wpaper:25-08.

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2025The Importance of Cash and a SWOT analysis of the Limits on Cash Payments. (2025). Pawe, Apanel Adrian. In: Economic and Regional Studies / Studia Ekonomiczne i Regionalne. RePEc:vrs:ecoreg:v:18:y:2025:i:2:p:206-219:n:1007.

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2024Explaining bitcoin ownership in Canada: Trends from 2016 to 2021. (2024). Voia, Marcel ; Huynh, Kim ; Henry, Christopher ; Balutel, Daniela ; Engert, Walter. In: Canadian Journal of Economics/Revue canadienne d'économique. RePEc:wly:canjec:v:57:y:2024:i:3:p:777-798.

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2025Daily Consumption Smoothing? New Evidence from a Payment Diary. (2025). Schuh, Scott ; Gilyard, Shaun. In: Working Papers. RePEc:wvu:wpaper:25-04.

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2025Exposure to regulation and income inequality in local labor markets: Evidence from the U.S. over the past half-century. (2025). Zubanov, Nick ; Stoyanov, Andrey. In: Working Papers. RePEc:zbw:cexwps:316410.

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2024Resilience and the cash infrastructure: The role of access, acceptance, availability, and affordability. (2024). Seitz, Franz ; Rsl, Gerhard. In: Weidener Diskussionspapiere. RePEc:zbw:hawdps:305297.

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Works by Helmut Stix:


YearTitleTypeCited
2014Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data In: Staff Working Papers.
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paper172
2014Consumer cash usage: a cross-country comparison with payment diary survey data.(2014) In: Working Paper Series.
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This paper has nother version. Agregated cites: 172
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2014Consumer cash usage: a cross-country comparison with payment diary survey data.(2014) In: Working Papers.
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This paper has nother version. Agregated cites: 172
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2014Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data.(2014) In: Working Papers.
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This paper has nother version. Agregated cites: 172
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2014Consumer cash usage: A cross-country comparison with payment diary survey data.(2014) In: Discussion Papers.
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This paper has nother version. Agregated cites: 172
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2014The Role of Card Acceptance in the Transaction Demand for Money In: Staff Working Papers.
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paper41
2014The Role of Card Acceptance in the Transaction Demand for Money.(2014) In: CEPR Discussion Papers.
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2014The Role of Card Acceptance in the Transaction Demand for Money.(2014) In: Working Papers.
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This paper has nother version. Agregated cites: 41
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2015Trust in Banks during Normal and Crisis Times—Evidence from Survey Data In: Economica.
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article45
2007Impact of Central Bank Intervention during Periods of Speculative Pressure: Evidence from the European Monetary System In: German Economic Review.
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2007Impact of Central Bank Intervention during Periods of Speculative Pressure: Evidence from the European Monetary System.(2007) In: German Economic Review.
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This paper has nother version. Agregated cites: 0
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2005The Income Elasticity of Money Demand: A Meta‐Analysis of Empirical Results In: Journal of Economic Surveys.
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article62
2013Does the Broad Public Want to Consolidate Public Debt? – The Role of Fairness and of Policy Credibility In: Kyklos.
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2011Does the Broad Public Want to Consolidate Public Debt? – The Role of Fairness and of Policy Credibility.(2011) In: Working Papers.
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This paper has nother version. Agregated cites: 39
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2001Survey Results about Foreign Currency Holdings in Five Central and Eastern European Countries In: CESifo Forum.
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article17
2002The Euro in Central and Eastern Europe (CEE countries) : survey evidence from five countries In: CESifo Forum.
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article6
2004Foreign Currency Demand since 2002 - Evidence from Five Central and Eastern European Countries In: CESifo Forum.
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article5
2017Doomed to Disappear? The Surprising Return of Cash Across Time and Across Countries In: CEPR Discussion Papers.
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paper46
2017Banking Crises, Bail-ins and Money Holdings In: Working Papers.
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2009Choosing and using payment instruments: evidence from German microdata In: Working Paper Series.
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2014Choosing and using payment instruments: evidence from German microdata.(2014) In: Empirical Economics.
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This paper has nother version. Agregated cites: 48
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2009Choosing and using payment instruments: evidence from German microdata.(2009) In: Discussion Paper Series 1: Economic Studies.
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2011Using cash to monitor liquidity - implications for payments, currency demand and withdrawal behavior In: Working Paper Series.
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2014Using Cash to Monitor Liquidity: Implications for Payments, Currency Demand, and Withdrawal Behavior.(2014) In: Journal of Money, Credit and Banking.
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This paper has nother version. Agregated cites: 47
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2011Using cash to monitor liquidity: Implications for payments, currency demand and withdrawal behavior.(2011) In: Discussion Paper Series 1: Economic Studies.
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This paper has nother version. Agregated cites: 47
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2011The effect of raising deposit insurance coverage in times of financial crisis – Evidence from Croatian microdata In: Economic Systems.
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article29
2013Why do people save in cash? Distrust, memories of banking crises, weak institutions and dollarization In: Journal of Banking & Finance.
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article63
2012Why Do People Save in Cash? Distrust, Memories of Banking Crises, Weak Institutions and Dollarization.(2012) In: Working Papers.
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