Joanna Stavins : Citation Profile


Federal Reserve Bank of Boston

14

H index

19

i10 index

991

Citations

RESEARCH PRODUCTION:

41

Articles

77

Papers

RESEARCH ACTIVITY:

   30 years (1995 - 2025). See details.
   Cites by year: 33
   Journals where Joanna Stavins has often published
   Relations with other researchers
   Recent citing documents: 44.    Total self citations: 61 (5.8 %)

MORE DETAILS IN:
ABOUT THIS REPORT:

   Permalink: http://citec.repec.org/pst787
   Updated: 2025-04-05    RAS profile: 2025-02-03    
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Relations with other researchers


Works with:

Greene, Claire (13)

Shy, Oz (6)

Hayashi, Fumiko (6)

Felt, Marie-Helene (4)

Welte, Angelika (4)

Toh, Ying Lei (2)

Fulford, Scott (2)

Authors registered in RePEc who have co-authored more than one work in the last five years with Joanna Stavins.

Is cited by:

Shy, Oz (40)

Schuh, Scott (35)

Cruijsen, Carin (23)

Escobari, Diego (22)

Rysman, Marc (21)

Greene, Claire (21)

Huynh, Kim (20)

Stix, Helmut (20)

Jonker, Nicole (16)

Nesta, Lionel (15)

Fontana, Roberto (15)

Cites to:

Schuh, Scott (56)

Hayashi, Fumiko (28)

Foster, Kevin (25)

Greene, Claire (22)

Rysman, Marc (22)

Hitczenko, Marcin (19)

Shy, Oz (19)

Huynh, Kim (18)

Klee, Elizabeth (16)

Stavins, Robert (15)

Angrisani, Marco (15)

Main data


Production by document typearticlepaper19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420250510Documents Highcharts.comExport to raster or vector imagePrint the chart
Cumulative documents published1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025050100150Documents Highcharts.comExport to raster or vector imagePrint the chart

Citations received199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025050100Citations Highcharts.comExport to raster or vector imagePrint the chart
Citations by production year1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025050100150200Citations Highcharts.comExport to raster or vector imagePrint the chart

H-Index: 14Most cited documents123456789101112131415160100200Number of citations Highcharts.comExport to raster or vector imagePrint the chart
H-Index evolution201612201701201702201703201704201705201706201707201708201709201710201711201712201801201802201803201804201805201806201807201808201809201810201811201812201901201902201903201904201905201906201907201908201909201910201911201912202001202002202003202004202005202006202007202008202009202010202011202012202101202102202103202104202105202106202107202108202109202110202111202112202201202202202203202204202205202206202207202208202209202210202211202212202301202302202303202304202305202306202307202308202309202310202311202312202401202402202403202404202405202406202407202408202409202410202411202412202501202502202503202504051015h-index Highcharts.comExport to raster or vector imagePrint the chart

Where Joanna Stavins has published?


Journals with more than one article published# docs
New England Economic Review10
Journal of Payments Strategy & Systems5
Journal of Banking & Finance4
Regional Review3
Journal of Financial Services Research3
Contemporary Economic Policy2
Journal of Economics and Business2
The Review of Economics and Statistics2

Working Papers Series with more than one paper published# docs
Working Papers / Federal Reserve Bank of Boston26
Research Data Report / Federal Reserve Bank of Boston10
Public Policy Discussion Paper / Federal Reserve Bank of Boston10
Consumer Payments Research Data Reports / Federal Reserve Bank of Atlanta10
Current Policy Perspectives / Federal Reserve Bank of Boston4
Research Working Paper / Federal Reserve Bank of Kansas City4
Boston University - Department of Economics - Working Papers Series / Boston University - Department of Economics2

Recent works citing Joanna Stavins (2025 and 2024)


Year  ↓Title of citing document  ↓
2024The Macroeconomic Implications of Coholding. (2024). Mijakovic, Andrej ; Boutros, Michael. In: Staff Working Papers. RePEc:bca:bocawp:24-16.

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2024Digital Payments in Firm Networks: Theory of Adoption and Quantum Algorithm. (2024). Palmer, Samuel ; Priazhkina, Sofia ; Skavysh, Vladimir ; Mugel, Samuel ; Orus, Roman ; Martin-Ramiro, Pablo. In: Staff Working Papers. RePEc:bca:bocawp:24-17.

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2024CBDC in the Market for Payments at the Point of Sale: Equilibrium Impact and Incumbent Responses. (2024). Stenzel, Andre ; Shcherbakov, Oleksandr ; Engert, Walter. In: Staff Working Papers. RePEc:bca:bocawp:24-52.

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2024Breve historia de la evolución del sistema de pagos en Colombia 1923-2023. (2024). Castellanos-Rodriguez, Luis ; Bernal-Ramrez, Joaqun ; Castellanos-Rodrguez, Luis Eduardo ; Arango-Arango, Carlos A. In: Borradores de Economia. RePEc:bdr:borrec:1290.

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2024.

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2024.

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2024Paying in a blink of an eye: it hurts less, but you spend more. (2024). van der Cruijsen, Carin ; Broekhoff, Marie-Claire. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:221:y:2024:i:c:p:110-133.

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2024Credit cards, credit utilization, and consumption. (2024). Fulford, Scott L ; Schuh, Scott D. In: Journal of Monetary Economics. RePEc:eee:moneco:v:148:y:2024:i:c:s0304393224000722.

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2024Banks can help? Evidence in the speed of lending for COVID-19 personal relief loans and financial inclusion. (2024). Hsiao, Yu-Jen ; Lo, Wen-Chi ; Kung, Ming-Hsin ; Chang, Chuang-Chang. In: Pacific-Basin Finance Journal. RePEc:eee:pacfin:v:86:y:2024:i:c:s0927538x24001999.

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2024Financial repercussions of SNAP work requirements. (2024). Dodini, Samuel ; Larrimore, Jeff ; Tranfaglia, Anna. In: Journal of Public Economics. RePEc:eee:pubeco:v:229:y:2024:i:c:s0047272723002165.

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2024Boundary-spanning technology search, product component reuse, and new product innovation: Evidence from the smartphone industry. (2024). Kwon, Youngsun ; Ju, Hyun ; Lee, Kyung Yul. In: Research Policy. RePEc:eee:respol:v:53:y:2024:i:4:s0048733324000088.

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2024The no surcharge rule and its welfare implication. (2024). Chen, Xuezheng ; Tan, Hongru. In: International Review of Economics & Finance. RePEc:eee:reveco:v:89:y:2024:i:pa:p:1369-1384.

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2024Riding the wave of change: Buy now, pay later as a disruptive threat to payment cards in the global market. (2024). Stella, Gian Paolo ; Sampagnaro, Gabriele ; Salerno, Dario ; Filotto, Umberto. In: Research in International Business and Finance. RePEc:eee:riibaf:v:72:y:2024:i:pa:s0275531924002927.

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2024The Impact of Digital Finance on Farmers’ Adoption of Eco-Agricultural Technology: Evidence from Rice-Crayfish Co-Cultivation Technology in China. (2024). Zhang, Zeyu ; Clark, John Stephen ; Tian, Qingsong ; Qi, Zhenhong ; Liu, Zhe. In: Agriculture. RePEc:gam:jagris:v:14:y:2024:i:4:p:611-:d:1375332.

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2024The Revenue Impact of Differential Seat Pricing and Competition in the Movie Theater Market. (2024). Yi, Gihwan ; Kim, Min ; Chung, Hoe Sang. In: Review of Industrial Organization. RePEc:kap:revind:v:64:y:2024:i:3:d:10.1007_s11151-024-09944-2.

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2024Decoding the conundrum: exploring complex interlinkages between mobile wallet adoption inhibitors among unorganised retailers. (2024). Sindwani, Rajiv ; Kapoor, Ashwarya ; Goel, Manisha. In: Journal of Financial Services Marketing. RePEc:pal:jofsma:v:29:y:2024:i:4:d:10.1057_s41264-024-00277-5.

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2025One card fits all? Exploring the incidence, intensity, and extent of credit card use in Canada (1999–2019). (2025). Picault, Julien ; Islam, Khan Jahirul. In: Journal of Financial Services Marketing. RePEc:pal:jofsma:v:30:y:2025:i:1:d:10.1057_s41264-024-00298-0.

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2024The influence and mechanism of female-headed households on household debt risk: empirical evidence from China. (2024). Wu, Yan ; Guo, Yingzhu ; Tan, Benyan. In: Palgrave Communications. RePEc:pal:palcom:v:11:y:2024:i:1:d:10.1057_s41599-024-03029-x.

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2024Consumer heterogeneity and the use of cashless payments in Japan in 2007–2020: a latent class approach. (2024). Dasher, Richard ; Besstremyannaya, Galina ; Ganaga, Egor. In: Applied Econometrics. RePEc:ris:apltrx:0502.

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2024Landlords as Lenders of Last Resort? Late Housing Payments During Unemployment. (2024). Pattison, Nathaniel. In: Departmental Working Papers. RePEc:smu:ecowpa:2401.

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2025Cashless payment methods and COVID-19: evidence from Japanese consumer panel data. (2025). Fujiki, Hiroshi. In: The Japanese Economic Review. RePEc:spr:jecrev:v:76:y:2025:i:1:d:10.1007_s42973-023-00141-6.

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2024E-payment technology and business finance: A randomized controlled trial with mobile money. (2023). van Soest, Daan ; Dalton, Patricio ; Uras, Burak. In: Other publications TiSEM. RePEc:tiu:tiutis:a85169a4-253e-40a5-b46a-78a59cece42d.

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Works by Joanna Stavins:


Year  ↓Title  ↓Type  ↓Cited  ↓
In: .
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article0
In: .
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article5
2016Did the Target Data Breach Change Consumer Assessments of Payment Card Security?.(2016) In: Consumer Payments Research Data Reports.
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This paper has nother version. Agregated cites: 5
paper
2016Did the Target data breach change consumer assessments of payment card security?.(2016) In: Research Data Report.
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In: .
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In: .
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In: .
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article0
2021Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States In: Staff Working Papers.
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paper5
2016HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS PAYMENT BEHAVIOR? In: Contemporary Economic Policy.
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article17
2015How do speed and security influence consumers payment behavior?.(2015) In: Working Paper Series.
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This paper has nother version. Agregated cites: 17
paper
2015How do speed and security influence consumers payment behavior?.(2015) In: Current Policy Perspectives.
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This paper has nother version. Agregated cites: 17
paper
2021UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT In: Contemporary Economic Policy.
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article8
2016Explaining adoption and use of payment instruments by US consumers In: RAND Journal of Economics.
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article99
2015Explaining adoption and use of payment instruments by U.S. consumers.(2015) In: Boston University - Department of Economics - Working Papers Series.
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This paper has nother version. Agregated cites: 99
paper
2012Explaining adoption and use of payment instruments by U. S. consumers.(2012) In: Working Papers.
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This paper has nother version. Agregated cites: 99
paper
2010Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects In: Boston University - Department of Economics - Working Papers Series.
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paper16
2010Mobile payments in the United States at retail point of sale: current market and future prospects.(2010) In: Public Policy Discussion Paper.
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This paper has nother version. Agregated cites: 16
paper
2010Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption In: Review of Network Economics.
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article14
2023Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada In: Journal of Banking & Finance.
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article0
2010Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics In: Journal of Banking & Finance.
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article122
2009Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics.(2009) In: Working Papers.
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This paper has nother version. Agregated cites: 122
paper
2014Credit CARD Act of 2009: What did banks do? In: Journal of Banking & Finance.
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article24
2013The Credit CARD Act of 2009: what did banks do?.(2013) In: Public Policy Discussion Paper.
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This paper has nother version. Agregated cites: 24
paper
2018Consumer preferences for payment methods: Role of discounts and surcharges In: Journal of Banking & Finance.
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article24
2024Who is paying all these fees? An empirical analysis of bank account and credit card fees In: Journal of Economics and Business.
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article2
2022Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees.(2022) In: Working Papers.
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This paper has nother version. Agregated cites: 2
paper
1997Estimating demand elasticities in a differentiated product industry: The personal computer market In: Journal of Economics and Business.
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article17
1995Estimating demand elasticities in a differentiated product industry: the personal computer market.(1995) In: Working Papers.
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This paper has nother version. Agregated cites: 17
paper
2015Merchant steering of consumer payment choice: Evidence from a 2012 diary survey In: Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics).
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article7
2014Merchant steering of consumer payment choice: evidence from a 2012 Diary survey.(2014) In: Working Papers.
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This paper has nother version. Agregated cites: 7
paper
2020The 2017 Diary of Consumer Payment Choice In: Consumer Payments Research Data Reports.
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paper4
20202018 Survey of Consumer Payment Choice In: Consumer Payments Research Data Reports.
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paper4
20202018 Diary of Consumer Payment Choice In: Consumer Payments Research Data Reports.
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paper3
2013Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys In: Consumer Payments Research Data Reports.
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paper0
2013Merchant steering of consumer payment choice: lessons learned from consumer surveys.(2013) In: Research Data Report.
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This paper has nother version. Agregated cites: 0
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2014The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results In: Consumer Payments Research Data Reports.
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2015The 2013 Survey of Consumer Payment Choice: Summary Results In: Consumer Payments Research Data Reports.
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2015The 2013 Survey of Consumer Payment Choice: summary results.(2015) In: Research Data Report.
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This paper has nother version. Agregated cites: 2
paper
2015Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers Demographic Characteristics In: Consumer Payments Research Data Reports.
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paper1
2015Payment instrument adoption and use in the United States, 2009–2013, by consumers demographic characteristics.(2015) In: Research Data Report.
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This paper has nother version. Agregated cites: 1
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2016The 2014 Survey of Consumer Payment Choice: Summary Results In: Consumer Payments Research Data Reports.
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paper7
2016The 2014 survey of consumer payment choice: summary results.(2016) In: Research Data Report.
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This paper has nother version. Agregated cites: 7
paper
2017How Do Consumers Make Their Payment Choices? In: Consumer Payments Research Data Reports.
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paper5
2017How do consumers make their payment choices?.(2017) In: Research Data Report.
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This paper has nother version. Agregated cites: 5
paper
2022Credit Card Debt Puzzle: Liquid Assets to Pay Bills In: FRB Atlanta Working Paper.
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paper2
2022Credit Card Debt Puzzle: Liquid Assets to Pay Bills.(2022) In: Working Papers.
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This paper has nother version. Agregated cites: 2
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1999Checking accounts: ; fees and features, consumer preferences, impact on bank revenues In: New England Banking Trends.
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article0
2017Faster payments: market structure and policy considerations In: Current Policy Perspectives.
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paper0
2017Faster Payments : Market Structure and Policy Considerations.(2017) In: Finance and Economics Discussion Series.
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This paper has nother version. Agregated cites: 0
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2017Faster Payments: Market Structure and Policy Considerations.(2017) In: Research Working Paper.
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This paper has nother version. Agregated cites: 0
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2023Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic In: Current Policy Perspectives.
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paper0
2024Buy Now, Pay Later: Who Uses It and Why In: Current Policy Perspectives.
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paper0
2014The 2011 and 2012 Surveys of Consumer Payment Choice In: Research Data Report.
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paper0
2017The 2015 Survey of Consumer Payment Choice: summary results In: Research Data Report.
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paper8
2018The 2012 diary of consumer payment choice In: Research Data Report.
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paper4
2018The 2016 and 2017 surveys of consumer payment choice: summary results In: Research Data Report.
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paper5
1995Firm strategies in the personal computer market: are established brands better off? In: New England Economic Review.
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article1
1996Can demand elasticities explain sticky credit card rates? In: New England Economic Review.
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1997A comparison of social costs and benefits of paper check presentment and ECP with truncation In: New England Economic Review.
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article9
1998Has antitrust policy in banking become obsolete? In: New England Economic Review.
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article27
1999Checking accounts: what do banks offer and what do consumers value? In: New England Economic Review.
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article18
2000ATM fees: does bank size matter? In: New England Economic Review.
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article8
2000Credit card borrowing, delinquency, and personal bankruptcy In: New England Economic Review.
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article25
2002Effect of consumer characteristics on the use of payment instruments In: New England Economic Review.
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article3
2002Who uses electronic check products: a look at depository institutions In: New England Economic Review.
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article0
2003Network externalities in the market for electronic check payments In: New England Economic Review.
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article1
2011Potential effects of an increase in debit card fees In: Public Policy Brief.
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article2
2004Do bank mergers affect Federal Reserve check volume? In: Public Policy Discussion Paper.
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paper2
2006Consumer behavior and payment choice: a conference summary In: Public Policy Discussion Paper.
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paper3
2007Consumer behavior and payment choice : 2006 conference summary In: Public Policy Discussion Paper.
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2008Summary of the workshop on Consumer Behavior and Payment Choice In: Public Policy Discussion Paper.
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paper0
2010Who gains and who loses from credit card payments?: theory and calibrations In: Public Policy Discussion Paper.
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paper6
2011An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks In: Public Policy Discussion Paper.
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2012Effects of credit scores on consumer payment choice In: Public Policy Discussion Paper.
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paper4
2012Effects of credit scores on consumer payment choice.(2012) In: Research Working Paper.
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This paper has nother version. Agregated cites: 4
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2013Security of retail payments: the new strategic objective In: Public Policy Discussion Paper.
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paper6
2025Credit Card Delinquencies: Are New England Consumers Better Off? In: New England Public Policy Center Regional Brief.
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paper0
2001Has widespread use of credit cards contributed to the increase in personal bankruptcy? In: Regional Review.
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2001Perspective: While more people are paying electronically, many of us still cling to checks. In: Regional Review.
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article0
2003Perspective on payments In: Regional Review.
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article1
2008Credit card debt and payment use In: Working Papers.
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paper10
2012Credit Card Debt and Payment Use.(2012) In: NFI Working Papers.
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This paper has nother version. Agregated cites: 10
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2012How consumers pay: adoption and use of payments In: Working Papers.
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.() In: .
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This paper has nother version. Agregated cites: 11
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2016Are there social spillovers in consumers’ security assessments of payment instruments? In: Working Papers.
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2017Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments?.(2017) In: Journal of Financial Services Research.
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This paper has nother version. Agregated cites: 11
article
2016The effect of demographics on payment behavior: panel data with sample selection In: Working Papers.
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paper8
2017Payment discounts and surcharges: the role of consumer preferences In: Working Papers.
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paper1
2018Credit card debt and consumer payment choice: what can we learn from credit bureau data? In: Working Papers.
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2020Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data?.(2020) In: Journal of Financial Services Research.
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This paper has nother version. Agregated cites: 11
article
2019How does liquidity affect consumer payment choice? In: Working Papers.
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2019Does getting a mortgage affect credit card use? In: Working Papers.
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2020Consumer Payment Choice for Bill Payments In: Working Papers.
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2020Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada In: Working Papers.
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paper1
2020Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada.(2020) In: Research Working Paper.
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This paper has nother version. Agregated cites: 1
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2021Payments Evolution from Paper to Electronic: Bill Payments and Purchases In: Working Papers.
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paper0
2021Has COVID Changed Consumer Payment Behavior? In: Working Papers.
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2022Payments Evolution from Paper to Electronic Payments by Merchant Type In: Working Papers.
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1996Price discrimination in the airline market: the effect of market concentration In: Working Papers.
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paper140
2001Price Discrimination in the Airline Market: The Effect of Market Concentration.(2001) In: The Review of Economics and Statistics.
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This paper has nother version. Agregated cites: 140
article
2023Personality Traits and Financial Outcomes In: Working Papers.
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1997The effect of pricing on demand and revenue in Federal Reserve ACH payment processing In: Working Papers.
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1997The effect of pricing on demand and revenue in Federal Reserve ACH payment processing.(1997) In: Financial Services working paper.
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This paper has nother version. Agregated cites: 4
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1999The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing.(1999) In: Journal of Financial Services Research.
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This paper has nother version. Agregated cites: 4
article
2024Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market In: Working Papers.
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paper0
2024Consumer Payment Behavior by Income and Demographics In: Working Papers.
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2024Defining Households That Are Underserved in Digital Payment Services In: Working Papers.
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2024Defining Households That Are Underserved in Digital Payment Services.(2024) In: Research Working Paper.
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This paper has nother version. Agregated cites: 0
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1999Network externalities and technology adoption: lessons from electronic payments In: Working Papers.
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paper157
2002Network externalities and technology adoption: lessons from electronic payments.(2002) In: Working Paper Series.
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This paper has nother version. Agregated cites: 157
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2002Network Externalities and Technology Adoption: Lessons from Electronic Payments.(2002) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 157
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2004Network Externalities and Technology Adoption: Lessons from Electronic Payments.(2004) In: RAND Journal of Economics.
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This paper has nother version. Agregated cites: 157
article
1999Are there network externalities in electronic payments? In: Proceedings.
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paper2
2020Delivering Benefits of Faster Payments to the Underserved In: Consumer & Community Context.
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2022Does getting a mortgage affect consumer credit use? In: Review of Economics of the Household.
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article1
2012AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS In: Journal of Competition Law and Economics.
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2023Credit card debt puzzle: liquid assets to pay household bills In: International Review of Economics.
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article0
1995Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market. In: The Review of Economics and Statistics.
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article75

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