Angela ROMAN : Citation Profile

Are you Angela ROMAN?

Universitatea "Al.I. Cuza"

5

H index

3

i10 index

152

Citations

RESEARCH PRODUCTION:

53

Articles

3

Chapters

RESEARCH ACTIVITY:

   17 years (2005 - 2022). See details.
   Cites by year: 8
   Journals where Angela ROMAN has often published
   Relations with other researchers
   Recent citing documents: 62.    Total self citations: 3 (1.94 %)

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   Permalink: http://citec.repec.org/pro665
   Updated: 2023-11-04    RAS profile: 2023-08-06    
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Relations with other researchers

Works with:

Rusu, Valentina (5)

Authors registered in RePEc who have co-authored more than one work in the last five years with Angela ROMAN.

Is cited by:

Rusu, Valentina (4)

Asongu, Simplice (3)

Kritikos, Alexander (3)

Dahmani, Mounir (3)

Reed, W. (3)

Graeber, Daniel (3)

MABROUKI, Mohamed (3)

Bakari, Sayef (2)

Tudorache, Maria (2)

Tudose, Mihaela (2)

BEN YOUSSEF, Adel (2)

Cites to:

Demirguc-Kunt, Asli (33)

Beck, Thorsten (29)

Thurik, Roy (26)

Maksimovic, Vojislav (19)

van Stel, André (16)

Laeven, Luc (11)

Carree, Martin (10)

Wennekers, Sander (10)

Audretsch, David (8)

MARGOLIS, David (7)

acs, zoltan (6)

Main data

Where Angela ROMAN has published?

Journals with more than one article published# docs
Ovidius University Annals, Economic Sciences Series15
Annals of Faculty of Economics6
Analele Stiintifice ale Universitatii "Alexandru Ioan Cuza" din Iasi - Stiinte Economice (1954-2015)5
Sustainability3
Annales Universitatis Apulensis Series Oeconomica3
Revista Economica3
Acta Universitatis Danubius. OEconomica2
Open Economics2
EuroEconomica2

Recent works citing Angela ROMAN (2023 and 2022)

YearTitle of citing document
2022.

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2022Information and Communication Technologies (ICTs) as catalyst for the achievement of Sustainable Development Goals (SGDs) at the local level in Africa. (2022). Asongu, Simplice A ; Diop, Samba. In: Working Papers of the African Governance and Development Institute.. RePEc:agd:wpaper:22/084.

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2022Impact of Information Communication Technology Infrastructure and Energy on Industrial Value-added Growth of Africa. (2022). Gong, Prof Jiong ; Feleke, Getachew Jenber. In: International Journal of Science and Business. RePEc:aif:journl:v:13:y:2022:i:1:p:45-61.

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2022.

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2023Do Clean Energy and Financial Innovation Induce SME Performance? Clarifying the Nexus between Financial Innovation, Technological Innovation, Clean Energy, Environmental Degradation, and SMEs Performa. (2023). Kler, Rajnish ; Qamruzzaman, MD. In: International Journal of Energy Economics and Policy. RePEc:eco:journ2:2023-03-36.

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2022In search of a rational foundation for the massive IT boom in the Australian banking industry: Can the IT boom really drive relationship banking?. (2022). Gangopadhyay, Partha ; Bakry, Walid ; Jain, Siddharth. In: International Review of Financial Analysis. RePEc:eee:finana:v:82:y:2022:i:c:s1057521922001132.

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2023Duration of membership in the world trade organization and investment-oriented remittances inflows. (2023). Gnangnon, Sena Kimm. In: The Quarterly Review of Economics and Finance. RePEc:eee:quaeco:v:88:y:2023:i:c:p:258-277.

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2022Growth and growth disparities in Africa: Are differences in renewable energy use, technological advancement, and institutional reforms responsible?. (2022). , Sunday ; Oliyide, Johnson A ; Yaya, Olaoluwa S ; Adekoya, Oluwasegun B. In: Structural Change and Economic Dynamics. RePEc:eee:streco:v:61:y:2022:i:c:p:265-277.

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2022Forecasting the macrolevel determinants of entrepreneurial opportunities using artificial intelligence models. (2022). OMRI, Anis ; Mefteh-Wali, Salma ; Ballouk, Houssein ; ben Jabeur, Sami. In: Technological Forecasting and Social Change. RePEc:eee:tefoso:v:175:y:2022:i:c:s0040162521007848.

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2022Do foreign investment and economic freedom matter for behavioral entrepreneurship? Comparing opportunity versus necessity entrepreneurs. (2022). OMRI, Anis ; Afi, Hatem ; Boubaker, Sabri. In: Technological Forecasting and Social Change. RePEc:eee:tefoso:v:181:y:2022:i:c:s0040162522002864.

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2022Spurring competitiveness, social and economic performance of family-owned SMEs through social entrepreneurship; a multi-analytical SEM & ANN perspective. (2022). Salamzadeh, Yashar ; Richardson, Christopher ; Khan, Rizwan Ullah. In: Technological Forecasting and Social Change. RePEc:eee:tefoso:v:184:y:2022:i:c:s0040162522005686.

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2023Determinant factors for the development of rural entrepreneurship. (2023). del Val-Nuez, Maria Teresa ; Crecente-Romero, Fernando Javier ; Dominguez-Fabian, Inmaculada ; del Olmo-Garcia, Francisco. In: Technological Forecasting and Social Change. RePEc:eee:tefoso:v:191:y:2023:i:c:s0040162523001725.

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2022Information and Communication Technologies (ICTs) as catalyst for the achievement of Sustainable Development Goals (SGDs) at the local level in Africa. (2022). Asongu, Simplice A ; Diop, Samba. In: Working Papers. RePEc:exs:wpaper:22/084.

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2022Economic Growth through the Lenses of Education, Entrepreneurship, and Innovation. (2022). Hysa, Eglantina ; Mukli, Lindita ; Apostu, Simona Andreea ; Gigauri, Iza ; Panait, Mirela. In: Administrative Sciences. RePEc:gam:jadmsc:v:12:y:2022:i:3:p:74-:d:851342.

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2023Empirical Analysis of Inclusive Growth, Information and Communication Technology Adoption, and Institutional Quality. (2023). Mduduzi, Biyase ; Arogundade, Sodiq ; Adeleye, Bosede Ngozi. In: Economies. RePEc:gam:jecomi:v:11:y:2023:i:4:p:124-:d:1126845.

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2022Information and Communication Technology Adoption and Life Insurance Market Development: Evidence from Sub-Saharan Africa. (2022). Sibindi, Athenia Bongani. In: JRFM. RePEc:gam:jjrfmx:v:15:y:2022:i:12:p:568-:d:988968.

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2022.

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2022Empirical Examination of Credit Risk Determinant of Commercial Banks in Jordan. (2022). Waemustafa, Waeibrorheem ; Salleh, Danilah Binti ; Alrfai, Mohammad Motasem. In: Risks. RePEc:gam:jrisks:v:10:y:2022:i:4:p:85-:d:793494.

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2022Factors Affecting Success of Entrepreneurship in Agribusinesses: Evidence from the City of Mashhad, Iran. (2022). Mohammadi, Morteza ; Saghaian, Sayed. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:13:p:7700-:d:846596.

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2022ICT and Environmental Sustainability: A Comparative Study. (2022). Shirazi, Farid ; Shaaban-Nejad, Samin. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:14:p:8651-:d:863041.

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2022Poverty, ICT and Economic Growth in SADC Region: A Panel Cointegration Evaluation. (2022). Maredza, Andrew ; Ogujiuba, Kanayo K ; Olamide, Ebenezer ; Semosa, Phetole. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:15:p:9091-:d:870899.

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2022Optimistic Belief in One’s Own Capableness as a Factor of Entrepreneurial Sustainability: The Assessments of Self-Efficacy from the Perspective of Serbian Entrepreneurs. (2022). Njegovan, Biljana Ratkovi ; Ianin, Iva ; Vukadinovi, Maja ; Buni, Sonja. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:19:p:12749-:d:935195.

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2022A Moderated Serial–Parallel Mediation Model of Sustainable Entrepreneurial Intention of Youth with Higher Education Studies in Romania. (2022). Brudan, Adrian ; Stamenovic, Kristina ; Feder, Emke-Szidonia ; Niu-Antonie, Renata Dana. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:20:p:13342-:d:944506.

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2022Banks’ Financial Stability and Macroeconomic Key Factors in GCC Countries. (2022). Hasan, Hamid Abdulkhaleq ; Mabkhot, Hashed. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:23:p:15999-:d:989222.

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2022Mortality Risk Factors in Micro and Small Businesses: Systematic Literature Review and Research Agenda. (2022). Regiani, Elaine Aparecida ; Ten, Carla Schwengber ; Garcia, Fabiane Tubino ; de Jesus, Diego Augusto ; Callegaro, Aline Marian. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:5:p:2725-:d:758887.

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2022Impact of ICT and Globalization on Educational Attainment: Evidence from the New EU Member States. (2022). Corpdean, Adrian-Gabriel ; Bayar, Yilmaz ; Sart, Gamze ; Gavriletea, Marius Dan. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:5:p:3039-:d:764519.

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2022How Does New Infrastructure Investment Affect Economic Growth Quality? Empirical Evidence from China. (2022). Han, Yawen ; Zhang, Hengming ; Du, Xin. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:6:p:3511-:d:772897.

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2022Does Information-and-Communication-Technology Market Openness Promote Digital Service Exports?. (2022). Huang, Xuan ; Wei, Long ; Yi, Ziyu. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:9:p:4901-:d:797197.

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2022Does Infrastructure Development Contribute to EU Countries’ Economic Growth?. (2022). Butkus, Mindaugas ; MacIulyte-Sniukiene, Alma. In: Sustainability. RePEc:gam:jsusta:v:14:y:2022:i:9:p:5610-:d:809950.

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2023Research on the Efficiency of Urban Infrastructure Investment under the Constraint of Carbon Emissions, Taking Provincial Capitals in China as an Example. (2023). Qi, Zhenqiang ; Zhao, Jinyu ; Luo, Qianmai ; Li, Shijie ; Sun, Chengshuang. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:12:p:9305-:d:1166977.

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2023Protecting Innovation Sustainability: R&D Manipulation and Effective Regulation Based on A Two-Scenario Evolutionary Game Perspective. (2023). Yin, Hongbing ; Yan, Yanyang ; Qi, Wen. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:12:p:9724-:d:1173769.

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2023Unemployment and Enterprise Births in European Countries: A Sectoral Approach. (2023). Wosiek, Magorzata. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:2:p:1586-:d:1035078.

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2023Analysis of How Green Growth and Entrepreneurship Affect Sustainable Development: Application of the Quintuple Helix Innovation Model in the African Context. (2023). Quacoe, Daniel ; Kong, Yusheng. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:2:p:907-:d:1024681.

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2023Tax Payment and the Performance of SMEs: A Longitudinal Analysis on EU Countries. (2023). Rusu, Valentina ; Siriteanu, Adelina Andreea ; Doac, Erika Maria ; Marcu, Nicu ; Roman, Teodora. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:2:p:927-:d:1024906.

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2023Global Analysis Regarding the Impact of Digital Transformation on Macroeconomic Outcomes. (2023). Avasilci, Silvia ; Georgescu, Amalia ; Tudose, Mihaela Brindusa. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:5:p:4583-:d:1087441.

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2023Digital Economy and 3E Efficiency Performance: Evidence from EU Countries. (2023). Wang, GE ; Li, Shuangjie. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:7:p:5661-:d:1105720.

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2023Examining the Relationship between Entrepreneurial Perceived Behaviour, Intentions, and Competencies as Catalysts for Sustainable Growth: An Indian Perspective. (2023). Kiran, Ravi ; Malhotra, Simpy. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:8:p:6617-:d:1122918.

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2023Factors and Activities Considered by First Generation Agripreneurs for Agri-Business Sustainable Development: A Study of Haryana, India. (2023). Cerchione, Roberto ; Centobelli, Piera ; Dhingra, Atul. In: Sustainability. RePEc:gam:jsusta:v:15:y:2023:i:9:p:7109-:d:1131301.

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2022Public infrastructural development and economic performance in Africa: a new evidence from panel data analysis. (2022). Orji, Anthony ; Ogbuabor, Jonathan E ; Ekeocha, Davidmac O. In: Economic Change and Restructuring. RePEc:kap:ecopln:v:55:y:2022:i:2:d:10.1007_s10644-021-09334-8.

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2022ICT, trade openness and economic growth in Tunisia: what is going wrong?. (2022). Dahmani, Mounir ; Mabrouki, Mohamed ; ben Youssef, Adel. In: Economic Change and Restructuring. RePEc:kap:ecopln:v:55:y:2022:i:4:d:10.1007_s10644-022-09388-2.

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2023The Influence of Government Policies and Economic Factors on the Growth of Entrepreneurial Activities in Khartoum, Sudan. (2023). Mohammed, Malik Elnaeem ; Timan, Elfadil. In: Business and Economic Research. RePEc:mth:ber888:v:13:y:2023:i:2:p:53-73.

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2023From Startups to Global Enterprises: Exploring the Role of Entrepreneurship, Marketing, Internet of Things, and Artificial Intelligence. (2023). Moore, Bradley Adam. In: OSF Preprints. RePEc:osf:osfxxx:hw9qm.

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2022The Impact of Digitalization and Patent on Economic Growth in Romania. (2022). Bakari, Sayef. In: MPRA Paper. RePEc:pra:mprapa:113951.

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2022The Impact of Digitalization and Patent on Economic Growth in Romania. (2022). Bakari, Sayef. In: MPRA Paper. RePEc:pra:mprapa:114259.

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2022Entrepreneurship and Economic Growth: A Cross-Sectional Analysis Perspective. (2022). PARK, DONGHYUN ; Quising, Pilipinas ; Jinjarak, Yothin ; Castillejos-Petalcorin, Cynthia ; Kim, Jungsuk ; Tian, Shu. In: ADB Economics Working Paper Series. RePEc:ris:adbewp:0672.

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2022FDI Inflow, ICT Expansion and Economic Growth: An Empirical Study on Asia-Pacific Developing Countries. (2022). Sengupta, Partha Pratim ; Sinha, Madhabendra. In: Global Business Review. RePEc:sae:globus:v:23:y:2022:i:3:p:804-821.

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2022The Determinants of Non-Performing Loans in the Indonesian Banking Industry: An Asymmetric Approach Before and During the Pandemic Crisis. (2022). Hendrie, Mohammad Bekti ; Haron, Razali ; Isnaini, Rindang Nuri ; Fakhrunnas, Faaza. In: SAGE Open. RePEc:sae:sagope:v:12:y:2022:i:2:p:21582440221102421.

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2022A Global Entrepreneurship Efficiency Benchmarking and Comparison Study based on National Systems of Entrepreneurship and Early-Stage Business: A Data Envelopment Analysis Approach. (2022). Kim, Sehoon. In: SAGE Open. RePEc:sae:sagope:v:12:y:2022:i:3:p:21582440221123252.

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2022ICT Development, Innovation Diffusion and Sustainable Growth in Sub-Saharan Africa. (2022). Sesay, Brima ; Shulin, Liu ; Roger, Mugabe. In: SAGE Open. RePEc:sae:sagope:v:12:y:2022:i:4:p:21582440221123894.

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2022Are non-performing loans sensitive to macroeconomic determinants? an empirical evidence from banking sector of SAARC countries. (2022). Nawar, Nousheen ; Tasnova, Nishat ; Anita, Saom Shawleen. In: Future Business Journal. RePEc:spr:futbus:v:8:y:2022:i:1:d:10.1186_s43093-022-00117-9.

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2023Religion and the gender gap in entrepreneurship. (2023). Zelekha, Yaron ; Avnimelech, Gil. In: International Entrepreneurship and Management Journal. RePEc:spr:intemj:v:19:y:2023:i:2:d:10.1007_s11365-023-00855-4.

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2022Asymmetric relationships between information and communication technology (ICT), globalization, and human development in India: evidence from non-linear ARDL analysis. (2022). Sahoo, Dukhabandhu ; Behera, Jayanti. In: Journal of Economic Structures. RePEc:spr:jecstr:v:11:y:2022:i:1:d:10.1186_s40008-022-00269-5.

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2022Impact of attitude towards entrepreneurship education and role models on entrepreneurial intention. (2022). Saladrigues, Ramon ; Amofah, Kwaku. In: Journal of Innovation and Entrepreneurship. RePEc:spr:joiaen:v:11:y:2022:i:1:d:10.1186_s13731-022-00197-5.

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2023The effect of governance on entrepreneurship: from all income economies perspective. (2023). Hundie, Reta Megersa ; Debela, Kenenisa Lemi ; Abegaz, Mekonnen Bogale. In: Journal of Innovation and Entrepreneurship. RePEc:spr:joiaen:v:12:y:2023:i:1:d:10.1186_s13731-022-00264-x.

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2022Information technology, real sector and economic growth in sub-Saharan Africa: a cross-sectional dependence approach. (2022). Akinlo, Taiwo ; Dada, James Temitope. In: Quality & Quantity: International Journal of Methodology. RePEc:spr:qualqt:v:56:y:2022:i:6:d:10.1007_s11135-021-01308-2.

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2022Embedding Design Thinking Paradigm in a University’s Business Assistance to Small Business. (2022). Sudiar, Nining ; Hardi, Hardi ; Maryanti, Sri ; Suci, Afred. In: Systemic Practice and Action Research. RePEc:spr:syspar:v:35:y:2022:i:2:d:10.1007_s11213-021-09565-w.

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2023The International Trade of Non-Euro CEE Countries During the Period 2014-2021. A Multiparameter Analysis. (2023). Miron, Dumitru ; Panescu, Ion. In: Izvestiya. RePEc:vrn:journl:y:2023:i:2:p:125-138.

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2023Information and communication technology adoption and unemployment in West Africa Monetary Zone. (2023). Sowemimo, Eseosa Joy ; Saleh, Mamdouh Abdulaziz ; Osabohien, Romanus ; Ahuru, Rolle Remi. In: Managerial and Decision Economics. RePEc:wly:mgtdec:v:44:y:2023:i:1:p:388-398.

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2023Information and communication technologies and sustainable development in ECOWAS subregion: Evidence from a panel cointegration analysis. (2023). Inyang, Nora Francis ; Ochuba, Onyinye Ifeoma ; Emekaraonye, Chukwunenye Ferguson ; Uzoechina, Benedict I ; Onuoha, Favour Chidinma. In: Managerial and Decision Economics. RePEc:wly:mgtdec:v:44:y:2023:i:2:p:787-806.

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2023.

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2022Duration of WTO Membership and Investment-Oriented Remittances Flows. (2022). Gnangnon, Sena Kimm. In: EconStor Preprints. RePEc:zbw:esprep:251274.

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Works by Angela ROMAN:

YearTitleTypeCited
2011THE ROLE AND THE IMPLICATIONS OF RETAIL PAYMENT INNOVATIONS FOR THE EUROPEAN BANKING SYSTEM In: Theoretical and Applied Economics.
[Full Text][Citation analysis]		article0
2005Mecanisme de transmitere a politicii monetare asupra economiei reale In: Analele Stiintifice ale Universitatii Alexandru Ioan Cuza din Iasi - Stiinte Economice (1954-2015).
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2007Inflationary effects of budget deficit financing in contemporary economies In: Analele Stiintifice ale Universitatii Alexandru Ioan Cuza din Iasi - Stiinte Economice (1954-2015).
[Full Text][Citation analysis]		article3
2008Factors generating public indebtedness in developed economies In: Analele Stiintifice ale Universitatii Alexandru Ioan Cuza din Iasi - Stiinte Economice (1954-2015).
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2009The monetary policy and the financial stability in the context of globalization In: Analele Stiintifice ale Universitatii Alexandru Ioan Cuza din Iasi - Stiinte Economice (1954-2015).
[Full Text][Citation analysis]		article1
2011The Access To Financing Of Small And Medium Enterprises In Romania And Implications Of Current Crisis In: Analele Stiintifice ale Universitatii Alexandru Ioan Cuza din Iasi - Stiinte Economice (1954-2015).
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In: .
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2011EU NEW MEMBER STATES HOUSEHOLDS BANKING INDEBTEDNESS AND ITS IMPLICATIONS: AN OVERVIEW. In: Annales Universitatis Apulensis Series Oeconomica.
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2012THE ACCESS OF SMALL AND MEDIUM SIZE ENTERPRISES TO BANKING FINANCING AND CURRENT CHALLANGES: THE CASE OF EU COUNTRIES. In: Annales Universitatis Apulensis Series Oeconomica.
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2013AN EMPIRICAL ANALYSIS OF THE DETERMINANTS OF BANK PROFITABILITY IN ROMANIA. In: Annales Universitatis Apulensis Series Oeconomica.
[Full Text][Citation analysis]		article7
2022DIGITAL TECHNOLOGIES AND THE PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES In: Studies in Business and Economics.
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2015AN EMPIRICAL ANALYSIS OF THE MACROECONOMIC DETERMINANTS OF NON-PERFORMING LOANS IN EU28 BANKING SECTOR In: Revista Economica.
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2016THE IMPACT OF MACROECONOMIC CONDITIONS ON SMES PERFORMANCE IN TERMS OF EMPLOYMENT In: Revista Economica.
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2012CREDIT RISK TRANSFER MECHANISMS IN THE EU BANKING SECTOR In: Revista Economica.
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2011A Cross-Country Analysis Regarding the Impact of the Recent Global Crisis on the Banking Sector In: Economics and Applied Informatics.
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2011The Impact of the Global Economic Crisis on the Business Environment:Recent European Experience and Support Measures In: Risk in Contemporary Economy.
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2015Testing the Relationship between Public Expenditure and Economic Growth in Romania In: Acta Universitatis Danubius. OEconomica.
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2017Economic Performance of the SME sector in CEE Countries: an Empirical Investigation In: Acta Universitatis Danubius. OEconomica.
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2015Access to Finance of SMEs in CEE Countries and Supportive Measures In: The Journal of Accounting and Management.
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2011Implications of the inflation targeting strategy in some of the European Union member countries In: EuroEconomica.
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2011CONSTRAINTS ON BANK LENDING TO SMES FROM ROMANIA AND SUPPORTIVE MEASURES In: EuroEconomica.
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2022Public Debt and Economic Growth in EU Countries In: Economies.
[Full Text][Citation analysis]		article1
2018Impact of Information and Communication Technology Infrastructure on Economic Growth: An Empirical Assessment for the EU Countries In: Sustainability.
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2020The Nexus between Entrepreneurship and Economic Growth: A Comparative Analysis on Groups of Countries In: Sustainability.
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2017Entrepreneurial Activity in the EU: An Empirical Evaluation of Its Determinants In: Sustainability.
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2016THE BUSINESS ENVIRONMENT IN CEE COUNTRIES: CURRENT CHALLENGES AND PERSPECTIVES In: CES Working Papers.
[Full Text][Citation analysis]		article1
2018What Drives the Creation of New Businesses? A Panel-Data Analysis for EU Countries In: Emerging Markets Finance and Trade.
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2010THE PARTICULARITIES OF THE MONETARY POLICY TRANSMISSION MECHANISM IN ROMANIA In: Annals of Faculty of Economics.
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2011SMES SECTOR ACCESS TO FINANCE: AN OVERVIEW In: Annals of Faculty of Economics.
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2012LENDING IN FOREIGN CURRENCY AND CURRENT CHALLENGES AT EUROPEAN LEVEL In: Annals of Faculty of Economics.
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2013A CROSS-COUNTRY ANALYSIS OF THE BANKSâ€(tm) FINANCIAL SOUNDNESS: THE CASE OF THE CEE-3 COUNTRIES In: Annals of Faculty of Economics.
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2015INTERNAL AND EXTERNAL DETERMINANTS OF COMMERCIAL BANKS PROFITABILITY: EMPIRICAL EVIDENCE FROM BULGARIA AND ROMANIA In: Annals of Faculty of Economics.
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