Benjamin J. Keys : Citation Profile

University of Pennsylvania

18

H index

22

i10 index

2404

Citations

RESEARCH PRODUCTION:

21

Articles

29

Papers

1

Chapters

RESEARCH ACTIVITY:

   21 years (2004 - 2025). See details.
   Cites by year: 114
   Journals where Benjamin J. Keys has often published
   Relations with other researchers
   Recent citing documents: 233.    Total self citations: 13 (0.54 %)

MORE DETAILS IN:
ABOUT THIS REPORT:

   Permalink: http://citec.repec.org/pke311
   Updated: 2026-03-28    RAS profile: 2026-01-12    
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Relations with other researchers

Works with:

Mulder, Philip (3)

Collier, Benjamin (2)

Hartley, Daniel (2)

Cadena, Brian (2)

Authors registered in RePEc who have co-authored more than one work in the last five years with Benjamin J. Keys.

Is cited by:

Peydro, Jose-Luis (51)

Fuster, Andreas (41)

Seru, Amit (39)

Willen, Paul (35)

Vickery, James (29)

Ongena, Steven (26)

Agarwal, Sumit (26)

Ramadorai, Tarun (24)

Yannelis, Constantine (23)

Amromin, Gene (23)

Zhou, Xiaoqing (22)

Cites to:

Agarwal, Sumit (32)

Laibson, David (31)

Campbell, John (21)

Seru, Amit (20)

Amromin, Gene (15)

Mian, Atif (13)

Ben-David, Itzhak (13)

Dohmen, Thomas (12)

Falk, Armin (12)

Vig, Vikrant (11)

Mayer, Christopher (11)

Main data

Where Benjamin J. Keys has published?

Journals with more than one article published# docs
The Review of Financial Studies3
American Economic Review3
The Review of Economics and Statistics2
Journal of Financial Economics2
Journal of Labor Economics2

Working Papers Series with more than one paper published# docs
NBER Working Papers / National Bureau of Economic Research, Inc15
Finance and Economics Discussion Series / Board of Governors of the Federal Reserve System (U.S.)4
Working Paper Series / Federal Reserve Bank of Chicago2

Recent works citing Benjamin J. Keys (2026 and 2025)

YearTitle of citing document
2025Consumer Credit Reporting Data. (2025). van der Klaauw, Wilbert ; Guttman-Kenney, Benedict ; Gibbs, Christa ; Nelson, Scott ; Lee, Donghoon ; Wang, Jialan. In: Journal of Economic Literature. RePEc:aea:jeclit:v:63:y:2025:i:2:p:598-636.

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2025Coastal Flooding and Housing Market Liquidity: Policy Implications for Eastern U.S. Communities. (2025). Rex, Sitti ; Siu, Wai Yan. In: 2025 AAEA & WAEA Joint Annual Meeting, July 27-29, 2025, Denver, CO. RePEc:ags:aaea25:360725.

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2024On the Convergence of Credit Risk in Current Consumer Automobile Loans. (2024). Pozdnyakov, Vladimir ; Yan, Jun ; Lautier, Jackson P. In: Papers. RePEc:arx:papers:2211.09176.

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2024Testing Business Cycle Theories: Evidence from the Great Recession. (2024). Li, BO. In: Papers. RePEc:arx:papers:2403.04104.

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2024Household Leverage Cycle Around the Great Recession. (2024). Li, BO. In: Papers. RePEc:arx:papers:2407.01539.

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2024The Mortgage Cash-Flow Channel: How Rising Interest Rates Impact Household Consumption. (2024). Caspi, Itamar ; Segev, Nimrod ; Eshel, Nadav. In: Papers. RePEc:arx:papers:2410.02445.

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2024Winners and Losers from Property Taxation. (2024). Karlman, Markus ; Balke, Kasper Kragh ; Kinnerud, Karin. In: Working Papers. RePEc:bbq:wpaper:0011.

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2024Unintended Consequences of the Home Affordable Refinance Program. (2024). Tian, Phoebe ; Zheng, Chen. In: Staff Working Papers. RePEc:bca:bocawp:24-11.

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2024Credit Card Minimum Payment Restrictions. (2024). Guttman-Kenney, Benedict ; Allen, Jason ; Boutros, Michael. In: Staff Working Papers. RePEc:bca:bocawp:24-26.

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2024Housing Affordability and Parental Income Support. (2024). Vincent, Nicolas ; Li, Shaoteng ; Clark, Robert ; Allen, Jason ; Carmichael, Kyra. In: Staff Working Papers. RePEc:bca:bocawp:24-28.

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2024Types of consumer credit and bank distribution channels: insights from Italy. (2024). Affinito, Massimiliano ; Santorelli, Francesco ; Santioni, Raffaele ; Sabbi, Federica. In: Questioni di Economia e Finanza (Occasional Papers). RePEc:bdi:opques:qef_879_24.

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2024Non-bank lending and the transmission of monetary policy. (2024). Gorea, Denis ; Cucic, Dominic. In: BIS Working Papers. RePEc:bis:biswps:1211.

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2024Credit cards and commercial insurance participation: Evidence from urban households in China. (2024). Rong, Zhao ; Xu, Nana ; Yu, LI. In: Accounting and Finance. RePEc:bla:acctfi:v:64:y:2024:i:1:p:1159-1182.

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2024The Time‐Varying Price of Financial Intermediation in the Mortgage Market. (2024). Willen, Paul ; Fuster, Andreas ; Lo, Stephanie H. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:4:p:2553-2602.

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2024Mortgage Lock‐In, Mobility, and Labor Reallocation. (2024). Liu, LU ; Fonseca, Julia. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:6:p:3729-3772.

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2024Financial Sophistication and Consumer Spending. (2024). Jrring, Adam Tejs. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:6:p:3773-3820.

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2024Special issue on climate change and natural disasters. (2024). Meisenzahl, Ralf ; Drexler, Alejandro H. In: Journal of Risk & Insurance. RePEc:bla:jrinsu:v:91:y:2024:i:2:p:255-261.

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2024Social media effects on well‐being: The hypothesis of addiction of a new variety. (2024). Pugno, Maurizio. In: Kyklos. RePEc:bla:kyklos:v:77:y:2024:i:3:p:690-704.

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2024Credit supply shocks, home purchase volume, and borrowing behavior. (2024). Liu, Haoyang ; Conklin, James N ; Zhang, Calvin. In: Real Estate Economics. RePEc:bla:reesec:v:52:y:2024:i:2:p:486-513.

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2024How will US households adjust their housing behaviors in response to climate change?. (2024). Schuetz, Jenny. In: Real Estate Economics. RePEc:bla:reesec:v:52:y:2024:i:3:p:596-617.

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2024When climate meets real estate: A survey of the literature. (2024). Suandi, Matthew ; Contat, Justin ; Mejia, Luis ; Hopkins, Carrie. In: Real Estate Economics. RePEc:bla:reesec:v:52:y:2024:i:3:p:618-659.

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2024Climate risk in mortgage markets: Evidence from Hurricanes Harvey and Irma. (2024). wachter, susan ; Tsouderou, Athena ; Gete, Pedro. In: Real Estate Economics. RePEc:bla:reesec:v:52:y:2024:i:3:p:660-686.

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2024Foreign buyer taxes and housing affordability. (2024). Wetzel, Jake ; Somerville, Tsur ; Pavlov, Andrey. In: Real Estate Economics. RePEc:bla:reesec:v:52:y:2024:i:3:p:928-950.

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2024The unequal distribution of credit: Is there any role for monetary policy?. (2024). Ligonnière, Samuel ; Ouerk, Salima. In: French Stata Users' Group Meetings 2024. RePEc:boc:fsug24:08.

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2025The anatomy of a shock to residential real estate: the role of lending. (2025). Moktan, Sidharth ; Clarke, Liam ; Guin, Benjamin. In: Bank of England working papers. RePEc:boe:boeewp:1111.

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2024The Mortgage Cash-Flow Channel: How Rising Interest Rates Impact Household Consumption. (2024). Segev, Nimrod ; Eshel, Nadav ; Caspi, Itamar. In: Bank of Israel Working Papers. RePEc:boi:wpaper:2024.13.

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2025The Distribution of Household Debt in the United States, 1950-2022. (2025). Kuhn, Moritz ; Steins, Ulrike I ; Schularick, Moritz ; Bartscher, Alina K. In: CRC TR 224 Discussion Paper Series. RePEc:bon:boncrc:crctr224_2025_634.

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2025Defensive Innovation: Technological Rivalry and College Major Choice. (2025). Wang, Mengyuan ; Li, Lei ; Huang, Zibin ; Chen, Qin ; Bao, Xiaohua. In: CRC TR 224 Discussion Paper Series. RePEc:bon:boncrc:crctr224_2025_645.

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2026Patterns in University Applications: Socioeconomic Status, Gender, and Subject vs. Institution Preferences. (2026). Maris, Robbie ; Tonin, Mirco ; Vlassopoulos, Michael ; Hertweck, Friederike. In: BEMPS - Bozen Economics & Management Paper Series. RePEc:bzn:wpaper:bemps117.

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2025Mortgage Refinancing and the Marginal Propensity to Consume. (2025). Zhang, Liang ; Pesce, Simone. In: Research Technical Papers. RePEc:cbi:wpaper:10/rt/25.

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2024After the Storm: How Emergency Liquidity Helps Small Businesses Following Natural Disasters. (2024). Howell, Sabrina T ; Rendell, Lea ; Collier, Benjamin. In: Working Papers. RePEc:cen:wpaper:24-20.

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2024The Impact of Parental Resources on Human Capital Investment and Labor Market Outcomes: Evidence from the Great Recession. (2024). Kirk, Jeremy. In: Working Papers. RePEc:cen:wpaper:24-34.

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2025Housing Capital and Intergenerational Mobility in the United States. (2025). Binder, Ariel ; Voorheis, John ; Risch, Max. In: Working Papers. RePEc:cen:wpaper:25-55.

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2024Land use regulation, homeownership and wealth inequality. (2024). Hilber, Christian ; Turner, Tracy M. In: CEP Discussion Papers. RePEc:cep:cepdps:dp2003.

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2024Financial Skills and Search in the Mortgage Market. (2024). Cota, Marta ; Sterc, Ante. In: CERGE-EI Working Papers. RePEc:cer:papers:wp780.

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2025Unpacking the Countercyclicality of Post-Secondary Enrollment in the United States. (2025). Foley, Kelly ; Cortes, Guido Matias ; Mazza, Jacopo ; Bicakova, Alena ; McHenry, Peter. In: CERGE-EI Working Papers. RePEc:cer:papers:wp795.

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2024Helping Students to Succeed – The Long-Term Effects of Soft Commitments and Reminders. (2024). Jäckle, Robert ; Himmler, Oliver ; Jaeckle, Robert ; Brade, Raphael ; Weinschenk, Philipp. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11001.

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2024Taxing Homeowners Who Won’t Borrow. (2024). Wong, Francis. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11185.

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2025Subjective Expectations and Financial Intermediation. (2025). Wang, Zhengwei ; Lu, Kai ; Gao, Janet ; D'Acunto, Francesco ; Liu, LU ; Yang, Jun. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11780.

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2025Transitory Earnings Opportunities and Educational Scarring of Men. (2025). Sigurdsson, Jsef. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11807.

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2026Service Jobs and Education: Evidence from Tourism Shocks in Italy. (2026). Di Giacomo, Giuseppe ; Lerch, Benjamin. In: CESifo Working Paper Series. RePEc:ces:ceswps:_12383.

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2026Debtor Protection and Health Insurance: Evidence From Personal Bankruptcy Reform. (2026). Di Giacomo, Giuseppe ; Bottazzi, Laura ; Barbieri, Paolo Nicola. In: CESifo Working Paper Series. RePEc:ces:ceswps:_12388.

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2025Bank Competition and Investment Costs across Space. (2025). Bordeu, Olivia ; Sor, Marcos ; Gonzlez, Gustavo. In: Working Papers Central Bank of Chile. RePEc:chb:bcchwp:1042.

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2025Decomposing Trends in the Gender Gap for Highly Educated Workers. (2025). Zhong, Ling ; Yuksel, Yagmur ; Humphries, John Eric ; Altonji, Joseph G. In: Cowles Foundation Discussion Papers. RePEc:cwl:cwldpp:2457.

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2025The End of Londongrad? Ownership transparency and Offshore Investment in Real Estate. (2025). Szakonyi, David ; Hollenbach, Florian M ; Collin, Matthew. In: Working Papers. RePEc:dbp:wpaper:028.

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2024Residual-debt insurance and mortgage repayments. (2024). Mastrogiacomo, Mauro ; Kim, Yeorim. In: Working Papers. RePEc:dnb:dnbwpp:823.

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2024Icing on the cake: Can the Top-Floor Units serve as a status good and an investment simultaneously?. (2024). Leung, Charles ; Ho, Edward Chi ; Ka, Charles. In: ISER Discussion Paper. RePEc:dpr:wpaper:1252.

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2025.

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2025Monetary policy transmission: a reference guide through ESCB models and empirical benchmarks. (2025). Priftis, Romanos ; Notarpietro, Alessandro ; Mandler, Martin ; Lozej, Matija ; Imbierowicz, Bjorn ; Casalis, André ; Buss, Ginters ; Berg, Tim ; Theofilakou, Anastasia ; Kornprobst, Antoine ; Brzdik, Frantiek ; Nilavongse, Rachatar ; Hernndez, Catalina Martnez ; Kalantzis, Yannick ; Bottero, Margherita ; le Gall, Claire ; di Casola, Paola ; Jacquinot, Pascal ; Bonfim, Diana ; Izquierdo, Matas Covarrubias ; Conti, Antonio M ; Haavio, Markus ; Auer, Simone ; Gonalves, Nuno Vilarinho ; Bobasu, Alina ; Grimaud, Alex ; Ambrocio, Gene ; Delis, Panagiotis ; Ciccarelli, Matteo ; Goodhead, Robert ; Reichenbachas, Tomas ; Zlobins, Andrejs ; Rannenberg, Ansgar ; Gomes, Sandra ; Wacks, Johannes ; Odendahl, Florens ; Giammaria, Alessandro ; Vetlov, Igor ; Mller, Georg ; Dupraz, Stphane ; Zimic, Sreko ; Vestin, David ; McClung, Nigel ; Dobrew, Michael ; Repele, Amalia ; Zhutova, Anastasia ; Valderrama, Mara T ; Kortelainen, Mika ; Byrne, David ; Yakut, Dilan Aydin ; Mogliani, Matteo. In: Occasional Paper Series. RePEc:ecb:ecbops:2025377.

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2024Public guarantees, private banks’ incentives, and corporate outcomes: evidence from the COVID-19 crisis. (2024). Peydro, Jose-Luis ; Laeven, Luc ; Jimenez, Gabriel ; Martinez-Miera, David. In: Working Paper Series. RePEc:ecb:ecbwps:20242913.

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2025From flood to fire: is physical climate risk taken into account in banks’ residential mortgage rates?. (2025). Schwarz, Claudia ; Scheid, Benedikt ; Jarmulska, Barbara ; Fontana, Adele ; Scheins, Christopher. In: Working Paper Series. RePEc:ecb:ecbwps:20253036.

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2025Mortgage refinancing and the marginal propensity to consume. (2025). Zhang, Liang ; Pesce, Simone. In: Working Paper Series. RePEc:ecb:ecbwps:20253051.

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2025The heterogeneous impact of labor market shifts on household mortgage-taking. (2025). Cantarella, Michele ; Kavonius, Ilja Kristian. In: Working Paper Series. RePEc:ecb:ecbwps:20253109.

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2026Risky collateral and default probability. (2026). Reghezza, Alessio ; Spaggiari, Martina ; Koufopoulos, Kostas ; McGowan, Danny ; Perdichizzi, Salvatore. In: Working Paper Series. RePEc:ecb:ecbwps:20263167.

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2025Girls will be girls? The gendered effect of financial overconfidence on credit card delinquency. (2025). Chhatwani, Malvika. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:47:y:2025:i:c:s221463502500067x.

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2025Boosting credit risk models. (2025). Baesens, Bart ; Smedts, Kristien. In: The British Accounting Review. RePEc:eee:bracre:v:57:y:2025:i:4:s0890838923000884.

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2025Free teacher education in rural China: Incentives and challenges11We thank Jesse Bruhn, Olivia Chi, Heather Hill, Brian Jacob, Susanna Loeb, David Monk, Emily Rauscher, Eric Taylor, and seminar participants at AEFP, AERA, APPAM, Brown University, Peking University, Southern University of Science and Technology, University of Michigan, as well as one anonymous reviewer at AERA for their insightful comments. We also thank Yang Song for her inputs in the early stage of this project and Jing Liu, Will Grossenbacher, and Xiu Wu for their excellent research assistance. This paper uses confidential data from the China Institute for Educational Finance Research and the Institute of Economics of Education at Peking University, China Ministry of Education, and Ningxia Department of Education. The experiment was approved by the University of Michigan IRB (HUM00127559). The authors declare that they have no relevant or material financial interests that relate to the research described in this paper. This research did not receive any specific grant from funding agencies in the public, commercial, or not-for-profit sectors.. (2025). , Lifeng ; Ye, Xiaoyang ; Zhai, Muxin. In: China Economic Review. RePEc:eee:chieco:v:93:y:2025:i:c:s1043951x25001440.

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2025Cognitive ability, non-cognitive ability and occupational attainment in China. (2025). Chen, Xi ; Wang, Ziqi. In: China Economic Review. RePEc:eee:chieco:v:94:y:2025:i:pc:s1043951x25002482.

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2025Strong financial regulation and the intelligent transformation of enterprises. (2025). Guo, Meiting ; Zhang, Baizhen. In: Economic Analysis and Policy. RePEc:eee:ecanpo:v:85:y:2025:i:c:p:186-207.

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2024Securitization, shadow banking system and macroprudential regulation: A DSGE approach. (2024). Lubello, Federico ; Rouabah, Abdelaziz. In: Economic Modelling. RePEc:eee:ecmode:v:131:y:2024:i:c:s0264999323004157.

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2024Household finances, debt overhang and consumption patterns. (2024). Trivin, Pedro ; Sala, Hector. In: Economic Modelling. RePEc:eee:ecmode:v:139:y:2024:i:c:s0264999324001937.

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2024Does local government debt management affect cross-border M&As? Evidence from China. (2024). Zhou, Fuyou ; Wu, Shilei ; Li, Hong-Xue ; Si, Deng-Kui. In: Economic Modelling. RePEc:eee:ecmode:v:141:y:2024:i:c:s0264999324002438.

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2025Dropping out of university in response to the COVID-19 pandemic. (2025). Moulin, Leonard ; Dagorn, Etienne. In: Economics of Education Review. RePEc:eee:ecoedu:v:104:y:2025:i:c:s0272775724000980.

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2024The effects of charter school entry on the supply of teachers from university-based education programs. (2024). Penn, Mary ; Chen, Feng ; Harris, Douglas N. In: Economics of Education Review. RePEc:eee:ecoedu:v:99:y:2024:i:c:s0272775724000141.

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2024Does climate change matter for bank profitability? Evidence from China. (2024). Lee, Chien-Chiang ; Zhang, Xiaoli. In: The North American Journal of Economics and Finance. RePEc:eee:ecofin:v:74:y:2024:i:c:s1062940824001827.

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2025Financial reform and mortgage lending by systemically important financial institutions. (2025). Cornwall, Gary ; Bianco, Timothy ; Sauley, Beau. In: Economics Letters. RePEc:eee:ecolet:v:256:y:2025:i:c:s0165176525004707.

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2024Fixed rate versus adjustable rate mortgages: Evidence from euro area banks. (2024). Ongena, Steven ; Fringuellotti, Fulvia ; Albertazzi, Ugo. In: European Economic Review. RePEc:eee:eecrev:v:161:y:2024:i:c:s0014292123002714.

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2024Learning from Friends in a Pandemic: Social networks and the macroeconomic response of consumption. (2024). Wang, Tao ; Makridis, Christos A. In: European Economic Review. RePEc:eee:eecrev:v:169:y:2024:i:c:s001429212400165x.

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2025Long shadow of the U.S. mortgage expansion: Evidence from local labour markets. (2025). Mitra, Aruni ; Wei, Mengying. In: European Economic Review. RePEc:eee:eecrev:v:172:y:2025:i:c:s0014292124002605.

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2025Asymmetric information and the securitization of SME loans. (2025). Ongena, Steven ; Gambacorta, Leonardo ; Bottero, Margherita ; Albertazzi, Ugo. In: European Economic Review. RePEc:eee:eecrev:v:177:y:2025:i:c:s0014292125001035.

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2025Digital credit scoring and household consumption: Evidence from Sesame Credit in China. (2025). Li, Jie ; Wu, YU ; Zhou, Wenwen. In: Emerging Markets Review. RePEc:eee:ememar:v:69:y:2025:i:c:s1566014125001219.

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2024U.S. vertically integrated electric utility greenhouse gas emissions and carbon risk premiums around the Paris Accord. (2024). Michelfelder, Richard A ; Pilotte, Eugene A. In: Energy Policy. RePEc:eee:enepol:v:195:y:2024:i:c:s0301421524003665.

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2025Crop damage, local climate risk perceptions, and small business access to credit. (2025). Xu, Jiayi ; Duanmu, Jun ; Li, Yongjia ; Tahsin, Salman. In: International Review of Financial Analysis. RePEc:eee:finana:v:102:y:2025:i:c:s1057521925001838.

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2025Impact of carbon prices on household behaviors in housing transactions. (2025). Wu, Yanting ; Kryzanowski, Lawrence. In: International Review of Financial Analysis. RePEc:eee:finana:v:104:y:2025:i:pa:s1057521925003096.

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2025Can strict financial regulation improve analysts’ forecast accuracy? Evidence based on a quasi-natural experiment in China. (2025). Wu, Gang ; Jiang, Tao. In: Finance Research Letters. RePEc:eee:finlet:v:74:y:2025:i:c:s1544612325000170.

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2025Do mortgage lenders offload climate-exposed loans to government-sponsored enterprises?. (2025). Baranyai, Eszter. In: Finance Research Letters. RePEc:eee:finlet:v:84:y:2025:i:c:s1544612325010074.

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2025Cautious but short-sighted: Inflation and mortgage strategy in low-income households. (2025). Mugerman, Yevgeny ; Ilan, Mordechai. In: Finance Research Letters. RePEc:eee:finlet:v:86:y:2025:i:pa:s1544612325016083.

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2024Rank-and-file accounting employee compensation and financial reporting quality. (2024). Shi, Shawn X ; Kepler, John D ; Larcker, David F ; Armstrong, Christopher S. In: Journal of Accounting and Economics. RePEc:eee:jaecon:v:78:y:2024:i:1:s0165410124000028.

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2025Current Expected Credit Losses and consumer loans. (2025). Nagel, Fabian ; Granja, Joao. In: Journal of Accounting and Economics. RePEc:eee:jaecon:v:80:y:2025:i:1:s0165410125000175.

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2024Religiosity and financial distress of the young. (2024). Zhou, Yang ; Niu, Geng ; Lu, Weijie ; Lei, Lei. In: Journal of Banking & Finance. RePEc:eee:jbfina:v:168:y:2024:i:c:s0378426624001900.

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2024The impact of mortgage broker use on borrower confusion and preferences. (2024). Thorp, Susan ; Chung, Sol ; Liu, Junhao ; Agnew, Julie ; Bateman, Hazel ; Eckert, Christine. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:224:y:2024:i:c:p:229-247.

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2024Grades as signals of comparative advantage: How letter grades affect major choices. (2024). Xia, Xing ; Li, Hongyan. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:227:y:2024:i:c:s0167268124003317.

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2025Inattention and credit card repayment date. (2025). Meng, Juanjuan ; Liu, Yu-Jane ; Lee, Yi-Tsung ; Jiang, Jiajun. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:230:y:2025:i:c:s0167268125000265.

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2025Opening the black box of college major choice: Evidence from an information intervention. (2025). Ersoy, Fulya ; Speer, Jamin D. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:231:y:2025:i:c:s0167268124004141.

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2025House price expectations and household spending— A survey-based experiment. (2025). Qian, Wei. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:235:y:2025:i:c:s0167268125001921.

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2025Games of prejudice - experiments with adolescents. (2025). Zelinsky, Tomas ; Dasgupta, Utteeyo ; Mani, Subha ; Vecci, Joe. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:238:y:2025:i:c:s0167268125003397.

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2024The effect of minimum wages on consumer bankruptcy. (2024). Young, Eric ; Legal, Diego. In: Journal of Economics and Business. RePEc:eee:jebusi:v:129:y:2024:i:c:s0148619524000134.

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2025Fragility under joint financing: The (moral) hazards of diversification. (2025). Gottardi, Piero ; Monnet, Cyril ; Maurin, Vincent. In: Journal of Economic Theory. RePEc:eee:jetheo:v:225:y:2025:i:c:s0022053125000365.

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2024How does competition affect retail banking? Quasi-experimental evidence from bank mergers. (2024). Liebersohn, Jack. In: Journal of Financial Economics. RePEc:eee:jfinec:v:154:y:2024:i:c:s0304405x24000205.

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2024Debtor income manipulation in consumer credit contracts. (2024). Mikhed, Vyacheslav ; Raina, Sahil ; Zhang, Man ; Scholnick, Barry. In: Journal of Financial Economics. RePEc:eee:jfinec:v:157:y:2024:i:c:s0304405x24000746.

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2024Refinancing cross-subsidies in the mortgage market. (2024). Ramadorai, Tarun ; Gavazza, Alessandro ; Liu, LU ; Tripathy, Jagdish ; Fisher, Jack. In: Journal of Financial Economics. RePEc:eee:jfinec:v:158:y:2024:i:c:s0304405x24000990.

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2024Borrow now, pay even later: A quantitative analysis of student debt payment plans. (2024). Clara, Nuno ; Boutros, Michael ; Gomes, Francisco. In: Journal of Financial Economics. RePEc:eee:jfinec:v:159:y:2024:i:c:s0304405x24001211.

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2024The credit supply channel of monetary policy tightening and its distributional impacts. (2024). Bosshardt, Joshua ; di Maggio, Marco ; Kermani, Amir ; Kakhbod, Ali. In: Journal of Financial Economics. RePEc:eee:jfinec:v:160:y:2024:i:c:s0304405x24001375.

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2024Competition, Product differentiation and Crises: Evidence from 18 million securitized loans. (2024). Haslag, Peter ; Thakor, Anjan V ; Srinivasan, Kandarp. In: Journal of Financial Economics. RePEc:eee:jfinec:v:162:y:2024:i:c:s0304405x24001703.

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2025Collateral value uncertainty and mortgage credit provision. (2025). Zhang, Anthony Lee ; Jiang, Erica Xuewei. In: Journal of Financial Economics. RePEc:eee:jfinec:v:169:y:2025:i:c:s0304405x25000625.

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2025Trust as an entry barrier: Evidence from FinTech adoption. (2025). Yang, Keer. In: Journal of Financial Economics. RePEc:eee:jfinec:v:169:y:2025:i:c:s0304405x25000704.

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2025Do intermediaries improve GSE lending? Evidence from proprietary GSE data. (2025). Bosshardt, Joshua ; Kakhbod, Ali ; Kermani, Amir. In: Journal of Financial Economics. RePEc:eee:jfinec:v:170:y:2025:i:c:s0304405x2500090x.

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2025Printing away the mortgages: Fiscal inflation and the post-covid boom. (2025). Landvoigt, Tim ; Diamond, William ; Snchez, Germn Snchez. In: Journal of Financial Economics. RePEc:eee:jfinec:v:171:y:2025:i:c:s0304405x25000807.

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2024Security design: A review. (2024). Barbalau, Adelina ; Allen, Franklin. In: Journal of Financial Intermediation. RePEc:eee:jfinin:v:60:y:2024:i:c:s104295732400041x.

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2024Do risk, time and prosocial preferences predict risky sexual behaviour of youths in a low-income, high-risk setting?. (2024). Galizzi, Matteo ; Hallett, Timothy B ; Thomas, Ranjeeta ; Moorhouse, Louisa ; Nyamukapa, Constance. In: Journal of Health Economics. RePEc:eee:jhecon:v:93:y:2024:i:c:s0167629623001224.

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2024The effect of flood risk on house prices in the Basque Country. (2024). Brcena, Maria Jess ; Menndez, Patricia ; Tusell, Fernando ; Gonzlez, Mara Cristina. In: Journal of Housing Economics. RePEc:eee:jhouse:v:66:y:2024:i:c:s105113772400041x.

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More than 100 citations found, this list is not complete...

Works by Benjamin J. Keys:

YearTitleTypeCited
2016Regional Redistribution through the US Mortgage Market In: American Economic Review.
[Full Text][Citation analysis]		article73
2015Regional Redistribution through the U.S. Mortgage Market.(2015) In: Research Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 73		paper
2015Regional Redistribution Through the U.S. Mortgage Market.(2015) In: NBER Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 73		paper
2016Interest Rates and Equity Extraction during the Housing Boom In: American Economic Review.
[Full Text][Citation analysis]		article158
2017Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging In: American Economic Review.
[Full Text][Citation analysis]		article278
2015Human Capital and the Lifetime Costs of Impatience In: American Economic Journal: Economic Policy.
[Full Text][Citation analysis]		article126
2020Refinancing, Monetary Policy, and the Credit Cycle In: Annual Review of Financial Economics.
[Full Text][Citation analysis]		article14
2020Refinancing, Monetary Policy, and the Credit Cycle.(2020) In: NBER Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 14		paper
2020What Determines Consumer Financial Distress? Place- and Person-Based Factors In: Working Papers.
[Full Text][Citation analysis]		paper12
2020What Determines Consumer Financial Distress? Place- and Person-Based Factors.(2020) In: NBER Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 12		paper
2019Affordability, financial innovation and the start of the housing boom In: CEP Discussion Papers.
[Full Text][Citation analysis]		paper14
2019Affordability, Financial Innovation, and the Start of the Housing Boom.(2019) In: Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 14		paper
2016Failure to refinance In: Journal of Financial Economics.
[Full Text][Citation analysis]		article122
2014Failure to Refinance.(2014) In: NBER Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 122		paper
2019Minimum payments and debt paydown in consumer credit cards In: Journal of Financial Economics.
[Full Text][Citation analysis]		article59
2016Minimum Payments and Debt Paydown in Consumer Credit Cards.(2016) In: NBER Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 59		paper
2009Financial regulation and securitization: Evidence from subprime loans In: Journal of Monetary Economics.
[Full Text][Citation analysis]		article165
2019Affordability, financial innovation and the start of the housing boom In: LSE Research Online Documents on Economics.
[Full Text][Citation analysis]		paper9
2009And banking for all? In: Finance and Economics Discussion Series.
[Full Text][Citation analysis]		paper0
2010The credit market consequences of job displacement In: Finance and Economics Discussion Series.
[Full Text][Citation analysis]		paper23
2018The Credit Market Consequences of Job Displacement.(2018) In: The Review of Economics and Statistics.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 23		article
2011Credit supply to personal bankruptcy filers: evidence from credit card mailings In: Finance and Economics Discussion Series.
[Full Text][Citation analysis]		paper4
2015Information, Contract Design, and Unsecured Credit Supply: Evidence from Credit Card Mailings In: Finance and Economics Discussion Series.
[Full Text][Citation analysis]		paper2
2016Mortgage Refinancing during the Great Recession: The Role of Credit Scores In: Chicago Fed Letter.
[Full Text][Citation analysis]		article0
2024Credit When You Need It In: Working Paper Series.
[Full Text][Citation analysis]		paper0
2024Credit When You Need It.(2024) In: NBER Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 0		paper
2015Investment over the Business Cycle: Insights from College Major Choice In: IZA Discussion Papers.
[Full Text][Citation analysis]		paper83
2021Investment over the Business Cycle: Insights from College Major Choice.(2021) In: Journal of Labor Economics.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 83		article
2022The labor market consequences of impatience In: World of Labour.
[Full Text][Citation analysis]		article1
2012Mortgage Financing in the Housing Boom and Bust In: NBER Chapters.
[Full Text][Citation analysis]		chapter25
2014Mortgage Rates, Household Balance Sheets, and the Real Economy In: NBER Working Papers.
[Full Text][Citation analysis]		paper67
2015Mortgage Rates, Household Balance Sheets, and the Real Economy.(2015) In: 2015 Meeting Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 67		paper
2018Eyes Wide Shut? The Moral Hazard of Mortgage Insurers during the Housing Boom In: NBER Working Papers.
[Full Text][Citation analysis]		paper3
2020Global Capital and Local Assets: House Prices, Quantities, and Elasticities In: NBER Working Papers.
[Full Text][Citation analysis]		paper20
2020Neglected No More: Housing Markets, Mortgage Lending, and Sea Level Rise In: NBER Working Papers.
[Full Text][Citation analysis]		paper52
2021The Cost of Consumer Collateral: Evidence from Bunching In: NBER Working Papers.
[Full Text][Citation analysis]		paper7
2025The Cost of Consumer Collateral: Evidence From Bunching.(2025) In: Econometrica.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 7		article
2023The Value of Student Debt Relief and the Role of Administrative Barriers: Evidence from the Teacher Loan Forgiveness Program In: NBER Working Papers.
[Full Text][Citation analysis]		paper4
2024The Value of Student Debt Relief and the Role of Administrative Barriers: Evidence from the Teacher Loan Forgiveness Program.(2024) In: Journal of Labor Economics.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 4		article
2024The Effects of Emergency Rental Assistance During the Pandemic: Evidence from Four Cities In: NBER Working Papers.
[Full Text][Citation analysis]		paper0
2024Property Insurance and Disaster Risk: New Evidence from Mortgage Escrow Data In: NBER Working Papers.
[Full Text][Citation analysis]		paper8
2026Pricing Protection: Credit Scores, Disaster Risk, and Home Insurance Affordability In: NBER Working Papers.
[Full Text][Citation analysis]		paper0
2010Did Securitization Lead to Lax Screening? Evidence from Subprime Loans In: The Quarterly Journal of Economics.
[Full Text][Citation analysis]		article843
2012Lender Screening and the Role of Securitization: Evidence from Prime and Subprime Mortgage Markets In: The Review of Financial Studies.
[Full Text][Citation analysis]		article125
2018Unsecured Credit Supply, Credit Cycles, and Regulation In: The Review of Financial Studies.
[Full Text][Citation analysis]		article28
2022Moral Hazard during the Housing Boom: Evidence from Private Mortgage Insurance In: The Review of Financial Studies.
[Full Text][Citation analysis]		article8
2010Credit Supply to Bankrupt Households In: 2010 Meeting Papers.
[Full Text][Citation analysis]		paper3
2014Perverse Nudges: Minimum Payments and Debt Paydown in Consumer Credit Cards In: 2014 Meeting Papers.
[Full Text][Citation analysis]		paper1
2009Has Exposure to Poor Neighbourhoods Changed in America? Race, Risk and Housing Locations in Two Decades In: Urban Studies.
[Full Text][Citation analysis]		article10
2013Can Self-Control Explain Avoiding Free Money? Evidence from Interest-Free Student Loans In: The Review of Economics and Statistics.
[Full Text][Citation analysis]		article28
2004Does merit pay reward good teachers? Evidence from a randomized experiment In: Journal of Policy Analysis and Management.
[Full Text][Citation analysis]		article29

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