Bilal Zia : Citation Profile

World Bank Group (50% share)
World Bank Group (50% share)

19

H index

20

i10 index

1319

Citations

RESEARCH PRODUCTION:

19

Articles

36

Papers

1

Chapters

RESEARCH ACTIVITY:

   15 years (2008 - 2023). See details.
   Cites by year: 87
   Journals where Bilal Zia has often published
   Relations with other researchers
   Recent citing documents: 118.    Total self citations: 19 (1.42 %)

MORE DETAILS IN:
ABOUT THIS REPORT:

   Permalink: http://citec.repec.org/pzi60
   Updated: 2025-11-08    RAS profile: 2025-01-06    
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Relations with other researchers

Works with:

Uras, Burak (3)

Dalton, Patricio (3)

Rüschenpöhler, Julius (3)

Authors registered in RePEc who have co-authored more than one work in the last five years with Bilal Zia.

Is cited by:

Menkhoff, Lukas (138)

Kaiser, Tim (100)

Karlan, Dean (51)

Grohmann, Antonia (48)

Lusardi, Annamaria (38)

McKenzie, David (34)

Zinman, Jonathan (32)

Yang, Dean (25)

Kouwenberg, Roy (20)

Kosse, Anneke (17)

Jonker, Nicole (17)

Cites to:

McKenzie, David (59)

Lusardi, Annamaria (45)

Karlan, Dean (34)

Mitchell, Olivia (30)

Woodruff, Christopher (28)

Bruhn, Miriam (26)

Schoar, Antoinette (16)

Heckman, James (13)

Zinman, Jonathan (13)

Drexler, Alejandro (13)

Cole, Shawn (12)

Main data

Where Bilal Zia has published?

Journals with more than one article published# docs
Journal of Development Economics3
The World Bank Economic Review3
Journal of the European Economic Association2

Working Papers Series with more than one paper published# docs
Policy Research Working Paper Series / The World Bank18
World Bank Publications - Reports / The World Bank Group6

Recent works citing Bilal Zia (2025 and 2024)

YearTitle of citing document
2025The Impact of Microfinance and Development Aid on Sustainable Development in Sierra Leone: Evidence Toward Achieving SDG 1. (2025). Conteh, Samuel ; Mwamsamali, Chimwemwe Lusekelo ; Sankoh, John Albert. In: Journal of Scientific Reports. RePEc:aif:report:v:9:y:2025:i:1:p:80-116.

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2025On the Efficiency of Finely Stratified Experiments. (2025). Tabord-Meehan, Max ; Shaikh, Azeem ; Bai, Yuehao ; Liu, Jizhou. In: Papers. RePEc:arx:papers:2307.15181.

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2025Estimating Heterogeneous Treatment Effects with Item-Level Outcome Data: Insights from Item Response Theory. (2025). Himmelsbach, Zachary ; Joshi, Mridul ; Gilbert, Joshua B ; Soland, James ; Domingue, Benjamin W. In: Papers. RePEc:arx:papers:2405.00161.

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2025Necessity entrepreneurship, financial literacy and business performance: evidence from an international survey. (2025). Langiulli, Marco ; Koch, Melanie. In: Questioni di Economia e Finanza (Occasional Papers). RePEc:bdi:opques:qef_936_25.

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2025Applying Behavioural Economics to Promote Financial Literate Behaviour: An Overview of Studies. (2025). Nikishina, Elena ; Ivanov, Vladimir. In: Russian Journal of Money and Finance. RePEc:bkr:journl:v:84:y:2025:i:2:p:89-112.

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2024Its never too late to be financially literate: Evaluating a financial education intervention for adults in Italy. (2024). Agasisti, Tommaso ; Cannistr, Marta ; Iannotta, Gabriele. In: Journal of Consumer Affairs. RePEc:bla:jconsa:v:58:y:2024:i:2:p:397-431.

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2024Improving the effectiveness of financial education programs. A targeting approach. (2024). D'Ignazio, Alessio ; Buratti, Ginevra. In: Journal of Consumer Affairs. RePEc:bla:jconsa:v:58:y:2024:i:2:p:451-485.

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2024Demand pull versus resource push training approaches to entrepreneurship: A field experiment. (2024). Mahmood, Ishtiaq Pasha ; Abolfathi, Niloofar ; Santamaria, Simone. In: Strategic Management Journal. RePEc:bla:stratm:v:45:y:2024:i:3:p:564-587.

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2025Broadcasting Change: Indias Community Radio Policy and Womens Empowerment. (2025). Rusche, Felix. In: CRC TR 224 Discussion Paper Series. RePEc:bon:boncrc:crctr224_2025_681.

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2024THE IMPACT OF FINANCIAL LITERACY ON INVESTMENT BEHAVIOUR WITHIN ROMANIA. (2024). Georgiana, Farcas Ioana. In: Annals - Economy Series. RePEc:cbu:jrnlec:y:2024:v:3:p:184-192.

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2024Does subsidising business advice improve firm performance? Evidence from a large RCT. (2024). Overman, Henry ; Nunez-Chaim, Gonzalo ; Riom, Capucine. In: CEP Discussion Papers. RePEc:cep:cepdps:dp1977.

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2024Financial Literacy and Financial Education: An Overview. (2024). Lusardi, Annamaria ; Kaiser, Tim. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11070.

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2024Financial Education or Incentivizing Learning-by-Doing? Evidence from an RCT with Undergraduate Students. (2024). Kaiser, Tim ; Oberrauch, Luis. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11187.

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2024Scaling Financial Education Among Micro-Entrepreneurs: A Randomized Saturation Experiment. (2024). Menkhoff, Lukas ; Xu, Yuanwei ; Kaiser, Tim ; Hamdan, Jana S. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11431.

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2025Breaking Barriers in Retirement Planning: Evidence from Colombia’s Dual-Advisory Program. (2025). Becerra, Oscar ; Guzmn, Carlos Santiago ; Cavallo, Eduardo. In: Documentos CEDE. RePEc:col:000089:021365.

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2024Financial Literacy, Financial Education and Financial Experience: Conceptual Framework. (2024). Chabaefe, Nancy Neoyame ; Qutieshat, Abubaker. In: International Journal of Economics and Financial Issues. RePEc:eco:journ1:2024-04-5.

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2024Financial literacy, farmland mortgage financing, and household entrepreneurship: Empirical evidence from rural China. (2024). Peng, Yanling ; Kong, Rong ; Su, Lanlan. In: Journal of Asian Economics. RePEc:eee:asieco:v:94:y:2024:i:c:s1049007824000629.

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2025Financing constraints and the export partnerships with RCEP: Evidence from manufacturing firms in China. (2025). Li, Jie ; Chen, Zhenhao ; Peng, Qing. In: Journal of Asian Economics. RePEc:eee:asieco:v:97:y:2025:i:c:s1049007824001659.

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2024Financial Education or Incentivizing Learning-By-Doing? Evidence from an RCT with Undergraduate Students. (2024). Kaiser, Tim ; Oberrauch, Luis. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:43:y:2024:i:c:s2214635024000698.

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2024Management control systems, business financial literacy and financial leverage in business-incubated start-ups. (2024). Gonzlez-Loureiro, Miguel ; Lopez-Valeiras, Ernesto ; Gomez-Conde, Jacobo ; Graa-Alvarez, Roberto. In: The British Accounting Review. RePEc:eee:bracre:v:56:y:2024:i:6:s0890838924001914.

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2024How motivations and costs affect financial knowledge learning? Evidence from a large-scale FinTech experiment in China. (2024). Lei, Haibo ; Su, Qin ; Pan, Xuefeng. In: China Economic Review. RePEc:eee:chieco:v:88:y:2024:i:c:s1043951x24001834.

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2024Subsidy-driven firm growth: Does loan history matter? Evidence from a European Union subsidy program. (2024). Telegdy, Almos ; Takats, Elod ; Goel, Tirupam ; Banai, Adam. In: Journal of Corporate Finance. RePEc:eee:corfin:v:87:y:2024:i:c:s0929119924000543.

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2024Training microentrepreneurs over Zoom: Experimental evidence from Mexico. (2024). McKenzie, David ; Iacovone, Leonardo ; Deffebach, Peter ; Davies, Elwyn. In: Journal of Development Economics. RePEc:eee:deveco:v:167:y:2024:i:c:s0304387823002006.

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2024Improving smallholder agriculture via video-based group extension. (2024). Karlan, Dean ; Baul, Tushi ; Toyama, Kentaro ; Vasilaky, Kathryn. In: Journal of Development Economics. RePEc:eee:deveco:v:169:y:2024:i:c:s0304387824000166.

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2024Allocating labor across small firms: Experimental evidence on information constraints. (2024). Hardy, Morgan ; Witte, Marc ; Menzel, Andreas ; McCasland, Jamie ; Kim, Seongyoon. In: Journal of Development Economics. RePEc:eee:deveco:v:171:y:2024:i:c:s0304387824000944.

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2025Better together? Group incentives and the demand for prevention. (2025). Herl, Carlos Riumallo ; Lagarde, Mylne. In: Journal of Development Economics. RePEc:eee:deveco:v:172:y:2025:i:c:s0304387824001147.

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2025Does social capital positively influence loan performance even during a crisis?. (2025). Tantri, Prasanna ; Agarwal, Sumit ; Vishen, Nitin. In: Journal of Development Economics. RePEc:eee:deveco:v:172:y:2025:i:c:s0304387824001330.

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2025The power of children in energy conservation: Evidence from a randomized controlled trial. (2025). Xu, Huayu ; Wang, Yuan ; Zhou, Yongmei. In: Journal of Development Economics. RePEc:eee:deveco:v:174:y:2025:i:c:s0304387824001883.

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2025Does mobile phone proficiency contribute to stock market participation? The role of payment convenience, liquidity, and social interaction. (2025). Fatima, Shumaila ; Chakraborty, Madhumita. In: Economic Modelling. RePEc:eee:ecmode:v:144:y:2025:i:c:s0264999324003456.

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2024Inference in cluster randomized trials with matched pairs. (2024). Shaikh, Azeem ; Liu, Jizhou ; Bai, Yuehao ; Tabord-Meehan, Max. In: Journal of Econometrics. RePEc:eee:econom:v:245:y:2024:i:1:s0304407624002185.

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2024Do policy instruments that restrict social identity expression increase economic cooperation?. (2024). Chen, Roy ; Chang, Daphne ; Song, Zhewei ; Krupka, Erin L. In: European Economic Review. RePEc:eee:eecrev:v:170:y:2024:i:c:s0014292124001764.

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2024Fintech innovation: Is it beneficial or detrimental to financial inclusion and financial stability? A systematic literature review and research directions. (2024). Figueiredo, Paulo N. In: Emerging Markets Review. RePEc:eee:ememar:v:60:y:2024:i:c:s1566014124000359.

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2024Firm productivity in the Energy-electricity sector over the last two decades with crisis: The role of cross-listing. (2024). Balli, Hatice ; Dang, Tam Hoang-Nhat ; Nguyen, Hannah. In: Energy Economics. RePEc:eee:eneeco:v:130:y:2024:i:c:s0140988324000173.

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2025Inter-institutional cooperation and migrants financial education: An Italian case study. (2025). Venturini, Alessandra ; Nocito, Samuel. In: Evaluation and Program Planning. RePEc:eee:epplan:v:110:y:2025:i:c:s0149718925000047.

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2024FinTech, urban entrepreneurial activity, and social security levels: Evidence from China. (2024). Zhou, ZE ; Shi, YU ; Dong, Xiaohong ; Zhang, Qiyuan. In: Finance Research Letters. RePEc:eee:finlet:v:61:y:2024:i:c:s1544612324000163.

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2024Do heuristics matter for financial literacy? The impact of better heuristics awareness to financial literacy. (2024). De Witte, Kristof ; Pitthan, Francisco. In: Finance Research Letters. RePEc:eee:finlet:v:67:y:2024:i:pb:s1544612324008845.

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2024FinTech and rural household entrepreneurship. (2024). Zou, Jing ; Yao, Liming ; Chi, Shiyao ; Deng, Xiaojun. In: Finance Research Letters. RePEc:eee:finlet:v:68:y:2024:i:c:s1544612324010560.

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2025Education investment, social security, and household financial market participation. (2025). Zou, Jianke ; Wang, Chun ; Chen, Chunxiao ; Zeng, Yuan. In: Finance Research Letters. RePEc:eee:finlet:v:77:y:2025:i:c:s1544612325003873.

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2025Financial subsidies, female employment, and plant performance — Evidence from a quasi-experiment. (2025). López Rago, Ricardo ; Lpez, Ricardo A ; Garca, Raffi E. In: Journal of Financial Stability. RePEc:eee:finsta:v:76:y:2025:i:c:s1572308924001268.

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2024The good, the bad, and the not-so-ugly of credit booms?: capital allocation and financial constraints. (2024). Braun, Matias ; Marcet, Francisco ; Raddatz, Claudio. In: Journal of Banking & Finance. RePEc:eee:jbfina:v:161:y:2024:i:c:s0378426624000189.

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2024The impact of an online game-based financial education course: Multi-country experimental evidence. (2024). de Beckker, Kenneth ; Cannistr, Marta ; de Witte, Kristof ; Vartiak, Luk ; Pder, Kaire ; Amagir, Aisa ; Agasisti, Tommaso. In: Journal of Comparative Economics. RePEc:eee:jcecon:v:52:y:2024:i:4:p:825-847.

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2024Ethnic bias, economic achievement and trust between large ethnic groups: A study in Germany and the U.S. (2024). Putterman, Louis ; MURTIN, Fabrice ; Algan, Yann ; Siegerink, Vincent ; Schmidt, Ulrich ; Cetre, Sophie ; Grimalda, Gianluca ; Pipke, David. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:224:y:2024:i:c:p:996-1021.

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2025Sanctuary policies and the mortgage market behavior: Reducing uncertainty to promote financial inclusion. (2025). Zuchowski, David. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:229:y:2025:i:c:s0167268124004839.

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2025For better or for worse: How Mutual Credit Systems bolster resilience of small firms. (2025). Schoors, Koen ; Hudon, Marek ; Reyns, Ariane. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:230:y:2025:i:c:s016726812400475x.

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2025Evaluating the effects of a low-cost, online financial education program. (2025). Mitchell, Olivia ; Lusardi, Annamaria ; Sticha, Andrea ; Lin, Chuanhao ; Clark, Robert L. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:232:y:2025:i:c:s0167268125000721.

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2024Violence against women, innate preferences and financial inclusion. (2024). Alam, Quamrul ; Zafar, Abu. In: Pacific-Basin Finance Journal. RePEc:eee:pacfin:v:87:y:2024:i:c:s0927538x24002348.

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2025Financial literacy and household financial behavior in Singapore. (2025). Fong, Joelle H. In: Pacific-Basin Finance Journal. RePEc:eee:pacfin:v:90:y:2025:i:c:s0927538x24004037.

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2025More than objective knowledge: Exploring heterogeneity in individuals response to a financial education initiative across multiple financial literacy domains. (2025). Pallant, Jason I ; McNair, Simon J ; Gerrans, Paul. In: Pacific-Basin Finance Journal. RePEc:eee:pacfin:v:90:y:2025:i:c:s0927538x2500006x.

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2025Government provided credit ratings and foreign sales: Evidence from China. (2025). Pan, Jianping ; Yu, Wei ; Fan, Rui. In: The Quarterly Review of Economics and Finance. RePEc:eee:quaeco:v:99:y:2025:i:c:s1062976924001649.

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2025Easing credit for small firms amidst expansionary policy shifts: Iran 2005–2013. (2025). Esfahani, Hadi Salehi ; Amini, Amirhossein. In: International Review of Economics & Finance. RePEc:eee:reveco:v:98:y:2025:i:c:s1059056024008207.

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2025How learning about behavioural biases can improve financial literacy?. (2025). de Witte, Kristof ; Pitthan, Francisco. In: International Review of Economics & Finance. RePEc:eee:reveco:v:99:y:2025:i:c:s1059056025001522.

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2024Gen Z and financial education: Evidence from a randomized control trial in the South of Italy. (2024). Ferrante, Livio ; Caserta, Maurizio ; Sconti, Alessia. In: Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics). RePEc:eee:soceco:v:112:y:2024:i:c:s2214804324000946.

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2024Does womens economic empowerment promote human development in low- and middle-income countries? A meta-analysis. (2024). Sahoo, Soham ; Khan, Sarah ; Balasubramanian, Pooja ; Ibanez, Marcela. In: World Development. RePEc:eee:wdevel:v:178:y:2024:i:c:s0305750x24000585.

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2024Frontiers: breaking the glass ceiling: empowering female entrepreneurs through female mentors. (2024). Chintagunta, Pradeep ; Vilcassim, Naufel J. In: LSE Research Online Documents on Economics. RePEc:ehl:lserod:120477.

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2025Call me maybe: does customer feedback seeking impact nonsolicited customers?. (2025). Chintagunta, Pradeep ; Vilcassim, Naufel ; Anderson, Stephen J ; Kaul, Rupali. In: LSE Research Online Documents on Economics. RePEc:ehl:lserod:125615.

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2024Does subsidising business advice improve firm performance? Evidence from a large RCT. (2024). Nunez, Gonzalo Ignacio ; Overman, Henry George ; Veronique, Capucine Anne. In: LSE Research Online Documents on Economics. RePEc:ehl:lserod:126834.

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2024Leveraging edutainment and social networks to foster interethnic harmony. (2024). Siddique, Abu ; Zenou, Yves ; Vlassopoulos, Michael. In: IFS Working Papers. RePEc:ifs:ifsewp:24/20.

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2024Conventional Wisdom, Meta-Analysis, and Research Revision in Economics. (2024). Stanley, T. ; Opatrny, Matej ; Irsova, Zuzana ; Heimberger, Philipp ; Havranek, Tomas ; Gechert, Sebastian ; Doucouliagos, Chris ; Rachinger, Heiko J ; Mey, Bianka. In: FMM Working Paper. RePEc:imk:fmmpap:95-2024.

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2024Variables sociodemográficas y niveles de educación financiera en jóvenes universitarios de Ecuador. (2024). Pearreta-Quezada, Miguel Angel ; de la Cruz, Maria ; Alvarez-Garcia, Jose ; Salas-Tenesaca, Eulalia-Elizabeth. In: Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance). RePEc:imx:journl:v:19:y:2024:i:1:p:3.

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2024Financial Literacy and Financial Well-Being Among Businesspersons from Victoria, Tamaulipas, Mexico. (2024). Garcia-Mata, Osvaldo ; Orozco-Orozco, Karla Maria ; Arango-Herrera, Eduardo. In: Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance). RePEc:imx:journl:v:19:y:2024:i:1:p:8.

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2024Frontiers: Breaking the Glass Ceiling: Empowering Female Entrepreneurs Through Female Mentors. (2024). Chintagunta, Pradeep ; Anderson, Stephen J ; Vilcassim, Naufel ; Germann, Frank. In: Marketing Science. RePEc:inm:ormksc:v:43:y:2024:i:2:p:244-253.

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2024Virtual Collaboration Technology and International Business Coaching: Examining the Impact on Marketing Strategies and Sales. (2024). Chintagunta, Pradeep ; Anderson, Stephen J ; Vilcassim, Naufel. In: Marketing Science. RePEc:inm:ormksc:v:43:y:2024:i:3:p:637-672.

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2024Digital Interventions to Increase Financial Knowledge: Evidence from a Pilot RCT. (2024). Kaiser, Tim ; Oberrauch, Luis. In: IZA Discussion Papers. RePEc:iza:izadps:dp16811.

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2024Financial Literacy and Financial Education: An Overview. (2024). Lusardi, Annamaria ; Kaiser, Tim. In: IZA Discussion Papers. RePEc:iza:izadps:dp16926.

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2024What Works in Supporting Women-Led Businesses?. (2024). Ubfal, Diego. In: IZA Discussion Papers. RePEc:iza:izadps:dp16950.

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2024Business Education and Portfolio Returns. (2024). Altmejd, Adam ; Karabulut, Yigitcan ; Jansson, Thomas. In: IZA Discussion Papers. RePEc:iza:izadps:dp16976.

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2024Inter-Institutional Cooperation and Migrants Financial Education: An Italian Case Study. (2024). venturini, alessandra ; Nocito, Samuel. In: IZA Discussion Papers. RePEc:iza:izadps:dp17214.

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2024Entrepreneurship for the poor in developing countries. (2024). Cho, Yoonyoung. In: IZA World of Labor. RePEc:iza:izawol:journl:2024:n:167.

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2025Employment Effects of Skills Trainings in Sub-Saharan Africa: A Systematic Review of Recent Randomized Controlled Trials. (2025). Lay, Jann ; Schnars, Regina ; Lakemann, Tabea ; Beber, Bernd. In: De Economist. RePEc:kap:decono:v:173:y:2025:i:1:d:10.1007_s10645-024-09442-6.

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2025Financial education and spillover effects. (2025). Kallenos, Theodosis ; Milidonis, Andreas ; Nishiotis, George ; Zenios, Stavros. In: Empirica. RePEc:kap:empiri:v:52:y:2025:i:2:d:10.1007_s10663-025-09647-1.

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2024Third-Country Effects of Export Incentives. (2024). Ledyaeva, Svetlana. In: Open Economies Review. RePEc:kap:openec:v:35:y:2024:i:1:d:10.1007_s11079-023-09714-9.

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2025Socio-Economic and Psychological Impact of Sport and Virtual Betting among Youth in North Wollo Zone, Evidence from Ethiopia. (2025). Yimer, Ahmed Mohammed. In: Public Organization Review. RePEc:kap:porgrv:v:25:y:2025:i:2:d:10.1007_s11115-025-00813-4.

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2025A path-centric account of action-oriented entrepreneurship training. (2025). Melyoki, Lemayon L ; Blagoev, Blagoy ; Gielnik, Michael M. In: Small Business Economics. RePEc:kap:sbusec:v:65:y:2025:i:2:d:10.1007_s11187-025-01048-9.

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2024Pénzügyi képességek és a mélyszegény, szegregált roma családok pénzügyi helyzete. (2024). Malovics, Gyorgy ; Berki, Boglarka Mereine ; Kosztopulosz, Andreasz. In: Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences). RePEc:ksa:szemle:2200.

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2025The expressive function of legal norms: Experimental evidence from the Supply Chain Act in Germany. (2025). Engler, Daniel ; Gleue, Marvin ; Gutsche, Gunnar ; Maoller, Sophia ; Ziegler, Andreas. In: MAGKS Papers on Economics. RePEc:mar:magkse:202510.

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2024The motivating effect of monetary over psychological incentives is stronger in WEIRD cultures. (2024). Li, Yin ; Talhelm, Thomas ; Davenport, Diag ; Medvedev, Danila. In: Nature Human Behaviour. RePEc:nat:nathum:v:8:y:2024:i:3:d:10.1038_s41562-023-01769-5.

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2024Conventional Wisdom, Meta-Analysis, and Research Revision in Economics. (2024). Stanley, T. ; Irsova, Zuzana ; Heimberger, Philipp ; Havranek, Tomas ; Gechert, Sebastian ; Opatrny, Matej ; Mey, Bianka ; Rachinger, Heiko ; Doucouliagos, Chris. In: MetaArXiv. RePEc:osf:metaar:njd64_v1.

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2024Impact of Credit Constraints on Financial Performance of Small and Medium Size Enterprises. (2024). Aminkeng, Terence Achiangea ; Huaming, Song ; Mukete, Ngoe Bosambe ; Mwalupaso, Gershom Endelani. In: The European Journal of Development Research. RePEc:pal:eurjdr:v:36:y:2024:i:4:d:10.1057_s41287-023-00615-8.

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2024Chinese College Student Financial Literacy: Knowledge, Attitude, and Behavior. (2024). Xu, Jiuping ; Niu, Yongge ; Hu, Zhineng ; Tan, Xiawei. In: SAGE Open. RePEc:sae:sagope:v:14:y:2024:i:3:p:21582440241271189.

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2025Financial inclusion through specialization or diversification with group and individual loans in microfinance. (2025). Hartarska, Valentina ; Zhang, Jingfang ; Nadolnyak, Denis. In: Empirical Economics. RePEc:spr:empeco:v:68:y:2025:i:6:d:10.1007_s00181-025-02714-3.

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2025Do export subsidies dampen export unit values across markets? A case study on Pakistan. (2025). Nakhoda, Aadil. In: Economia e Politica Industriale: Journal of Industrial and Business Economics. RePEc:spr:epolin:v:52:y:2025:i:2:d:10.1007_s40812-024-00308-1.

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2025The role of local promoters in helping microentrepreneurs engage in digital business training. (2025). Rodriguez Lesmes, Paul ; Uruea-Meja, Juan Carlos ; Ortiz, Andrs Felipe ; Medina, Ivn Daro ; Romero, Mauricio ; Gutirrez, Luis H ; Rodrguez-Lesmes, Paul. In: Eurasian Business Review. RePEc:spr:eurasi:v:15:y:2025:i:1:d:10.1007_s40821-025-00293-y.

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2025The Philippines in ASEAN financial literacy research: insights from a bibliometric review. (2025). Sarsale, Melvin. In: Future Business Journal. RePEc:spr:futbus:v:11:y:2025:i:1:d:10.1186_s43093-025-00549-z.

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2025The combined role of FinTech innovation and financial literacy in sustainable financial inclusion in Nigeria. (2025). Sam-Abugu, Chinwe ; Luo, Xiaojun ; Wong, Ben. In: International Review of Economics. RePEc:spr:inrvec:v:72:y:2025:i:2:d:10.1007_s12232-025-00490-1.

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2024Conventional or alternative financing to promote entrepreneurship? An analysis of female and male entrepreneurship in developed and developing countries. (2024). Orden-Cruz, Carmen ; Paule-Vianez, Jessica ; Coronel-Pangol, Katherine. In: International Entrepreneurship and Management Journal. RePEc:spr:intemj:v:20:y:2024:i:1:d:10.1007_s11365-023-00906-w.

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2024Measuring financial divide in the rural environment. The potential role of the digital transformation of finance. (2024). Rodriguez-Sanchez, Jose-Luis ; Gallego-Losada, Rocio ; Montero-Navarro, Antonio. In: International Entrepreneurship and Management Journal. RePEc:spr:intemj:v:20:y:2024:i:4:d:10.1007_s11365-024-00992-4.

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2024Having Trouble Making Ends Meet? Financial Literacy Makes the Difference. (2024). Sconti, Alessia. In: Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti. RePEc:spr:italej:v:10:y:2024:i:1:d:10.1007_s40797-022-00212-4.

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2024Regional Comparative Analysis on the Determinants of the Spaniards’ Financial Knowledge. (2024). Amate-Fortes, Ignacio ; Oliver-Marquez, Francisco J ; Martinez-Navarro, Diego ; Guarnido-Rueda, Almudena. In: Journal of the Knowledge Economy. RePEc:spr:jknowl:v:15:y:2024:i:1:d:10.1007_s13132-023-01308-7.

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2024Role of Financial Inclusion in Human Development: Evidence from Bangladesh, India and Pakistan. (2024). Chowdhury, Rupam. In: Journal of the Knowledge Economy. RePEc:spr:jknowl:v:15:y:2024:i:1:d:10.1007_s13132-023-01366-x.

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2024Financial Literacy, Financial Innovation, and Financial Inclusion as Mitigating Factors of the Adverse Effect of Corruption on Banking Stability Indicators. (2024). Madaleno, Mara ; Jungo, Joo ; Botelho, Anabela. In: Journal of the Knowledge Economy. RePEc:spr:jknowl:v:15:y:2024:i:2:d:10.1007_s13132-023-01442-2.

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2024Improving Financial Literacy and Supporting Financial Decisions: Developing a Personalized Configurator. (2024). Rasmussen, Kourosh Marjani ; Zhang, Linda L ; Shafiee, Sara. In: Journal of the Knowledge Economy. RePEc:spr:jknowl:v:15:y:2024:i:3:d:10.1007_s13132-023-01651-9.

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2025Rural women microentrepreneurs, consumer acquisition, and value delivery: Evidence from a quasi-experiment in rural India. (2025). Pedada, Kiran ; Chauradia, Amit J ; Chatterjee, Aindrila. In: Journal of the Academy of Marketing Science. RePEc:spr:joamsc:v:53:y:2025:i:1:d:10.1007_s11747-024-01053-6.

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2024Distributional impact of climate-smart villages on access to savings and credit and adoption of improved climate-smart agricultural practices in the Nyando Basin, Kenya. (2024). Oostendorp, Remco ; Asseldonk, Marcel ; Recha, John ; Gathiaka, John ; Mulwa, Richard ; Wesenbeeck, Lia ; Wattel, Cor ; Radeny, Maren. In: Mitigation and Adaptation Strategies for Global Change. RePEc:spr:masfgc:v:29:y:2024:i:4:d:10.1007_s11027-024-10123-7.

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2025Barriers to breakthroughs: the crucial role of support services in advancing accounting practices, financial literacy and performance in disability-led SMEs. (2025). Quarshie, Michael Ayikwei ; Akhtar, Shakeb ; Nawaah, Donkor. In: Quality & Quantity: International Journal of Methodology. RePEc:spr:qualqt:v:59:y:2025:i:2:d:10.1007_s11135-024-02050-1.

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2024Entrepreneurship in post-conflict countries: a literature review. (2024). Block, Joern ; Morina, Fuad ; Moritz, Alexandra. In: Review of Managerial Science. RePEc:spr:rvmgts:v:18:y:2024:i:10:d:10.1007_s11846-023-00705-1.

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2024An Untapped Instrument in the Fight Against Poverty: The Impacts of Financial Literacy on Poverty Worldwide. (2024). Lang, Ngoc Duc ; Tran, Ha Mai ; Nguyen, Giang Tra ; Vo, Duc Hong. In: Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement. RePEc:spr:soinre:v:174:y:2024:i:2:d:10.1007_s11205-024-03404-w.

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2025Navigating the Rise in Non-Institutional Digital Fraud: An Experiment with Micro Enterprises in Nigeria. (2025). Putman, Daniel ; Jang, Chaning ; Byrne, Shane ; King, Michael. In: Trinity Economics Papers. RePEc:tcd:tcduee:tep1224.

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2024Electronic payment technology and business finance : A randomized, controlled trial with mobile money. (2024). van Soest, Daan ; Uras, Burak ; Dalton, Patricio. In: Other publications TiSEM. RePEc:tiu:tiutis:a85169a4-253e-40a5-b46a-78a59cece42d.

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2024Does Financial Education Impact School Attainment? Experimental Evidence from Brazil. (2024). Vaccaro, Vitor ; Madeira, Ricardo A ; Chiavenato, Daniele. In: Nova SBE Working Paper Series. RePEc:unl:unlfep:wp2402.

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2024Does financial education impact school attainment? Experimental evidence from Brazil. (2024). Vaccaro, Vitor ; Madeira, Ricardo A ; Chiavenato, Daniele. In: Nova SBE Working Paper Series. RePEc:unl:unlfep:wp666.

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2024What does numeracy add? Exploring financial literacy, numeracy and other skills amongst low-income adults in Canada and the UK. (2024). Adele, Atkinson ; Emily, Harle ; Jerry, Buckland. In: International Review of Financial Consumers. RePEc:vrs:irfinc:v:9:y:2024:i:2:p:29-44:n:1003.

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More than 100 citations found, this list is not complete...

Works by Bilal Zia:

YearTitleTypeCited
2016The Impact of High School Financial Education: Evidence from a Large-Scale Evaluation in Brazil In: American Economic Journal: Applied Economics.
[Full Text][Citation analysis]		article86
2022The Long-Term Impact of High School Financial Education: evidence from Brazil In: Working Papers Series.
[Full Text][Citation analysis]		paper3
2018Introduction: The Financial Literacy Collective In: Economic Notes.
[Full Text][Citation analysis]		article0
2011Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets? In: Journal of Finance.
[Full Text][Citation analysis]		article249
2020Effect of different pre-treatments on seed germination of Prosopis juliflora and Dalbergia sissoo: a step towards mutation breeding In: Journal of Forest Science.
[Full Text][Citation analysis]		article0
2012The Impact of Financial Literacy Training for Migrants In: RFBerlin Discussion Paper Series.
[Full Text][Citation analysis]		paper35
2014The Impact of Financial Literacy Training for Migrants.(2014) In: The World Bank Economic Review.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 35		article
2012The impact of financial literacy training for migrants.(2012) In: Policy Research Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 35		paper
2014Who you train matters: Identifying combined effects of financial education on migrant households In: Journal of Development Economics.
[Full Text][Citation analysis]		article55
2020Decentralized delivery of financial education: Experimental evidence from Rwanda In: Journal of Development Economics.
[Full Text][Citation analysis]		article5
2021Measuring the unmeasured: Aggregating, anchoring, and adjusting to estimate small business performance In: Journal of Development Economics.
[Full Text][Citation analysis]		article6
2020The causal mechanism of financial education: Evidence from mediation analysis In: Journal of Economic Behavior & Organization.
[Full Text][Citation analysis]		article38
2018The Causal Mechanism of Financial Education: Evidence from Mediation Analysis.(2018) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 38		paper
2018The Causal Mechanism of Financial Education : Evidence from Mediation Analysis.(2018) In: Policy Research Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 38		paper
2008Export incentives, financial constraints, and the (mis)allocation of credit: Micro-level evidence from subsidized export loans In: Journal of Financial Economics.
[Full Text][Citation analysis]		article91
2023When is financial education successful? Taking stock of the new wave of field evidence In: Chapters.
[Full Text][Citation analysis]		chapter1
2021Can Business Grants Mitigate a Crisis? Evidence from Youth Entrepreneurs in Kenya during COVID-19 In: Discussion Papers.
[Full Text][Citation analysis]		paper0
2012Liability Structure in Small-Scale Finance: Evidence from a Natural Experiment In: Harvard Business School Working Papers.
[Full Text][Citation analysis]		paper31
2013Liability Structure in Small-Scale Finance: Evidence from a Natural Experiment.(2013) In: The World Bank Economic Review.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 31		article
2010Liability structure in small-scale finance : evidence from a natural experimen.(2010) In: Policy Research Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 31		paper
2018Pathways to Profits: The Impact of Marketing vs. Finance Skills on Business Performance In: Management Science.
[Full Text][Citation analysis]		article54
2019The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases In: Management Science.
[Full Text][Citation analysis]		article38
2015The ABCs of financial education : experimental evidence on attitudes, behavior, and cognitive biases.(2015) In: Policy Research Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 38		paper
2017Harnessing Emotional Connections to Improve Financial Decisions: Evaluating the Impact of Financial Education in Mainstream Media In: Journal of the European Economic Association.
[Full Text][Citation analysis]		article89
2013Harnessing emotional connections to improve financial decisions : evaluating the impact of financial education in mainstream media.(2013) In: Policy Research Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 89		paper
2021Curating Local Knowledge: Experimental Evidence from Small Retailers in Indonesia In: Journal of the European Economic Association.
[Full Text][Citation analysis]		article20
2010Dollars Dollars Everywhere, Nor Any Dime to Lend: Credit Limit Constraints on Financial Sector Absorptive Capacity In: The Review of Financial Studies.
[Full Text][Citation analysis]		article6
2021Changing Gambling Behavior through Experiential Learning In: The World Bank Economic Review.
[Full Text][Citation analysis]		article0
2015Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature In: The World Bank Research Observer.
[Full Text][Citation analysis]		article102
2014Can you help someone become financially capable ? a meta-analysis of the literature.(2014) In: Policy Research Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 102		paper
2013Stimulating managerial capital in emerging markets: the impact of business training for young entrepreneurs In: Journal of Development Effectiveness.
[Full Text][Citation analysis]		article58
2018Determinants and Dynamics of Business Aspirations : Evidence from Small-scale Entrepreneurs in an Emerging Market In: Discussion Paper.
[Full Text][Citation analysis]		paper4
2018Determinants and Dynamics of Business Aspirations : Evidence from Small-scale Entrepreneurs in an Emerging Market.(2018) In: Other publications TiSEM.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 4		paper
2018Determinants and dynamics of business aspirations : evidence from small-scale entrepreneurs in an emerging market.(2018) In: Policy Research Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 4		paper
2020Curating Local Knowledge : Experimental Evidence from Small Retailers in Indonesia (Revision of DP 2019-015) In: Discussion Paper.
[Full Text][Citation analysis]		paper3
2020Curating Local Knowledge : Experimental Evidence from Small Retailers in Indonesia (Revision of DP 2019-015).(2020) In: Other publications TiSEM.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 3		paper
2019Local Best Practices for Business Growth In: Discussion Paper.
[Full Text][Citation analysis]		paper2
2019Local Best Practices for Business Growth.(2019) In: Other publications TiSEM.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 2		paper
2018Aspirations of Small-scale Entrepreneurs : Evidence from Urban Retailers in Indonesia In: Other publications TiSEM.
[Full Text][Citation analysis]		paper0
2011The Impact of Business and Financial Literacy Training for Young Entrepreneurs in Bosnia-Herzogovina In: World Bank Publications - Reports.
[Full Text][Citation analysis]		paper7
2009Valuing Financial Literacy : Evidence from Indonesia In: World Bank Publications - Reports.
[Full Text][Citation analysis]		paper3
2012The Impact of Financial Literacy Training for Migrants at Destination In: World Bank Publications - Reports.
[Full Text][Citation analysis]		paper4
2012The Impact of Financial Literacy Training for Migrants and their Families In: World Bank Publications - Reports.
[Full Text][Citation analysis]		paper4
2013Harnessing Emotional Connections to Improve Financial Decisions In: World Bank Publications - Reports.
[Full Text][Citation analysis]		paper30
2017The ABCs of Financial Education In: World Bank Publications - Reports.
[Full Text][Citation analysis]		paper20
2011Stimulating managerial capital in emerging markets : the impact of business and financial literacy for young entrepreneurs In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper69
2011Unpacking the causal chain of financial literacy In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper59
2012Financial literacy around the world : an overview of the evidence with practical suggestions for the way forward In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper92
2012Who you train matters : identifying complementary effects of financial education on migrant households In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper8
2013The impact of high school financial education : experimental evidence from Brazil In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper19
2015Debiasing on a roll: changing gambling behavior through experiential learning In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper2
2016Pathways to profits : identifying separate channels of small firm growth through business training In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper5
2018The impact of interest rate caps on the financial sector : evidence from commercial banks in Kenya In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper10
2018Decentralized delivery of financial education : evidence from a country-wide field experiment In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper0
2019Measuring the Unmeasured : Combining Technology and Behavioral Insights to Improve Measurement of Business Outcomes In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper4
2019Learning to Grow from Peers : Experimental Evidence from Small Retailers in Indonesia In: Policy Research Working Paper Series.
[Full Text][Citation analysis]		paper7

CitEc is a RePEc service, providing citation data for Economics since 2001. Last updated October, 21 2025. Contact: CitEc Team