Joanna Stavins : Citation Profile

Federal Reserve Bank of Boston

14

H index

20

i10 index

1044

Citations

RESEARCH PRODUCTION:

41

Articles

89

Papers

RESEARCH ACTIVITY:

   30 years (1995 - 2025). See details.
   Cites by year: 34
   Journals where Joanna Stavins has often published
   Relations with other researchers
   Recent citing documents: 65.    Total self citations: 68 (6.12 %)

MORE DETAILS IN:
ABOUT THIS REPORT:

   Permalink: http://citec.repec.org/pst787
   Updated: 2025-12-20    RAS profile: 2025-04-28    
   Missing citations? Add them    Incorrect content? Let us know

Relations with other researchers

Works with:

Greene, Claire (25)

Shy, Oz (8)

Hayashi, Fumiko (7)

Foster, Kevin (6)

Felt, Marie-Helene (4)

Welte, Angelika (4)

Fulford, Scott (2)

Toh, Ying Lei (2)

Authors registered in RePEc who have co-authored more than one work in the last five years with Joanna Stavins.

Is cited by:

Shy, Oz (42)

Schuh, Scott (35)

Greene, Claire (24)

Cruijsen, Carin (23)

Escobari, Diego (22)

Huynh, Kim (21)

Rysman, Marc (21)

Stix, Helmut (20)

Jonker, Nicole (16)

Nesta, Lionel (15)

Fontana, Roberto (15)

Cites to:

Schuh, Scott (63)

Hayashi, Fumiko (30)

Foster, Kevin (28)

Greene, Claire (26)

Shy, Oz (26)

Rysman, Marc (22)

Hitczenko, Marcin (19)

Huynh, Kim (19)

Klee, Elizabeth (16)

Angrisani, Marco (15)

Stavins, Robert (15)

Main data

Where Joanna Stavins has published?

Journals with more than one article published# docs
New England Economic Review10
Journal of Payments Strategy & Systems5
Journal of Banking & Finance4
Journal of Financial Services Research3
Regional Review3
Journal of Economics and Business2
Contemporary Economic Policy2
The Review of Economics and Statistics2

Working Papers Series with more than one paper published# docs
Working Papers / Federal Reserve Bank of Boston27
Consumer Payments Research Data Reports / Federal Reserve Bank of Atlanta20
Public Policy Discussion Paper / Federal Reserve Bank of Boston10
Research Data Report / Federal Reserve Bank of Boston10
Current Policy Perspectives / Federal Reserve Bank of Boston5
Research Working Paper / Federal Reserve Bank of Kansas City4
Boston University - Department of Economics - Working Papers Series / Boston University - Department of Economics2

Recent works citing Joanna Stavins (2025 and 2024)

YearTitle of citing document
2024Identifying the General Equilibrium Effects of Narcotics Enforcement. (2024). Porreca, Zachary. In: BAFFI CAREFIN Working Papers. RePEc:baf:cbafwp:cbafwp24227.

Full description at Econpapers || Download paper

20242022 Methods-of-Payment Survey Report: Cash Use Over 13 Years. (2024). Henry, Christopher ; Shimoda, Matthew ; Rusu, Doina. In: Discussion Papers. RePEc:bca:bocadp:24-01.

Full description at Econpapers || Download paper

20242023 Methods-of-Payment Survey Report: The Resilience of Cash. (2024). Henry, Christopher ; Shimoda, Matthew ; Rusu, Doina. In: Discussion Papers. RePEc:bca:bocadp:24-08.

Full description at Econpapers || Download paper

2024The Macroeconomic Implications of Coholding. (2024). Mijakovic, Andrej ; Boutros, Michael. In: Staff Working Papers. RePEc:bca:bocawp:24-16.

Full description at Econpapers || Download paper

2024Digital Payments in Firm Networks: Theory of Adoption and Quantum Algorithm. (2024). PRIAZHKINA, SOFIA ; Skavysh, Vladimir ; Palmer, Samuel ; Mugel, Samuel ; Orus, Roman ; Martin-Ramiro, Pablo. In: Staff Working Papers. RePEc:bca:bocawp:24-17.

Full description at Econpapers || Download paper

2024Untapped Potential: Mobile Device Ownership and Mobile Payments in Canada. (2024). Welte, Angelika ; Felt, Marie-Helene ; Talavera, Katrina. In: Staff Working Papers. RePEc:bca:bocawp:24-25.

Full description at Econpapers || Download paper

2024CBDC in the Market for Payments at the Point of Sale: Equilibrium Impact and Incumbent Responses. (2024). Stenzel, Andre ; Shcherbakov, Oleksandr ; Engert, Walter. In: Staff Working Papers. RePEc:bca:bocawp:24-52.

Full description at Econpapers || Download paper

2025Dynamic Consumer Cash Inventory Model. (2025). Stenzel, Andre ; Shcherbakov, Oleksandr ; Huynh, Kim. In: Staff Working Papers. RePEc:bca:bocawp:25-22.

Full description at Econpapers || Download paper

2025Credit Conditions, Inflation, and Unemployment. (2025). Wang, Liang ; Jiang, Janet Hua ; Gu, Chao. In: Staff Working Papers. RePEc:bca:bocawp:25-26.

Full description at Econpapers || Download paper

2025Assessing consumer CBDC adoption in Luxembourg: A micro-simulation approach. (2025). Giordana, Gastón. In: BCL working papers. RePEc:bcl:bclwop:bclwp193.

Full description at Econpapers || Download paper

2024Breve historia de la evolución del sistema de pagos en Colombia 1923-2023. (2024). Castellanos-Rodriguez, Luis ; Bernal-Ramrez, Joaqun ; Castellanos-Rodrguez, Luis Eduardo ; Arango-Arango, Carlos A. In: Borradores de Economia. RePEc:bdr:borrec:1290.

Full description at Econpapers || Download paper

2025Pricing in fast payments: a practical and theoretical overview. (2025). Shreeti, Vatsala ; Tanaka, Kiyotaka ; Galicia, Guillermo ; Banka, Holti ; Aurazo, Jos ; Ramteke, Nilima. In: BIS Working Papers. RePEc:bis:biswps:1295.

Full description at Econpapers || Download paper

2025Predicting the payment preference for CBDC: a discrete choice experiment. (2025). Park, Soeun ; Choi, Syngjoo ; Kim, Bongseop ; Kwon, Ohik. In: BIS Working Papers. RePEc:bis:biswps:1296.

Full description at Econpapers || Download paper

2024Digital innovation and de‐branching in the banking industry: Customer perception and satisfaction. (2024). Valverde, Santiago Carbo ; Cuadrossolas, Pedro J ; Sanchezbejar, Jose Juan ; Rodriguezfernandez, Francisco. In: Global Policy. RePEc:bla:glopol:v:15:y:2024:i:s1:p:8-20.

Full description at Econpapers || Download paper

2024Bundling in Advance Sales: Theory and Evidence from Round‐Trip versus Two One‐Way Tickets. (2024). Rupp, Nicholas ; Escobari, Diego ; Jindapon, Paan. In: Journal of Industrial Economics. RePEc:bla:jindec:v:72:y:2024:i:4:p:1369-1396.

Full description at Econpapers || Download paper

2024Distributed Ledger Technology and the Future of Money and Banking: Banking is Necessary, Banks Are Not. Bill Gates 1994. (2024). Fred, Huibers. In: Accounting, Economics, and Law: A Convivium. RePEc:bpj:aelcon:v:14:y:2024:i:2:p:213-249:n:1.

Full description at Econpapers || Download paper

2025Credit Access in the United States. (2025). Bakker, Trevor J ; Deluca, Stefanie ; English, Eric A ; Hendren, Nathaniel ; Fogel, Jamie ; Herbst, Daniel. In: Working Papers. RePEc:cen:wpaper:25-45.

Full description at Econpapers || Download paper

2024Gender gaps in the world of payments. (2024). Cruijsen, Carin ; Broekhoff, Marie-Claire ; van der Cruijsen, Carin. In: Working Papers. RePEc:dnb:dnbwpp:805.

Full description at Econpapers || Download paper

2025Financial literacy, risk tolerance, and cryptocurrency ownership in the United States. (2025). Routh, Aditi ; Hayashi, Fumiko. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:46:y:2025:i:c:s2214635025000413.

Full description at Econpapers || Download paper

2025Unveiling consumption patterns during COVID-19: Insights from credit cards. (2025). Villa, Stefania ; Emiliozzi, Simone ; Rondinelli, Concetta. In: Economic Modelling. RePEc:eee:ecmode:v:147:y:2025:i:c:s0264999325000665.

Full description at Econpapers || Download paper

2024Multimarket contact and price discrimination. (2024). Lewis, Matthew S ; Fan, Haobin. In: International Journal of Industrial Organization. RePEc:eee:indorg:v:97:y:2024:i:c:s0167718724000444.

Full description at Econpapers || Download paper

2024Why do some new products fail? Evidence from the entry and exit of Vanilla Coke. (2024). Clark, Robert ; Gong, Yiran. In: International Journal of Industrial Organization. RePEc:eee:indorg:v:97:y:2024:i:c:s0167718724000675.

Full description at Econpapers || Download paper

2024Does the CARD Act affect price responsiveness? Evidence from credit card solicitations. (2024). Li, Geng ; Dou, Yiwei ; Ronen, Joshua. In: Journal of Banking & Finance. RePEc:eee:jbfina:v:164:y:2024:i:c:s037842662400116x.

Full description at Econpapers || Download paper

2024Paying in a blink of an eye: it hurts less, but you spend more. (2024). Broekhoff, Marie-Claire ; van der Cruijsen, Carin. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:221:y:2024:i:c:p:110-133.

Full description at Econpapers || Download paper

2024Credit cards, credit utilization, and consumption. (2024). Schuh, Scott D ; Fulford, Scott L. In: Journal of Monetary Economics. RePEc:eee:moneco:v:148:y:2024:i:c:s0304393224000722.

Full description at Econpapers || Download paper

2024Banks can help? Evidence in the speed of lending for COVID-19 personal relief loans and financial inclusion. (2024). Hsiao, Yu-Jen ; Lo, Wen-Chi ; Kung, Ming-Hsin ; Chang, Chuang-Chang. In: Pacific-Basin Finance Journal. RePEc:eee:pacfin:v:86:y:2024:i:c:s0927538x24001999.

Full description at Econpapers || Download paper

2024Financial repercussions of SNAP work requirements. (2024). Larrimore, Jeff ; Dodini, Samuel ; Tranfaglia, Anna. In: Journal of Public Economics. RePEc:eee:pubeco:v:229:y:2024:i:c:s0047272723002165.

Full description at Econpapers || Download paper

2024Does COVID-19 decrease price dispersion? Recent evidence from the airline industry. (2024). Chen, Jihui. In: Research in Economics. RePEc:eee:reecon:v:78:y:2024:i:2:s109094432400019x.

Full description at Econpapers || Download paper

2024Boundary-spanning technology search, product component reuse, and new product innovation: Evidence from the smartphone industry. (2024). Kwon, Youngsun ; Lee, Kyung Yul ; Ju, Hyun. In: Research Policy. RePEc:eee:respol:v:53:y:2024:i:4:s0048733324000088.

Full description at Econpapers || Download paper

2024The no surcharge rule and its welfare implication. (2024). Chen, Xuezheng ; Tan, Hongru. In: International Review of Economics & Finance. RePEc:eee:reveco:v:89:y:2024:i:pa:p:1369-1384.

Full description at Econpapers || Download paper

2024Riding the wave of change: Buy now, pay later as a disruptive threat to payment cards in the global market. (2024). Stella, Gian Paolo ; Sampagnaro, Gabriele ; Salerno, Dario ; Filotto, Umberto. In: Research in International Business and Finance. RePEc:eee:riibaf:v:72:y:2024:i:pa:s0275531924002927.

Full description at Econpapers || Download paper

2025Refining the Definition of the Unbanked. (2025). Nygaard, Vegard ; Falcettoni, Elena. In: Finance and Economics Discussion Series. RePEc:fip:fedgfe:2025-33.

Full description at Econpapers || Download paper

2025Understanding Consumer Demand for “Buy Now, Pay Later”. (2025). van der Klaauw, Wilbert ; Mangrum, Daniel ; Kosar, Gizem ; Aidala, Felix ; Koar, Gizem. In: Staff Reports. RePEc:fip:fednsr:101928.

Full description at Econpapers || Download paper

2025Interchange Fees in Payment Networks: Implications for Prices, Profits, and Welfare. (2025). Hunt, Robert ; Serfes, Konstantinos ; Zhang, Yin. In: Working Papers. RePEc:fip:fedpwp:100061.

Full description at Econpapers || Download paper

2024The Impact of Digital Finance on Farmers’ Adoption of Eco-Agricultural Technology: Evidence from Rice-Crayfish Co-Cultivation Technology in China. (2024). Qi, Zhenhong ; Liu, Zhe ; Zhang, Zeyu ; Tian, Qingsong ; Clark, John Stephen. In: Agriculture. RePEc:gam:jagris:v:14:y:2024:i:4:p:611-:d:1375332.

Full description at Econpapers || Download paper

2024Behavioral intention, personality and consumer credit use. (2024). Hermansson, Cecilia ; Weng, Hsu-Chi. In: Working Paper Series. RePEc:hhs:kthrec:2024_008.

Full description at Econpapers || Download paper

2024Transient Customer Response to Data Breaches of Their Information. (2024). Ruan, Tianyue ; Zhang, Yunqi ; Agarwal, Sumit ; Ghosh, Pulak. In: Management Science. RePEc:inm:ormnsc:v:70:y:2024:i:6:p:4105-4114.

Full description at Econpapers || Download paper

2024Why do banks require minimum balance to avoid a fee?. (2024). Shy, Oz. In: Annals of Finance. RePEc:kap:annfin:v:20:y:2024:i:4:d:10.1007_s10436-024-00449-2.

Full description at Econpapers || Download paper

2025Mind the Gap: Gender Differences in Household Payment Tasks. (2025). Cruijsen, Carin ; Broekhoff, Marie-Claire ; Knoben, Joris. In: De Economist. RePEc:kap:decono:v:173:y:2025:i:2:d:10.1007_s10645-025-09449-7.

Full description at Econpapers || Download paper

2024The Link Between Digital Skills and Financial Inclusion—Evidence from Consumers Survey Data from Low-Income Areas. (2024). Vik, P M ; Dayson, K T ; Kamerde, D. In: Journal of Consumer Policy. RePEc:kap:jcopol:v:47:y:2024:i:3:d:10.1007_s10603-024-09567-w.

Full description at Econpapers || Download paper

2024What Triggers Consumer Adoption of Central Bank Digital Currency?. (2024). Jonker, Nicole ; Cruijsen, Carin ; Bijlsma, Michiel ; Reijerink, Jelmer. In: Journal of Financial Services Research. RePEc:kap:jfsres:v:65:y:2024:i:1:d:10.1007_s10693-023-00420-8.

Full description at Econpapers || Download paper

2024The Revenue Impact of Differential Seat Pricing and Competition in the Movie Theater Market. (2024). Kim, Min ; Chung, Hoe Sang ; Yi, Gihwan. In: Review of Industrial Organization. RePEc:kap:revind:v:64:y:2024:i:3:d:10.1007_s11151-024-09944-2.

Full description at Econpapers || Download paper

2024Cashless payments beyond access: What influences the intensity of use?. (2024). Semerikova, E. In: Journal of the New Economic Association. RePEc:nea:journl:y:2024:i:64:p:171-188.

Full description at Econpapers || Download paper

2024Decoding the conundrum: exploring complex interlinkages between mobile wallet adoption inhibitors among unorganised retailers. (2024). Sindwani, Rajiv ; Kapoor, Ashwarya ; Goel, Manisha. In: Journal of Financial Services Marketing. RePEc:pal:jofsma:v:29:y:2024:i:4:d:10.1057_s41264-024-00277-5.

Full description at Econpapers || Download paper

2025One card fits all? Exploring the incidence, intensity, and extent of credit card use in Canada (1999–2019). (2025). Picault, Julien ; Islam, Khan Jahirul. In: Journal of Financial Services Marketing. RePEc:pal:jofsma:v:30:y:2025:i:1:d:10.1057_s41264-024-00298-0.

Full description at Econpapers || Download paper

2024The influence and mechanism of female-headed households on household debt risk: empirical evidence from China. (2024). Guo, Yingzhu ; Wu, Yan ; Tan, Benyan. In: Palgrave Communications. RePEc:pal:palcom:v:11:y:2024:i:1:d:10.1057_s41599-024-03029-x.

Full description at Econpapers || Download paper

2025Kosten von Zahlungsmitteln für Konsumenten: Literaturauswertung und Sensitivitätsanalysen. (2025). Seitz, Franz ; Krueger, Malte. In: MPRA Paper. RePEc:pra:mprapa:124204.

Full description at Econpapers || Download paper

2025Financial Inclusion or Financial Vulnerability? The Dual Effects of Digital Payment Platforms on Consumer Behaviour. (2025). Audi, Marc ; Younas, Aaqib ; Ahmed, Jawad. In: MPRA Paper. RePEc:pra:mprapa:126075.

Full description at Econpapers || Download paper

2024Consumer heterogeneity and the use of cashless payments in Japan in 2007–2020: a latent class approach. (2024). Besstremyannaya, Galina ; Dasher, Richard ; Ganaga, Egor. In: Applied Econometrics. RePEc:ris:apltrx:0502.

Full description at Econpapers || Download paper

2024Personal Bankruptcy Prediction Using Logistic Regression Model. (2024). Ismail, Shafinar ; Syed, Sharifah Heryati ; Wah, Yap Bee. In: Information Management and Business Review. RePEc:rnd:arimbr:v:16:y:2024:i:3:p:366-378.

Full description at Econpapers || Download paper

2024Evolution of the Household Debt Narrative: A PRISMA-compliant Systematic Literature Review. (2024). Mir, Simtiha Ishaq ; Joo, Bashir Ahmad. In: Paradigm. RePEc:sae:padigm:v:28:y:2024:i:1:p:84-100.

Full description at Econpapers || Download paper

2024Landlords as Lenders of Last Resort? Late Housing Payments During Unemployment. (2024). Pattison, Nathaniel. In: Departmental Working Papers. RePEc:smu:ecowpa:2401.

Full description at Econpapers || Download paper

2024Pay it forward (digitally): sizing up the global impact of electronic wages on digital payment usage. (2024). Allen, Jeffrey S. In: Journal of Economics and Finance. RePEc:spr:jecfin:v:48:y:2024:i:1:d:10.1007_s12197-023-09645-8.

Full description at Econpapers || Download paper

2024Unbanked consumers and how they pay. (2024). Shy, Oz ; Greene, Claire. In: Journal of Economics and Finance. RePEc:spr:jecfin:v:48:y:2024:i:1:d:10.1007_s12197-023-09648-5.

Full description at Econpapers || Download paper

2025Cashless payment methods and COVID-19: evidence from Japanese consumer panel data. (2025). Fujiki, Hiroshi. In: The Japanese Economic Review. RePEc:spr:jecrev:v:76:y:2025:i:1:d:10.1007_s42973-023-00141-6.

Full description at Econpapers || Download paper

2024Mobile money for women’s economic empowerment: the mediating role of financial management practices. (2024). Nguyen, Quynh Anh ; Dorfleitner, Gregor. In: Review of Managerial Science. RePEc:spr:rvmgts:v:18:y:2024:i:7:d:10.1007_s11846-022-00564-2.

Full description at Econpapers || Download paper

2025Risk Attitudes do not explain Cash Holdings. (2025). Hentschel, Nicole. In: Working Papers. RePEc:szg:worpap:2504.

Full description at Econpapers || Download paper

2024Essays on consumer finance. (2024). Hannon, Simona. In: Other publications TiSEM. RePEc:tiu:tiutis:4958b451-b30a-4957-9763-140f029de38e.

Full description at Econpapers || Download paper

2024Electronic payment technology and business finance : A randomized, controlled trial with mobile money. (2024). van Soest, Daan ; Uras, Burak ; Dalton, Patricio. In: Other publications TiSEM. RePEc:tiu:tiutis:a85169a4-253e-40a5-b46a-78a59cece42d.

Full description at Econpapers || Download paper

2025Private Information and Price Regulation in the US Credit Card Market. (2025). Nelson, Scott T. In: Econometrica. RePEc:wly:emetrp:v:93:y:2025:i:4:p:1371-1410.

Full description at Econpapers || Download paper

2024Credit card loss forecasting: Some lessons from COVID. (2024). Wheeler, Christopher H ; Sengupta, Partha. In: Journal of Forecasting. RePEc:wly:jforec:v:43:y:2024:i:7:p:2448-2477.

Full description at Econpapers || Download paper

2024The Effect of Job Loss on Bank Account Ownership. (2024). Kutzbach, Mark ; Goodstein, Ryan M. In: Journal of Money, Credit and Banking. RePEc:wly:jmoncb:v:56:y:2024:i:8:p:1963-2000.

Full description at Econpapers || Download paper

2024Identifying the General Equilibrium Effects of Narcotics Enforcement. (2024). Porreca, Zachary. In: GLO Discussion Paper Series. RePEc:zbw:glodps:1455.

Full description at Econpapers || Download paper

2025Kosten von Zahlungsmitteln für Konsumenten: Literaturauswertung und Sensitivitätsanalysen. (2025). Seitz, Franz ; Krueger, Malte ; Krger, Malte. In: Weidener Diskussionspapiere. RePEc:zbw:hawdps:315756.

Full description at Econpapers || Download paper

2025Costs of means of payment for consumers: Literature review and some sensitivity analyses. (2025). Seitz, Franz ; Krueger, Malte ; Krger, Malte. In: IMFS Working Paper Series. RePEc:zbw:imfswp:314427.

Full description at Econpapers || Download paper

Works by Joanna Stavins:

YearTitleTypeCited
2009Frontier policy issues in consumer payment behaviour In: Journal of Payments Strategy & Systems.
[Full Text][Citation analysis]		article0
2017Did the Target data breach change consumer assessments of payment card security? In: Journal of Payments Strategy & Systems.
[Full Text][Citation analysis]		article5
2016Did the Target Data Breach Change Consumer Assessments of Payment Card Security?.(2016) In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 5		paper
2016Did the Target data breach change consumer assessments of payment card security?.(2016) In: Research Data Report.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 5		paper
2021Income and banking access in the USA: The effect on bill payment choice In: Journal of Payments Strategy & Systems.
[Full Text][Citation analysis]		article4
2023Changes in US payment behaviour during COVID-19: Differences by income and demographics In: Journal of Payments Strategy & Systems.
[Full Text][Citation analysis]		article0
2024Can cash and mobile pay co-exist? What the data tell us In: Journal of Payments Strategy & Systems.
[Full Text][Citation analysis]		article0
2021Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States In: Staff Working Papers.
[Full Text][Citation analysis]		paper8
2016HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS PAYMENT BEHAVIOR? In: Contemporary Economic Policy.
[Full Text][Citation analysis]		article20
2015How do speed and security influence consumers payment behavior?.(2015) In: Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 20		paper
2015How do speed and security influence consumers payment behavior?.(2015) In: Current Policy Perspectives.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 20		paper
2021UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT In: Contemporary Economic Policy.
[Full Text][Citation analysis]		article8
2016Explaining adoption and use of payment instruments by US consumers In: RAND Journal of Economics.
[Full Text][Citation analysis]		article106
2015Explaining adoption and use of payment instruments by U.S. consumers.(2015) In: Boston University - Department of Economics - Working Papers Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 106		paper
2012Explaining adoption and use of payment instruments by U. S. consumers.(2012) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 106		paper
2010Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects In: Boston University - Department of Economics - Working Papers Series.
[Citation analysis]		paper16
2010Mobile payments in the United States at retail point of sale: current market and future prospects.(2010) In: Public Policy Discussion Paper.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 16		paper
2010Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption In: Review of Network Economics.
[Full Text][Citation analysis]		article14
2023Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada In: Journal of Banking & Finance.
[Full Text][Citation analysis]		article0
2010Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics In: Journal of Banking & Finance.
[Full Text][Citation analysis]		article127
2009Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics.(2009) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 127		paper
2014Credit CARD Act of 2009: What did banks do? In: Journal of Banking & Finance.
[Full Text][Citation analysis]		article25
2013The Credit CARD Act of 2009: what did banks do?.(2013) In: Public Policy Discussion Paper.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 25		paper
2018Consumer preferences for payment methods: Role of discounts and surcharges In: Journal of Banking & Finance.
[Full Text][Citation analysis]		article24
2024Who is paying all these fees? An empirical analysis of bank account and credit card fees In: Journal of Economics and Business.
[Full Text][Citation analysis]		article5
2022Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees.(2022) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 5		paper
1997Estimating demand elasticities in a differentiated product industry: The personal computer market In: Journal of Economics and Business.
[Full Text][Citation analysis]		article17
1995Estimating demand elasticities in a differentiated product industry: the personal computer market.(1995) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 17		paper
2015Merchant steering of consumer payment choice: Evidence from a 2012 diary survey In: Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics).
[Full Text][Citation analysis]		article9
2014Merchant steering of consumer payment choice: evidence from a 2012 Diary survey.(2014) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 9		paper
2020The 2017 Diary of Consumer Payment Choice In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper4
20202018 Survey of Consumer Payment Choice In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper4
20202018 Diary of Consumer Payment Choice In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper3
2013Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper0
2013Merchant steering of consumer payment choice: lessons learned from consumer surveys.(2013) In: Research Data Report.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 0		paper
2014The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper0
2015The 2013 Survey of Consumer Payment Choice: Summary Results In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper3
2015The 2013 Survey of Consumer Payment Choice: summary results.(2015) In: Research Data Report.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 3		paper
2015Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers Demographic Characteristics In: Consumer Payments Research Data Reports.
[Citation analysis]		paper1
2015Payment instrument adoption and use in the United States, 2009–2013, by consumers demographic characteristics.(2015) In: Research Data Report.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 1		paper
2016The 2014 Survey of Consumer Payment Choice: Summary Results In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper8
2016The 2014 survey of consumer payment choice: summary results.(2016) In: Research Data Report.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 8		paper
2017How Do Consumers Make Their Payment Choices? In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper5
2017How do consumers make their payment choices?.(2017) In: Research Data Report.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 5		paper
2020Consumer Payment Choice for Bill Payments In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper2
2020Consumer Payment Choice for Bill Payments.(2020) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 2		paper
20212020 Survey of Consumer Payment Choice In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper0
20212020 Diary of Consumer Payment Choice In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper0
2022Has COVID Changed Consumer Payment Behavior? In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper3
2021Has COVID Changed Consumer Payment Behavior?.(2021) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 3		paper
20222021 Survey and Diary of Consumer Payment Choice In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper0
2023Personality Traits and Financial Outcomes In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper0
2023Personality Traits and Financial Outcomes.(2023) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 0		paper
20232022 Survey and Diary of Consumer Payment Choice In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper1
20242023 Survey and Diary of Consumer Payment Choice In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper1
2024Consumer Payment Behavior by Income and Demographics In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper1
2024Consumer Payment Behavior by Income and Demographics.(2024) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 1		paper
2024Defining Households That Are Underserved in Digital Payment Services In: Consumer Payments Research Data Reports.
[Full Text][Citation analysis]		paper2
2024Defining Households That Are Underserved in Digital Payment Services.(2024) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 2		paper
2024Defining Households That Are Underserved in Digital Payment Services.(2024) In: Research Working Paper.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 2		paper
2022Credit Card Debt Puzzle: Liquid Assets to Pay Bills In: FRB Atlanta Working Paper.
[Full Text][Citation analysis]		paper4
2022Credit Card Debt Puzzle: Liquid Assets to Pay Bills.(2022) In: Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 4		paper
1999Checking accounts: ; fees and features, consumer preferences, impact on bank revenues In: New England Banking Trends.
[Citation analysis]		article0
2017Faster payments: market structure and policy considerations In: Current Policy Perspectives.
[Full Text][Citation analysis]		paper0
2017Faster Payments : Market Structure and Policy Considerations.(2017) In: Finance and Economics Discussion Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 0		paper
2017Faster Payments: Market Structure and Policy Considerations.(2017) In: Research Working Paper.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 0		paper
2023Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic In: Current Policy Perspectives.
[Full Text][Citation analysis]		paper0
2024Buy Now, Pay Later: Who Uses It and Why In: Current Policy Perspectives.
[Full Text][Citation analysis]		paper0
2025Are Recently Issued Credit Card Accounts More Risky? In: Current Policy Perspectives.
[Full Text][Citation analysis]		paper0
2014The 2011 and 2012 Surveys of Consumer Payment Choice In: Research Data Report.
[Full Text][Citation analysis]		paper0
2017The 2015 Survey of Consumer Payment Choice: summary results In: Research Data Report.
[Full Text][Citation analysis]		paper8
2018The 2012 diary of consumer payment choice In: Research Data Report.
[Full Text][Citation analysis]		paper5
2018The 2016 and 2017 surveys of consumer payment choice: summary results In: Research Data Report.
[Full Text][Citation analysis]		paper5
1995Firm strategies in the personal computer market: are established brands better off? In: New England Economic Review.
[Full Text][Citation analysis]		article1
1996Can demand elasticities explain sticky credit card rates? In: New England Economic Review.
[Full Text][Citation analysis]		article17
1997A comparison of social costs and benefits of paper check presentment and ECP with truncation In: New England Economic Review.
[Full Text][Citation analysis]		article9
1998Has antitrust policy in banking become obsolete? In: New England Economic Review.
[Full Text][Citation analysis]		article27
1999Checking accounts: what do banks offer and what do consumers value? In: New England Economic Review.
[Full Text][Citation analysis]		article18
2000ATM fees: does bank size matter? In: New England Economic Review.
[Full Text][Citation analysis]		article9
2000Credit card borrowing, delinquency, and personal bankruptcy In: New England Economic Review.
[Full Text][Citation analysis]		article27
2002Effect of consumer characteristics on the use of payment instruments In: New England Economic Review.
[Full Text][Citation analysis]		article4
2002Who uses electronic check products: a look at depository institutions In: New England Economic Review.
[Full Text][Citation analysis]		article0
2003Network externalities in the market for electronic check payments In: New England Economic Review.
[Full Text][Citation analysis]		article1
2011Potential effects of an increase in debit card fees In: Public Policy Brief.
[Full Text][Citation analysis]		article2
2004Do bank mergers affect Federal Reserve check volume? In: Public Policy Discussion Paper.
[Full Text][Citation analysis]		paper2
2006Consumer behavior and payment choice: a conference summary In: Public Policy Discussion Paper.
[Full Text][Citation analysis]		paper3
2007Consumer behavior and payment choice : 2006 conference summary In: Public Policy Discussion Paper.
[Full Text][Citation analysis]		paper3
2008Summary of the workshop on Consumer Behavior and Payment Choice In: Public Policy Discussion Paper.
[Full Text][Citation analysis]		paper0
2010Who gains and who loses from credit card payments?: theory and calibrations In: Public Policy Discussion Paper.
[Full Text][Citation analysis]		paper8
2011An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks In: Public Policy Discussion Paper.
[Full Text][Citation analysis]		paper4
2012Effects of credit scores on consumer payment choice In: Public Policy Discussion Paper.
[Full Text][Citation analysis]		paper4
2012Effects of credit scores on consumer payment choice.(2012) In: Research Working Paper.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 4		paper
2013Security of retail payments: the new strategic objective In: Public Policy Discussion Paper.
[Full Text][Citation analysis]		paper6
2025Credit Card Delinquencies: Are New England Consumers Better Off? In: New England Public Policy Center Regional Brief.
[Full Text][Citation analysis]		paper0
2001Has widespread use of credit cards contributed to the increase in personal bankruptcy? In: Regional Review.
[Full Text][Citation analysis]		article0
2001Perspective: While more people are paying electronically, many of us still cling to checks. In: Regional Review.
[Full Text][Citation analysis]		article0
2003Perspective on payments In: Regional Review.
[Full Text][Citation analysis]		article1
2008Credit card debt and payment use In: Working Papers.
[Full Text][Citation analysis]		paper10
2012Credit Card Debt and Payment Use.(2012) In: NFI Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 10		paper
2025The Credit Card Spending Channel of Monetary Policy: Micro Evidence from Account-level Data In: Working Papers.
[Full Text][Citation analysis]		paper0
2012How consumers pay: adoption and use of payments In: Working Papers.
[Full Text][Citation analysis]		paper12
2013How Consumers Pay: Adoption and Use of Payments.(2013) In: Accounting and Finance Research.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 12		article
2016Are there social spillovers in consumers’ security assessments of payment instruments? In: Working Papers.
[Full Text][Citation analysis]		paper12
2017Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments?.(2017) In: Journal of Financial Services Research.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 12		article
2016The effect of demographics on payment behavior: panel data with sample selection In: Working Papers.
[Full Text][Citation analysis]		paper10
2017Payment discounts and surcharges: the role of consumer preferences In: Working Papers.
[Full Text][Citation analysis]		paper1
2018Credit card debt and consumer payment choice: what can we learn from credit bureau data? In: Working Papers.
[Full Text][Citation analysis]		paper12
2020Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data?.(2020) In: Journal of Financial Services Research.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 12		article
2019How does liquidity affect consumer payment choice? In: Working Papers.
[Full Text][Citation analysis]		paper0
2019Does getting a mortgage affect credit card use? In: Working Papers.
[Full Text][Citation analysis]		paper2
2020Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada In: Working Papers.
[Full Text][Citation analysis]		paper1
2020Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada.(2020) In: Research Working Paper.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 1		paper
2021Payments Evolution from Paper to Electronic: Bill Payments and Purchases In: Working Papers.
[Full Text][Citation analysis]		paper0
2022Payments Evolution from Paper to Electronic Payments by Merchant Type In: Working Papers.
[Full Text][Citation analysis]		paper1
1996Price discrimination in the airline market: the effect of market concentration In: Working Papers.
[Full Text][Citation analysis]		paper142
2001Price Discrimination in the Airline Market: The Effect of Market Concentration.(2001) In: The Review of Economics and Statistics.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 142		article
1997The effect of pricing on demand and revenue in Federal Reserve ACH payment processing In: Working Papers.
[Full Text][Citation analysis]		paper4
1997The effect of pricing on demand and revenue in Federal Reserve ACH payment processing.(1997) In: Financial Services working paper.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 4		paper
1999The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing.(1999) In: Journal of Financial Services Research.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 4		article
2024Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market In: Working Papers.
[Full Text][Citation analysis]		paper0
1999Network externalities and technology adoption: lessons from electronic payments In: Working Papers.
[Full Text][Citation analysis]		paper157
2002Network Externalities and Technology Adoption: Lessons from Electronic Payments.(2002) In: Working Paper Series.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 157		paper
2002Network Externalities and Technology Adoption: Lessons from Electronic Payments.(2002) In: NBER Working Papers.
[Full Text][Citation analysis]
This paper has nother version. Agregated cites: 157		paper
2004Network Externalities and Technology Adoption: Lessons from Electronic Payments.(2004) In: RAND Journal of Economics.
[Citation analysis]
This paper has nother version. Agregated cites: 157		article
1999Are there network externalities in electronic payments? In: Proceedings.
[Citation analysis]		paper2
2020Delivering Benefits of Faster Payments to the Underserved In: Consumer & Community Context.
[Full Text][Citation analysis]		paper1
2022Does getting a mortgage affect consumer credit use? In: Review of Economics of the Household.
[Full Text][Citation analysis]		article1
2012AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS In: Journal of Competition Law and Economics.
[Full Text][Citation analysis]		article4
2023Credit card debt puzzle: liquid assets to pay household bills In: International Review of Economics.
[Full Text][Citation analysis]		article2
1995Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market. In: The Review of Economics and Statistics.
[Full Text][Citation analysis]		article76

CitEc is a RePEc service, providing citation data for Economics since 2001. Last updated November, 20 2025. Contact: CitEc Team