Jonathan Zinman : Citation Profile


Dartmouth College (97% share)
National Bureau of Economic Research (NBER) (1% share)
Innovations for Poverty Action (IPA) (1% share)
Massachusetts Institute of Technology (MIT) (1% share)

33

H index

53

i10 index

4641

Citations

RESEARCH PRODUCTION:

39

Articles

127

Papers

1

Chapters

RESEARCH ACTIVITY:

   25 years (2000 - 2025). See details.
   Cites by year: 185
   Journals where Jonathan Zinman has often published
   Relations with other researchers
   Recent citing documents: 420.    Total self citations: 69 (1.46 %)

MORE DETAILS IN:
ABOUT THIS REPORT:

   Permalink: http://citec.repec.org/pzi83
   Updated: 2025-12-20    RAS profile: 2025-04-24    
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Relations with other researchers


Works with:

Karlan, Dean (10)

Gine, Xavier (3)

Pfäuti, Oliver (2)

Taubinsky, Dmitry (2)

Stango, Victor (2)

Authors registered in RePEc who have co-authored more than one work in the last five years with Jonathan Zinman.

Is cited by:

Karlan, Dean (79)

Beck, Thorsten (50)

Gine, Xavier (38)

McKenzie, David (32)

Menkhoff, Lukas (31)

Banerjee, Abhijit (30)

List, John (28)

Duflo, Esther (27)

Madestam, Andreas (24)

Morduch, Jonathan (24)

Malek, Mohammad (23)

Cites to:

Karlan, Dean (151)

Laibson, David (49)

Angelucci, Manuela (38)

Mullainathan, Sendhil (26)

Robinson, Jonathan (24)

McKenzie, David (22)

Chetty, Raj (21)

Udry, Christopher (21)

Banerjee, Abhijit (19)

Woodruff, Christopher (19)

Huffman, David (19)

Main data


Where Jonathan Zinman has published?


Journals with more than one article published# docs
The Review of Financial Studies6
American Economic Journal: Applied Economics4
American Economic Review3
Journal of Development Economics3
The Review of Economic Studies3
Journal of Banking & Finance2
Journal of Finance2
Review of Income and Wealth2

Working Papers Series with more than one paper published# docs
NBER Working Papers / National Bureau of Economic Research, Inc32
CEPR Discussion Papers / C.E.P.R. Discussion Papers18
Working Papers / Economic Growth Center, Yale University15
Center Discussion Papers / Yale University, Economic Growth Center15
Working Papers / Yale University, Department of Economics10
Working Papers / Center for Global Development6
Working Papers / Federal Reserve Bank of Philadelphia4
Natural Field Experiments / The Field Experiments Website4
Proceedings / Federal Reserve Bank of Chicago3
IZA Discussion Papers / Institute of Labor Economics (IZA)2
Policy Research Working Paper Series / The World Bank2
Working Papers, Center for Retirement Research at Boston College / Center for Retirement Research2

Recent works citing Jonathan Zinman (2025 and 2024)


YearTitle of citing document
2025Childcare, Labor Supply, and Business Development: Experimental Evidence from Uganda. (2025). Vandewalle, Lore ; Somville, Vincent ; Nasgowitz, Arne ; Gulesci, Selim ; Ferris, Denise ; Bjorvatn, Kjetil. In: American Economic Journal: Applied Economics. RePEc:aea:aejapp:v:17:y:2025:i:2:p:75-101.

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2025Preferences, Selection, and the Structure of Teacher Pay. (2025). Johnston, Andrew C. In: American Economic Journal: Applied Economics. RePEc:aea:aejapp:v:17:y:2025:i:3:p:310-46.

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2024Long-Term Effects of Preschool Subsidies and Cash Transfers on Child Development: Evidence from Uganda. (2024). Vandewalle, Lore ; Somville, Vincent ; Gulesci, Selim ; Bjorvatn, Kjetil ; Ferris, Denise ; Nasgowitz, Arne. In: AEA Papers and Proceedings. RePEc:aea:apandp:v:114:y:2024:p:459-62.

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2025Consumer Credit Reporting Data. (2025). van der Klaauw, Wilbert ; Guttman-Kenney, Benedict ; Gibbs, Christa ; Nelson, Scott ; Lee, Donghoon ; Wang, Jialan. In: Journal of Economic Literature. RePEc:aea:jeclit:v:63:y:2025:i:2:p:598-636.

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2025Developing the Mortgage Market: Technology, Property Rights, and Banking. (2025). Presbitero, Andrea ; Limodio, Nicola ; KPODAR, Kangni ; D'Andrea, Angelo ; Hitayezu, Patrick. In: Mo.Fi.R. Working Papers. RePEc:anc:wmofir:195.

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2025Experimental Design under Network Interference. (2022). Viviano, Davide. In: Papers. RePEc:arx:papers:2003.08421.

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2024Evidence Aggregation for Treatment Choice. (2024). Kitagawa, Toru ; Ishihara, Takuya. In: Papers. RePEc:arx:papers:2108.06473.

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2024Reinforcing RCTs with Multiple Priors while Learning about External Validity. (2024). Finan, Frederico ; Pouzo, Demian. In: Papers. RePEc:arx:papers:2112.09170.

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2025Coarse Personalization. (2024). Zhang, Walter W ; Misra, Sanjog. In: Papers. RePEc:arx:papers:2204.05793.

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2024Inference for Cluster Randomized Experiments with Non-ignorable Cluster Sizes. (2024). Tabord-Meehan, Max ; Shaikh, Azeem ; Canay, Ivan ; Bugni, Federico. In: Papers. RePEc:arx:papers:2204.08356.

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2024Do t-Statistic Hurdles Need to be Raised?. (2024). Chen, Andrew Y. In: Papers. RePEc:arx:papers:2204.10275.

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2024Coarse Wage-Setting and Behavioral Firms. (2024). Reyes, Germ'An. In: Papers. RePEc:arx:papers:2206.01114.

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2024On the Performance of the Neyman Allocation with Small Pilots. (2024). Rafi, Ahnaf ; Cai, Yong. In: Papers. RePEc:arx:papers:2206.04643.

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2025Inequality of Opportunity and Income Redistribution. (2025). Somerville, Jason ; Preuss, Marcel ; Wu, Joy ; Reyes, Germ'An. In: Papers. RePEc:arx:papers:2209.00534.

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2025Smiles in Profiles: Improving Efficiency While Reducing Disparities in Online Marketplaces. (2025). Karlan, Dean ; Athey, Susan ; Yuan, Yuan ; Palikot, Emil. In: Papers. RePEc:arx:papers:2209.01235.

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2024On the Convergence of Credit Risk in Current Consumer Automobile Loans. (2024). Pozdnyakov, Vladimir ; Yan, Jun ; Lautier, Jackson P. In: Papers. RePEc:arx:papers:2211.09176.

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2024Peace Dividends: The Economic Effects of Colombias Peace Agreement. (2024). Fajardo-Steinhauser, Miguel. In: Papers. RePEc:arx:papers:2301.01843.

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2025Adaptive Neyman Allocation. (2023). Zhao, Jinglong. In: Papers. RePEc:arx:papers:2309.08808.

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2025Robustly estimating heterogeneity in factorial data using Rashomon Partitions. (2024). McCormick, Tyler H ; Chandrasekhar, Arun G ; Venkateswaran, Aparajithan ; Sankar, Anirudh. In: Papers. RePEc:arx:papers:2404.02141.

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2024Influencer Cartels. (2024). Hinnosaar, Marit. In: Papers. RePEc:arx:papers:2405.10231.

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2024Enabling Decision-Making with the Modified Causal Forest: Policy Trees for Treatment Assignment. (2024). Lechner, Michael ; Bodory, Hugo ; Mascolo, Federica. In: Papers. RePEc:arx:papers:2406.02241.

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2025Predicting the Distribution of Treatment Effects: A Covariate-Adjustment Approach. (2024). Fava, Bruno. In: Papers. RePEc:arx:papers:2407.14635.

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2025Cognitive Noise and Altruistic Preferences. (2025). Witzig, Niklas M. In: Papers. RePEc:arx:papers:2410.07647.

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2025Inference on Multiple Winners with Applications to Microcredit and Economic Mobility. (2025). Shaikh, Azeem ; Petrou-Zeniou, Andreas. In: Papers. RePEc:arx:papers:2410.19212.

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2024Emergent poverty traps and inequality at multiple levels impedes social mobility. (2024). Roy, Debraj ; Dupont, Charles. In: Papers. RePEc:arx:papers:2412.17822.

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2025Generalizability with ignorance in mind: learning what we do (not) know for archetypes discovery. (2025). Viviano, Davide ; Chandrasekhar, Arun G ; Breza, Emily. In: Papers. RePEc:arx:papers:2501.13355.

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2025Statistical significance in choice modelling: computation, usage and reporting. (2025). Bliemer, Michiel ; Dekker, Thijs ; Daziano, Ricardo ; Guevara, Angelo ; Daly, Andrew ; Hess, Stephane. In: Papers. RePEc:arx:papers:2506.05996.

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2025A new equilibrium: COVID-19 lockdowns and WFH persistence. (2025). Yu, Lizi ; Morris, Todd ; Ketter, Laura. In: Papers. RePEc:arx:papers:2506.16671.

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2025Distribution-valued Causal Machine Learning: Implications of Credit on Spending Patterns. (2025). Wu, QI ; Li, Yijun ; Leung, Cheuk Hang. In: Papers. RePEc:arx:papers:2509.03063.

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2025AI Behavioral Science. (2025). Meng, Juanjuan ; Ye, Teng ; Benzell, Seth ; Brynjolfsson, Erik ; Yuan, Walter ; Camerer, Colin F ; Xie, Yutong ; Evans, James ; Wang, Stephanie W ; Jabarian, Brian ; Kleinberg, Jon ; Tennenholtz, Moshe ; Mullainathan, Sendhil ; Ozdaglar, Asuman ; Jackson, Matthew O ; Yang, Diyi ; Pfeiffer, Thomas ; Willer, Robb. In: Papers. RePEc:arx:papers:2509.13323.

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2024Transporting behavioral insights to low-income households: A field experiment on energy efficiency investments. (2024). Kesternich, Martin ; Goeschl, Timo ; Chlond, Bettina ; Werthschulte, Madeline. In: Working Papers. RePEc:awi:wpaper:0755.

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2025Study on behavioural economics for efficient regulation and supervision. (2025). de los Mercados, Comisin Nacional. In: Colección Estudios de Mercado. RePEc:awo:epaper:e/cnmc/002/23_eng.

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2024Extreme Weather and Low-Income Household Finance: Evidence from Payday Loans. (2024). Zhang, Xu ; Xie, Shihan. In: Staff Working Papers. RePEc:bca:bocawp:24-1.

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2024Credit Card Minimum Payment Restrictions. (2024). Guttman-Kenney, Benedict ; Allen, Jason ; Boutros, Michael. In: Staff Working Papers. RePEc:bca:bocawp:24-26.

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2025High-Cost Consumer Credit: Desperation, Temptation and Default. (2025). Saldain, Joaquín. In: Staff Working Papers. RePEc:bca:bocawp:25-6.

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2024Savings-and-Credit Contracts. (2024). Van Doornik, Bernardus ; Gomes, Armando ; Skrastins, Janis ; Schoenherr, David. In: Working Papers Series. RePEc:bcb:wpaper:610.

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2024Housing and Fertility. (2024). Van Doornik, Bernardus ; Ramadorai, Tarun ; Skrastins, Janis ; Fazio, Dimas. In: Working Papers Series. RePEc:bcb:wpaper:612.

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2025Escaping Death: individual mobility and female mortality. (2025). Skrastins, Janis ; Schoenherr, David ; van Doornik, Bernardus. In: Working Papers Series. RePEc:bcb:wpaper:621.

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2025Financial Literacy and Its Impact on Household Investment Decisions in Developing Economies. (2025). Sobowale, Olakunle ; Dada, Oluwasola ; Adetokunbo, Joel. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:9:y:2025:i:10:p:3679-3689.

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2025Financial Inclusion in the Last Decade: A Systematic Literature Review. (2025). Agboola, Bukunmi. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:9:y:2025:i:10:p:9777-9793.

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2025Assessing the Impact of Financial Literacy on Savings Behavior in the Informal Sector. (2025). Tshuma, Nothando ; Setoboli, Tsepeso ; Muzavazi, Tendekai Ashley ; Sibanda, Emmanuel. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:9:y:2025:i:1:p:2889-2899.

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2025Enhancing Financial Welfare in the Public Sector: The Role of Workplace SACCOS for Civil Servants in Tanzania. (2025). Miraji, Hamisi. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:9:y:2025:issue-9:p:9459-9466.

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2024Financial knowledge and career aspirations among the young: a route to entrepreneurship. (2024). rossi, mariacristina ; Lamboglia, Sara ; Oggero, Noemi ; Stacchini, Massimiliano. In: Questioni di Economia e Finanza (Occasional Papers). RePEc:bdi:opques:qef_838_24.

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2025The use of robo-advisors in Italy: insights from a new survey. (2025). Vassallo, Pietro ; Stacchini, Massimiliano. In: Questioni di Economia e Finanza (Occasional Papers). RePEc:bdi:opques:qef_979_25.

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2025Personalized Reminders: Evidence from a Field Experiment with Voluntary Retirement Savings in Colombia. (2025). Tripodi, Egon ; Prada, Laura ; Gars, Jared ; Borda, Santiago. In: Berlin School of Economics Discussion Papers. RePEc:bdp:dpaper:0073.

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2024The impact of information and communication technologies on banks, credit, and savings: an examination of Brazil. (2024). Alves, Flavia. In: BIS Working Papers. RePEc:bis:biswps:1174.

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2024Savings-and-credit contracts. (2024). Nazar, Bernardus F ; Gomes, Armando ; Schoenherr, David ; Skrastins, Janis. In: BIS Working Papers. RePEc:bis:biswps:1236.

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2025Affordable housing, unaffordable credit? Concentration and high-cost lending for manufactured homes. (2025). Fuster, Andreas ; Doerr, Sebastian. In: BIS Working Papers. RePEc:bis:biswps:1255.

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2025Aware of Arrows Targeting the People of All Income Levels. (2025). Dhanasekaran, A. In: International Journal of Research and Scientific Innovation. RePEc:bjc:journl:v:12:y:2025:i:67:p:756-758.

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2025Applying Behavioural Economics to Promote Financial Literate Behaviour: An Overview of Studies. (2025). Nikishina, Elena ; Ivanov, Vladimir. In: Russian Journal of Money and Finance. RePEc:bkr:journl:v:84:y:2025:i:2:p:89-112.

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2024Credit cards and commercial insurance participation: Evidence from urban households in China. (2024). Rong, Zhao ; Xu, Nana ; Yu, LI. In: Accounting and Finance. RePEc:bla:acctfi:v:64:y:2024:i:1:p:1159-1182.

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2024Inclusive urban entrepreneurial ecosystem: An exploration of factors affecting organizational ambidexterity. (2024). Amiri, Saba ; Sakhdari, Kamal ; Shakiba, Hojjat ; Pazhouhan, Ayoub. In: Annals of Public and Cooperative Economics. RePEc:bla:annpce:v:95:y:2024:i:1:p:275-300.

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2024Do payday lending bans protect or constrain regional economies? Evidence from the Military Lending Acts final rule. (2024). Carpenter, Craig ; Lotspeichyadao, Michael ; Deming, Kristopher ; Anders, John ; Tolbert, Charles M ; Ingrao, Adam. In: Contemporary Economic Policy. RePEc:bla:coecpo:v:42:y:2024:i:2:p:319-335.

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2024Government‐led e‐commerce expansion project and rural household income: Evidence and mechanisms. (2024). Liu, Wanlin ; Chen, Shiyi ; Zhang, Qing ; Song, Hong. In: Economic Inquiry. RePEc:bla:ecinqu:v:62:y:2024:i:1:p:150-174.

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2024Selective reporting of placebo tests in top economics journals. (2024). Johannesson, Magnus ; Dreber, Anna ; Yang, Yifan. In: Economic Inquiry. RePEc:bla:ecinqu:v:62:y:2024:i:3:p:921-932.

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2024Hyperbolic discounting and state‐dependent commitment. (2024). OHNO, Hiroaki ; Ogawa, Takayuki. In: Economica. RePEc:bla:econom:v:91:y:2024:i:362:p:414-445.

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2024Unlocking rural resilience: Exploring innovative digital saving solutions for farming households in Mali. (2024). Musshoff, Oliver ; Wahbi, Annkathrin. In: Journal of Agricultural Economics. RePEc:bla:jageco:v:75:y:2024:i:3:p:931-954.

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2024The impact of payday alternative loans on credit union performance and loan quality. (2024). Goenner, Cullen. In: Journal of Consumer Affairs. RePEc:bla:jconsa:v:58:y:2024:i:2:p:558-586.

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2024Financing the Gig Economy. (2024). Buchak, Greg. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:1:p:219-256.

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2024Aversion to Student Debt? Evidence from Low‐Wage Workers. (2024). Sabat, Jorge ; Sovich, David ; Hamilton, Barton H ; Gopalan, Radhakrishnan. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:2:p:1249-1295.

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2024Goal Setting and Saving in the FinTech Era. (2024). Rossi, Alberto G ; Gargano, Antonio. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:3:p:1931-1976.

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2024Half Banked: The Economic Impact of Cash Management in the Marijuana Industry. (2024). Seegert, Nathan ; Berger, Elizabeth A. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:4:p:2759-2796.

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2024Financial Sophistication and Consumer Spending. (2024). Jrring, Adam Tejs. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:6:p:3773-3820.

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2024Split personalities? Behavioral effects of temperature on financial decision‐making. (2024). Litina, Anastasia ; Gavresi, Despina ; Makridis, Christos A. In: Kyklos. RePEc:bla:kyklos:v:77:y:2024:i:3:p:664-689.

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2024Rating systems and increased heterogeneity in firm performance: Evidence from the New York City Restaurant Industry, 1994–2013. (2024). Greenberg, Jason ; Sands, Daniel B ; Cattani, Gino ; Porac, Joseph. In: Strategic Management Journal. RePEc:bla:stratm:v:45:y:2024:i:1:p:36-65.

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2024A scientific approach to entrepreneurial decision‐making: Large‐scale replication and extension. (2024). Spina, Chiara ; Paolucci, Emilio ; Novelli, Elena ; Messinese, Danilo ; Camuffo, Arnaldo ; Gambardella, Alfonso. In: Strategic Management Journal. RePEc:bla:stratm:v:45:y:2024:i:6:p:1209-1237.

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2024Sending out an SMS: Automatic Enrollment Experiments for Overdraft Alerts. (2024). Shaw, Jonathan ; Osborne, Matthew ; Grubb, Michael ; Niebohr, Jeroen ; Kelly, Darragh. In: Boston College Working Papers in Economics. RePEc:boc:bocoec:1073.

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2024Screening using a menu of contracts: a structural model of lending markets. (2024). Vo, Quynh-Anh ; Polo, Alberto ; Taburet, Arthur. In: Bank of England working papers. RePEc:boe:boeewp:1057.

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2024Inequality of Opportunity and Income Redistribution. (2024). Reyes, Germán ; Preuss, Marcel ; Wu, Joy ; Somerville, Jason. In: CRC TR 224 Discussion Paper Series. RePEc:bon:boncrc:crctr224_2024_491.

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2025Big Five Personality Traits, Poverty, and Environmental Shocks in Shaping Farmers’ Risk and Time Preferences: Experimental Evidence from Vietnam. (2025). Khoa, Trinh. In: Economics - The Open-Access, Open-Assessment Journal. RePEc:bpj:econoa:v:19:y:2025:i:1:p:21:n:1003.

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2024Does subsidising business advice improve firm performance? Evidence from a large RCT. (2024). Overman, Henry ; Nunez-Chaim, Gonzalo ; Riom, Capucine. In: CEP Discussion Papers. RePEc:cep:cepdps:dp1977.

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2025Citizen training and the urban waste footprint. (2025). Kondirolli, Fjolla ; Dhingra, Swati ; Machin, Stephen. In: CEP Discussion Papers. RePEc:cep:cepdps:dp2124.

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2024Helping Students to Succeed – The Long-Term Effects of Soft Commitments and Reminders. (2024). Jäckle, Robert ; Himmler, Oliver ; Jaeckle, Robert ; Brade, Raphael ; Weinschenk, Philipp. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11001.

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2024Financial Literacy and Financial Education: An Overview. (2024). Lusardi, Annamaria ; Kaiser, Tim. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11070.

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2024Job Training, English Language Skills, and Employability: Evidence from an Experiment in Urban India. (2024). Fairlie, Robert ; Mistree, Dinsha ; Khanna, Saurabh ; Loyalka, Prashant. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11504.

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2025Gender Identity and Economic Decision Making. (2025). Ranehill, Eva ; Weber, Roberto A ; Heursen, Lea ; Eyibak, Zeynep ; Brene, Anne Ardila. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11612.

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2025Preferences, Goals, and Implications for Paternalism. (2025). Krautwurm, Petr ; Wichardt, Philipp Christoph. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11672.

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2025Subjective Uncertainty and the Marginal Propensity to Consume. (2025). Melcangi, Davide ; Kosar, Gizem. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11792.

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2025Paternalistic Interventions: Determinants of Demand and Supply. (2025). Bartling, Bjrn ; Srinivasan, Krishna. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11886.

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2025Legal Risks and Social Bonds: How Does Information About Risks Affect the Willingness to Grant a Third-Party Loan Guarantee?. (2025). Beckmann, Elisabeth ; Bergmann, Shnke ; Hainz, Christa ; Kiesl-Reiter, Sarah. In: CESifo Working Paper Series. RePEc:ces:ceswps:_12022.

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2025Range Effects in Economic Choice: The Role of Complexity. (2025). Bondi, Tommaso ; Csaba, Daniel ; Friedman, Evan ; Nunnari, Salvatore. In: CESifo Working Paper Series. RePEc:ces:ceswps:_12175.

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2025A Reminder That Never Gets Old: Behavioral Effects of an Annual Pension Statement. (2025). Malisa, Amedeus ; Schuetz, Jana ; Schneider, Andrea ; Hagen, Johannes. In: CESifo Working Paper Series. RePEc:ces:ceswps:_12287.

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2024Politicized Scientists: Credibility Cost of Political Expression on Twitter. (2024). Garg, Prashant ; Alabrese, Eleonora ; Capozza, Francesco. In: CAGE Online Working Paper Series. RePEc:cge:wacage:735.

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2025Perceived Social Acceptance and Migrants€™ Financial Inclusion. (2025). de Roux, Nicolás ; Perez-Cardona, Santiago ; Barboni, Giorgia. In: CAGE Online Working Paper Series. RePEc:cge:wacage:745.

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2024Perceived Social Acceptance and Migrants Financial Inclusion. (2024). de Roux, Nicolás ; Perez-Cardona, Santiago ; Barboni, Giorgia. In: Documentos CEDE. RePEc:col:000089:021278.

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2024What one thinks, what one says and what one does: male justifications and practices of gender-based violence in Mali. (2024). Mercier, Marion ; Mesplé-Somps, Sandrine ; Calvo, Thomas ; Bertelli, Olivia ; Mesple-Somps, Sandrine ; Lavallee, Emmanuelle. In: CEPREMAP Working Papers (Docweb). RePEc:cpm:docweb:2406.

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2025Early unintended childbearing and unsecured debt in the United States. (2025). Wolfe, Joseph ; Thomeer, Mieke ; Williams, Shantay ; Ross, Clifford. In: Demographic Research. RePEc:dem:demres:v:53:y:2025:i:27.

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2024The Mediating Effect of Financial Literacy on Blockchain Technology Application and Financial Risk: Insight from Ghanaian Professionals towards Policy Recommendations. (2024). Peprah, Williams Kwasi ; Okpoti, Maxwell Mensah. In: International Journal of Economics and Financial Issues. RePEc:eco:journ1:2024-06-26.

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2025Investigating the Role of Microcredit on Agricultural Output in Rural-Bangladesh. (2025). Kumar, Sree Dip ; Hossain, Tanbir ; Hasan, Md Imrul ; Rana, Md Sohel. In: Annals of the University of Craiova for Journalism, Communication and Management. RePEc:edt:aucjcm:v:11:y:2025:i:1:p:68-74.

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2024Loss aversion and focal point bias: Empirical evidence from housing markets. (2024). Zhou, Tingyu ; Ross, Stephen L. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:42:y:2024:i:c:s2214635024000455.

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2024Is financial literacy a protection tool from online fraud in the digital era?. (2024). Oggero, Noemi ; Sandretto, Davide ; Isaia, Eleonora. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:44:y:2024:i:c:s2214635024000923.

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2024Covariates of behavioral consistency among adolescents. (2024). Kirchler, Michael ; Razen, Michael ; Aschenwald, Marco ; Holzknecht, Armando. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:44:y:2024:i:c:s2214635024001011.

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2024Religion and household saving behavior. (2024). Lee, Junyong ; Hong, Seiwoong ; Shin, Donglim ; Oh, Frederick Dongchuhl. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:44:y:2024:i:c:s221463502400114x.

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2025Savings goals matter–Cognitive constraints, retirement planning, and downstream economic behaviors. (2025). Chen, Shenglan ; Zou, Xiaopeng ; Post, Thomas ; Ye, Zihan. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:46:y:2025:i:c:s2214635025000231.

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2024Bridging the credit gap: The influence of regional bank structure on the expansion of peer-to-peer lending. (2024). Duygun, Meryem ; Yang, Junhong ; Eid, Nourhan. In: The British Accounting Review. RePEc:eee:bracre:v:56:y:2024:i:6:s0890838924002129.

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2024How to encourage consumers ongoing participation in physical exercise via feedback: Evidence from a longitudinal field experiment. (2024). Jin, Liyin ; Li, Lingfang Ivy ; Zhou, YI. In: China Economic Review. RePEc:eee:chieco:v:88:y:2024:i:c:s1043951x24001573.

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2025Present bias, mental budget constraint, and the payday consumption cycle. (2025). Meng, Juanjuan ; Zhang, YU ; Koo, Jeffrey ; Xu, Yonghao. In: China Economic Review. RePEc:eee:chieco:v:89:y:2025:i:c:s1043951x24001950.

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2025The Long-term effect of social disasters on stock market participation. (2025). Li, Dongxu ; Chen, Shuo ; Cai, Yang. In: Journal of Corporate Finance. RePEc:eee:corfin:v:93:y:2025:i:c:s0929119925000677.

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2024Respondent biases in agricultural household surveys. (2024). Dillon, Andrew ; Mensah, Edouard. In: Journal of Development Economics. RePEc:eee:deveco:v:166:y:2024:i:c:s0304387823001542.

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2024Property rights, factor allocation and household welfare: Experimental evidence from a land titling program in India. (2024). Kumar, Parmod ; Subramanian, Arjunan. In: Journal of Development Economics. RePEc:eee:deveco:v:167:y:2024:i:c:s0304387823001943.

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2024Whom to ask? Testing respondent effects in household surveys. (2024). Fiala, Nathan ; Masselus, Lise. In: Journal of Development Economics. RePEc:eee:deveco:v:168:y:2024:i:c:s0304387824000142.

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More than 100 citations found, this list is not complete...

Works by Jonathan Zinman:


YearTitleTypeCited
2017Challenges to Replication and Iteration in Field Experiments: Evidence from Two Direct Mail Shots In: American Economic Review.
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article1
2008Credit Elasticities in Less-Developed Economies: Implications for Microfinance In: American Economic Review.
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2007Credit Elasticities in Less-Developed Economies: Implications for Microfinance.(2007) In: CEPR Discussion Papers.
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2009What Do Consumers Really Pay on Their Checking and Credit Card Accounts? Explicit, Implicit, and Avoidable Costs In: American Economic Review.
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2010Put Your Money Where Your Butt Is: A Commitment Contract for Smoking Cessation In: American Economic Journal: Applied Economics.
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2009Put your money where your butt is : a commitment contract for smoking cessation.(2009) In: Policy Research Working Paper Series.
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2015Six Randomized Evaluations of Microcredit: Introduction and Further Steps In: American Economic Journal: Applied Economics.
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2015Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco In: American Economic Journal: Applied Economics.
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2014Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco.(2014) In: CEPR Discussion Papers.
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2014Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco.(2014) In: NBER Working Papers.
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2016Wintertime for Deceptive Advertising? In: American Economic Journal: Applied Economics.
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article17
2012Wintertime for Deceptive Advertising?.(2012) In: NBER Working Papers.
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paper
2015Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment In: American Economic Journal: Microeconomics.
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article14
2015Referrals: peer screening and enforcement in a consumer credit field experiment.(2015) In: LSE Research Online Documents on Economics.
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2012Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment.(2012) In: NBER Working Papers.
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paper
2015Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training In: American Economic Journal: Economic Policy.
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article101
2014Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training.(2014) In: CESifo Working Paper Series.
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2012Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training.(2012) In: CEPR Discussion Papers.
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2014Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training.(2014) In: IZA Discussion Papers.
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paper
2012Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training.(2012) In: NBER Working Papers.
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2012You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment In: Center Discussion Papers.
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paper1
2012You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment.(2012) In: CEPR Discussion Papers.
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2012You Can Pick Your Friends, but You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment.(2012) In: Working Papers.
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2012You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment.(2012) In: Working Papers.
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2012A Personal Touch: Text Messaging for Loan Repayment In: Center Discussion Papers.
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2012A Personal Touch: Text Messaging for Loan Repayment.(2012) In: Working Papers.
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2012A Personal Touch: Text Messaging for Loan Repayment.(2012) In: Working Papers.
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2012A Personal Touch: Text Messaging for Loan Repayment.(2012) In: NBER Working Papers.
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2013Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico In: Center Discussion Papers.
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2013Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico.(2013) In: CEPR Discussion Papers.
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2013Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico.(2013) In: Working Papers.
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paper
2013Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico.(2013) In: Working Papers.
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2013Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico.(2013) In: NBER Working Papers.
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2019Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico.(2019) In: The Review of Economic Studies.
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2013Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco In: Center Discussion Papers.
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2013Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco.(2013) In: CEPR Discussion Papers.
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paper
2013Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco.(2013) In: Working Papers.
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paper
2013Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco.(2013) In: Working Papers.
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paper
2013Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco.(2013) In: IZA Discussion Papers.
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paper
2013Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco.(2013) In: NBER Working Papers.
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2013Savings by and for the Poor: A Research Review and Agenda In: Center Discussion Papers.
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2014Savings by and for the Poor: A Research Review and Agenda.(2014) In: Review of Income and Wealth.
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2013Savings by and for the Poor: A Research Review and Agenda.(2013) In: Working Papers.
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2013Savings by and for the Poor: A Research Review and Agenda.(2013) In: Working Papers.
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2014Savings By and For the Poor: A Research Review and Agenda.(2014) In: WIDER Working Paper Series.
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2013Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock In: Center Discussion Papers.
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2013Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock.(2013) In: CEPR Discussion Papers.
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2013Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Stock.(2013) In: Working Papers.
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2013Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock.(2013) In: Working Papers.
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2013Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock.(2013) In: NBER Working Papers.
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2014Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs In: Center Discussion Papers.
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2014Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs.(2014) In: CEPR Discussion Papers.
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2014Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs.(2014) In: Working Papers.
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2014Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs.(2014) In: Working Papers.
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2014Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs.(2014) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 37
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2015Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey In: Center Discussion Papers.
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2015Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey.(2015) In: CEPR Discussion Papers.
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2015Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey.(2015) In: Working Papers.
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2015Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey.(2015) In: NBER Working Papers.
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2005Whats Psychology Worth? A Field Experiment in the Consumer Credit Market In: Center Discussion Papers.
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paper56
2005Whats Psychology Worth? A Field Experiment in the Consumer Credit Market.(2005) In: Working Papers.
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2006Whats psychology worth? A field experiment in the consumer credit market.(2006) In: Natural Field Experiments.
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paper
2005Whats Psychology Worth? A Field Experiment in the Consumer Credit Market.(2005) In: NBER Working Papers.
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2005Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment In: Center Discussion Papers.
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paper249
2007Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment.(2007) In: CEPR Discussion Papers.
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2009Observing Unobservables: Identifying Information Asymmetries With a Consumer Credit Field Experiment.(2009) In: Econometrica.
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2005Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment.(2005) In: Working Papers.
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2004Observing unobservables: Identifying information asymmetries with a consumer credit field experiment.(2004) In: Natural Field Experiments.
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2005Observing unobservables: identifying information asymmetries with a consumer-credit field experiment.(2005) In: Proceedings.
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2005Elasticities of Demand for Consumer Credit In: Center Discussion Papers.
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2005Elasticities of Demand for Consumer Credit.(2005) In: Working Papers.
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2005Elasticities of demand for consumer credit.(2005) In: Natural Field Experiments.
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2009Whats Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment In: Center Discussion Papers.
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2009Whats Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment.(2009) In: Working Papers.
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2009Whats Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment.(2009) In: Working Papers.
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2010Whats Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment.(2010) In: The Quarterly Journal of Economics.
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2009Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila In: Center Discussion Papers.
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2009Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila.(2009) In: CEPR Discussion Papers.
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2009Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila.(2009) In: Working Papers.
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2010Getting to the Top of Mind: How Reminders Increase Saving In: Center Discussion Papers.
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2010Getting to the Top of Mind: How Reminders Increase Saving.(2010) In: CEPR Discussion Papers.
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2010Getting to the Top of Mind: How Reminders Increase Saving.(2010) In: Working Papers, Center for Retirement Research at Boston College.
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2010Getting to the Top of Mind: How Reminders Increase Saving.(2010) In: Working Papers.
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2010Getting to the Top of Mind: How Reminders Increase Saving.(2010) In: Working Papers.
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2010Getting to theTop of Mind: How Reminders Increase Saving.(2010) In: Working Papers.
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2010Getting to the Top of Mind: How Reminders Increase Saving.(2010) In: NBER Working Papers.
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2007Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts In: Center Discussion Papers.
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2007Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts.(2007) In: Working Papers.
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2006Expanding credit access: Using randomized supply decisions to estimate the impacts.(2006) In: Natural Field Experiments.
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2010Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts.(2010) In: The Review of Financial Studies.
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2021Consumer Protection for Financial Inclusion in Low- and Middle-Income Countries: Bridging Regulator and Academic Perspectives In: Annual Review of Financial Economics.
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2020Consumer protection for financial inclusion in low and middle income countries: Bridging regulator and academic perspectives.(2020) In: CEPR Discussion Papers.
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2020Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives.(2020) In: NBER Working Papers.
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2015Household Debt: Facts, Puzzles, Theories, and Policies In: Annual Review of Economics.
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2014Household Debt: Facts, Puzzles, Theories, and Policies.(2014) In: NBER Working Papers.
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2009Exponential Growth Bias and Household Finance In: Journal of Finance.
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2018Unshrouding: Evidence from Bank Overdrafts in Turkey In: Journal of Finance.
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2009WHERE IS THE MISSING CREDIT CARD DEBT? CLUES AND IMPLICATIONS In: Review of Income and Wealth.
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2007Where is the missing credit card debt? Clues and implications.(2007) In: Consumer Finance Institute discussion papers.
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2007Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Report In: Working Papers.
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2007Credit Elasticities in Less-Developed Economies: Implications for Microcredit In: Working Papers.
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2013Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco-Working Paper 330 In: Working Papers.
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2013Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico-Working Paper 331 In: Working Papers.
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2013Savings by and for the Poor: A Research Review and Agenda-Working Paper 346 In: Working Papers.
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2018Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets In: CEPR Discussion Papers.
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2018Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets.(2018) In: NBER Working Papers.
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2019Credit Building or Credit Crumbling? A Credit Builder Loans Effects on Consumer Behavior, Credit Scores and Their Predictive Power In: CEPR Discussion Papers.
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2020Does lasting behavior change require knowledge change? Evidence from savings interventions for young adults In: CEPR Discussion Papers.
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2021Does lasting behavior change require knowledge change? Evidence from savings interventions for young adults.(2021) In: Discussion Papers.
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2012Borrow Less Tomorrow: Behavioral Approaches to Debt Reduction In: Working Papers, Center for Retirement Research at Boston College.
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2024Bad Luck or Bad Decisions? Macroeconomic Implications of Persistent Heterogeneity in Cognitive Skills and Overconfidence In: Discussion Papers of DIW Berlin.
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2016Research and Impacts of Digital Financial Services In: Working Paper Series.
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2016Research and Impacts of Digital Financial Services.(2016) In: NBER Working Papers.
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2009Expanding Microenterprise Credit Access: Randomized Supply Decisions to Estimate the Impacts in Manila In: Working Papers.
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2004Identifying Information Asymmetries: New Methods and Evidence from a Randomized Field Experiment In: Econometric Society 2004 North American Summer Meetings.
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2016Follow the money not the cash: Comparing methods for identifying consumption and investment responses to a liquidity shock In: Journal of Development Economics.
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2018Price and control elasticities of demand for savings In: Journal of Development Economics.
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2012List randomization for sensitive behavior: An application for measuring use of loan proceeds In: Journal of Development Economics.
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2011List Randomization for Sensitive Behavior: An Application for Measuring Use of Loan Proceeds.(2011) In: NBER Working Papers.
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2005Debit or credit?.(2005) In: Conference Series ; [Proceedings].
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2016Getting to the Top of Mind: How Reminders Increase Saving In: Management Science.
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2013Megastudies Improve the Impact of Applied Behavioural Science In: Mathematica Policy Research Reports.
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2021Megastudies improve the impact of applied behavioural science.(2021) In: Nature.
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2018Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions In: Working Papers.
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2017Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions.(2017) In: NBER Working Papers.
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2001Youth Smoking in the United States: Evidence and Implications In: NBER Chapters.
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2013Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs In: NBER Working Papers.
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2013Consumer Credit: Too Much or Too Little (or Just Right)? In: NBER Working Papers.
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2014Consumer Credit: Too Much or Too Little (or Just Right)?.(2014) In: The Journal of Legal Studies.
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2017The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts In: NBER Working Papers.
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2019Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior, Credit Scores and Their Predictive Power In: NBER Working Papers.
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2020Behavioral Biases are Temporally Stable In: NBER Working Papers.
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2020Five-Year Impacts of Group-Based Financial Education and Savings Promotion for Ugandan Youth In: NBER Working Papers.
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2020We are all Behavioral, More or Less: A Taxonomy of Consumer Decision Making In: NBER Working Papers.
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2023We Are All Behavioural, More, or Less: A Taxonomy of Consumer Decision-Making.(2023) In: The Review of Economic Studies.
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2021Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending In: NBER Working Papers.
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2022Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending.(2022) In: The Review of Economic Studies.
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2021Randomization for Causality, Ethnography for Mechanisms: Illiquid Savings for Liquor in an Autarkic Society In: NBER Working Papers.
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2024Beyond Bad Luck: Macroeconomic Implications of Persistent Heterogeneity In Optimism In: NBER Working Papers.
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2025Working it out: Randomized Modification and Entrepreneurial Effort in a Collateralized Debt Market In: NBER Working Papers.
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2000Youth Smoking in the U.S.: Evidence and Implications In: NBER Working Papers.
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2011Fuzzy Math, Disclosure Regulation, and Market Outcomes: Evidence from Truth-in-Lending Reform In: The Review of Financial Studies.
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2016Borrowing High versus Borrowing Higher: Price Dispersion and Shopping Behavior in the U.S. Credit Card Market In: The Review of Financial Studies.
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2023Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior and Market Efficiency in the United States In: The Review of Financial Studies.
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2015(Ineffective) Messages to Encourage Recycling: Evidence from a Randomized Evaluation in Peru In: The World Bank Economic Review.
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2013(Ineffective) messages to encourage recycling : evidence from a randomized evaluation in Peru.(2013) In: Policy Research Working Paper Series.
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2008Lying About Borrowing In: Journal of the European Economic Association.
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