William Skimmyhorn : Citation Profile


College of William and Mary

7

H index

6

i10 index

470

Citations

RESEARCH PRODUCTION:

15

Articles

8

Papers

RESEARCH ACTIVITY:

   13 years (2012 - 2025). See details.
   Cites by year: 36
   Journals where William Skimmyhorn has often published
   Relations with other researchers
   Recent citing documents: 70.    Total self citations: 8 (1.67 %)

MORE DETAILS IN:
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   Permalink: http://citec.repec.org/psk114
   Updated: 2026-01-17    RAS profile: 2024-08-08    
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Relations with other researchers


Works with:

Patterson, Richard (5)

Patterson, Richard (5)

Barr, Andrew (3)

Homonoff, Tatiana (2)

Kawano, Laura (2)

Authors registered in RePEc who have co-authored more than one work in the last five years with William Skimmyhorn.

Is cited by:

Kaiser, Tim (27)

Menkhoff, Lukas (25)

Lusardi, Annamaria (14)

Mitchell, Olivia (8)

Sutter, Matthias (8)

Dur, Robert (7)

Majlesi, Kaveh (6)

Campbell, John (6)

Lundborg, Petter (6)

Devereux, Paul (6)

Black, Sandra (6)

Cites to:

Madrian, Brigitte (23)

Choi, James (21)

Laibson, David (18)

Lusardi, Annamaria (10)

Castleman, Ben (10)

Oreopoulos, Philip (9)

Mitchell, Olivia (9)

Mullainathan, Sendhil (7)

Dynarski, Susan (7)

Long, Bridget (7)

Milkman, Katherine (7)

Main data


Where William Skimmyhorn has published?


Journals with more than one article published# docs
Journal of Policy Analysis and Management2
Journal of Public Economics2

Working Papers Series with more than one paper published# docs
NBER Working Papers / National Bureau of Economic Research, Inc7

Recent works citing William Skimmyhorn (2025 and 2024)


YearTitle of citing document
2025Consumer Credit Reporting Data. (2025). van der Klaauw, Wilbert ; Guttman-Kenney, Benedict ; Gibbs, Christa ; Nelson, Scott ; Lee, Donghoon ; Wang, Jialan. In: Journal of Economic Literature. RePEc:aea:jeclit:v:63:y:2025:i:2:p:598-636.

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2025Location and Educational Signals. (2025). van Maarseveen, Raoul. In: ECONtribute Discussion Papers Series. RePEc:ajk:ajkdps:366.

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2024The Effects of Financial Literacy Programs on Retirement Planning and Preparedness among Middle-Aged Adults in Oyo State. (2024). Sunday, Oge Augustine. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:8:y:2024:i:1:p:1058-1071.

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2024The Influence on Financial Literacy on Personal Financial Decision-Making Among Teenagers. (2024). Karim, Norzitah Abdul ; Mainal, Siti Aminah ; Syed, Sharifah Heryati ; Ab, Zainora. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:8:y:2024:i:3s:p:6267-6274.

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2025Financial Literacy and Its Impact on Household Investment Decisions in Developing Economies. (2025). Sobowale, Olakunle ; Dada, Oluwasola ; Adetokunbo, Joel. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:9:y:2025:i:10:p:3679-3689.

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2025Financial Literacy, Behavior, and Challenges in Teaching: An Insight for a Literacy Program. (2025). Ferdinez, Emil ; Tornino, Janelee. In: International Journal of Research and Innovation in Social Science. RePEc:bcp:journl:v:9:y:2025:issue-7:p:2932-2965.

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2025Applying Behavioural Economics to Promote Financial Literate Behaviour: An Overview of Studies. (2025). Nikishina, Elena ; Ivanov, Vladimir. In: Russian Journal of Money and Finance. RePEc:bkr:journl:v:84:y:2025:i:2:p:89-112.

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2024Do payday lending bans protect or constrain regional economies? Evidence from the Military Lending Acts final rule. (2024). Carpenter, Craig ; Lotspeichyadao, Michael ; Deming, Kristopher ; Anders, John ; Tolbert, Charles M ; Ingrao, Adam. In: Contemporary Economic Policy. RePEc:bla:coecpo:v:42:y:2024:i:2:p:319-335.

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2024Does a requirement to offer retirement plans help low‐income workers save for retirement? Early evidence from the OregonSaves program. (2024). Dao, Ngoc. In: Contemporary Economic Policy. RePEc:bla:coecpo:v:42:y:2024:i:3:p:524-543.

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2024Its never too late to be financially literate: Evaluating a financial education intervention for adults in Italy. (2024). Agasisti, Tommaso ; Cannistr, Marta ; Iannotta, Gabriele. In: Journal of Consumer Affairs. RePEc:bla:jconsa:v:58:y:2024:i:2:p:397-431.

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2024Goal Setting and Saving in the FinTech Era. (2024). Rossi, Alberto G ; Gargano, Antonio. In: Journal of Finance. RePEc:bla:jfinan:v:79:y:2024:i:3:p:1931-1976.

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2025Emotions related to time use in financial activities: Affective patterns in the US. (2025). Molina, José Alberto ; Gimenez Nadal, Jose ; Xiao, Jing Jian ; Gimnez-Nadal, Ignacio J. In: Boston College Working Papers in Economics. RePEc:boc:bocoec:1089.

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2024Financial Literacy and Financial Education: An Overview. (2024). Lusardi, Annamaria ; Kaiser, Tim. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11070.

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2024Financial Education or Incentivizing Learning-by-Doing? Evidence from an RCT with Undergraduate Students. (2024). Kaiser, Tim ; Oberrauch, Luis. In: CESifo Working Paper Series. RePEc:ces:ceswps:_11187.

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2025Breaking Barriers in Retirement Planning: Evidence from Colombia’s Dual-Advisory Program. (2025). Becerra, Oscar ; Guzmn, Carlos Santiago ; Cavallo, Eduardo. In: Documentos CEDE. RePEc:col:000089:021365.

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2025Skills and human capital in the labor market. (2025). Silliman, Mikko ; Deming, David. In: RFBerlin Discussion Paper Series. RePEc:crm:wpaper:2520.

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2024The Mediating Effect of Financial Literacy on Blockchain Technology Application and Financial Risk: Insight from Ghanaian Professionals towards Policy Recommendations. (2024). Peprah, Williams Kwasi ; Okpoti, Maxwell Mensah. In: International Journal of Economics and Financial Issues. RePEc:eco:journ1:2024-06-26.

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2024Financial Education or Incentivizing Learning-By-Doing? Evidence from an RCT with Undergraduate Students. (2024). Kaiser, Tim ; Oberrauch, Luis. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:43:y:2024:i:c:s2214635024000698.

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2024Covariates of behavioral consistency among adolescents. (2024). Kirchler, Michael ; Razen, Michael ; Aschenwald, Marco ; Holzknecht, Armando. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:44:y:2024:i:c:s2214635024001011.

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2024Brazilian investors susceptibility to interpersonal influence: Impacts on risk tolerance and the disposition effect. (2024). da Costa, Newton ; Vieira, Kelmara Mendes ; Valcanover, Vanessa Martins. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:44:y:2024:i:c:s2214635024001229.

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2025Savings goals matter–Cognitive constraints, retirement planning, and downstream economic behaviors. (2025). Chen, Shenglan ; Zou, Xiaopeng ; Post, Thomas ; Ye, Zihan. In: Journal of Behavioral and Experimental Finance. RePEc:eee:beexfi:v:46:y:2025:i:c:s2214635025000231.

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2024Non-bank credit and food hardship: The association between payday loans, pawn loans, rent-to-own contracts and food hardship in households with children. (2024). Fitzpatrick, Katie. In: Children and Youth Services Review. RePEc:eee:cysrev:v:157:y:2024:i:c:s019074092300614x.

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2025Digital finance and retirement planning: The role of information cost reduction and trust enhancement channels. (2025). Ju, Zhen ; Liu, Liang. In: Economic Modelling. RePEc:eee:ecmode:v:144:y:2025:i:c:s0264999324003468.

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2024Individual investment adaptations to COVID-19 lockdowns. (2024). Chen, Zixuan ; Wang, Bin ; Huang, Bin. In: The North American Journal of Economics and Finance. RePEc:eee:ecofin:v:70:y:2024:i:c:s1062940823001948.

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2024European politicians and financial literacy activism: Does financial (in)stability matter?. (2024). Borghi, Elisa ; Papini, Alessia ; Masciandaro, Donato. In: Economics Letters. RePEc:eee:ecolet:v:244:y:2024:i:c:s0165176524004658.

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2025Financial vulnerability in later life: Racial and ethnic disparities and debt delinquency among older adults. (2025). Zhong, Mingli. In: Economics Letters. RePEc:eee:ecolet:v:252:y:2025:i:c:s0165176525002113.

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2025Elderly care and clean cooking energy use in rural households: A financially supported perspective. (2025). Zhang, Manchao ; Yang, Hao ; Zhao, Lei. In: Energy. RePEc:eee:energy:v:322:y:2025:i:c:s0360544225009594.

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2025Education investment, social security, and household financial market participation. (2025). Zou, Jianke ; Wang, Chun ; Chen, Chunxiao ; Zeng, Yuan. In: Finance Research Letters. RePEc:eee:finlet:v:77:y:2025:i:c:s1544612325003873.

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2025Can payday loan bans and financial literacy benefit consumers?. (2025). McKee, Eric ; Zhang, Wei ; Solis, Oscar. In: Finance Research Letters. RePEc:eee:finlet:v:79:y:2025:i:c:s1544612325005896.

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2024Financial technology and financial capability: Study of the European Union. (2024). Hman, Peter ; Nourallah, Mustafa ; Hamati, Samer. In: Global Finance Journal. RePEc:eee:glofin:v:62:y:2024:i:c:s1044028324000802.

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2024Attitude toward numbers: A better predictor of financial literacy and intelligence than need for cognition. (2024). Gignac, Gilles E ; Stevens, Elizabeth M. In: Intelligence. RePEc:eee:intell:v:103:y:2024:i:c:s0160289624000023.

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2024Learning from peers: Evidence from disclosure of consumer complaints. (2024). Dou, Yiwei ; Hung, Mingyi ; Wang, Lynn Linghuan ; She, Guoman. In: Journal of Accounting and Economics. RePEc:eee:jaecon:v:77:y:2024:i:2:s0165410123000447.

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2024Financial literacy, confidence and well-being: The mediating role of financial behavior. (2024). Pereira, Vijay ; Mushtaq, Rizwan ; Sajid, Muhammad ; Murtaza, Ghulam ; Yahiaoui, Dorra. In: Journal of Business Research. RePEc:eee:jbrese:v:182:y:2024:i:c:s0148296324002959.

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2024Peer effects in donations: Evidence from random assignment of college roommates. (2024). Ye, Maoliang ; Li, Xue ; Deng, Weiguang ; Jiang, Shengjun. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:220:y:2024:i:c:p:631-644.

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2024Does mandatory retirement saving crowd out voluntary retirement saving?. (2024). Friedberg, Leora ; Cai, Wenqiang ; Leive, Adam. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:225:y:2024:i:c:p:20-36.

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2025Different defaults affect different groups differently. (2025). de Bresser, Jochem ; Knoef, Marike. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:231:y:2025:i:c:s0167268124004906.

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2025Peer effects in the hierarchy: Evidence from the workplace. (2025). Meng, Juanjuan ; Liu, Yu-Jane ; Zhang, YU ; Jin, Miao. In: Journal of Economic Behavior & Organization. RePEc:eee:jeborg:v:231:y:2025:i:c:s0167268125000526.

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2024Consumption smoothing or consumption binging? The effects of government-led consumer credit expansion in Brazil. (2024). Mian, Atif ; Garber, Gabriel ; Ponticelli, Jacopo ; Sufi, Amir. In: Journal of Financial Economics. RePEc:eee:jfinec:v:156:y:2024:i:c:s0304405x24000576.

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2025Financial Inclusion Across the United States. (2025). Yogo, Motohiro ; Whitten, Andrew ; Cox, Natalie. In: Journal of Financial Economics. RePEc:eee:jfinec:v:166:y:2025:i:c:s0304405x2500011x.

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2024CEOs’ financial work experience and firms’ outbound investments. (2024). Liu, Youjin ; Yin, Yanzhao ; Zeng, Xiaoming ; Chen, Hao. In: Journal of Multinational Financial Management. RePEc:eee:mulfin:v:74:y:2024:i:c:s1042444x24000136.

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2025Financial literacy and household financial behavior in Singapore. (2025). Fong, Joelle H. In: Pacific-Basin Finance Journal. RePEc:eee:pacfin:v:90:y:2025:i:c:s0927538x24004037.

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2025More than objective knowledge: Exploring heterogeneity in individuals response to a financial education initiative across multiple financial literacy domains. (2025). Pallant, Jason I ; McNair, Simon J ; Gerrans, Paul. In: Pacific-Basin Finance Journal. RePEc:eee:pacfin:v:90:y:2025:i:c:s0927538x2500006x.

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2025State Auto-IRA policies and firm behavior: Lessons from administrative tax data. (2025). Slavov, Sita ; Rao, Manita ; Bloomfield, Adam ; Goodman, Lucas. In: Journal of Public Economics. RePEc:eee:pubeco:v:247:y:2025:i:c:s004727272500101x.

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2025Financial literacy and residents health levels. (2025). Wang, Luanfeng ; Dang, Chongqing. In: International Review of Economics & Finance. RePEc:eee:reveco:v:102:y:2025:i:c:s1059056025005246.

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2025Unravelling the impact of financial attention on household debt: Evidence from the China household finance survey. (2025). Zhang, Xuyang ; Wang, KE. In: International Review of Economics & Finance. RePEc:eee:reveco:v:103:y:2025:i:c:s1059056025005982.

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2024Chinas cognitive bias premium: An exploration of innovation information. (2024). Xin, YU ; Yin, Libo. In: International Review of Economics & Finance. RePEc:eee:reveco:v:96:y:2024:i:pa:s1059056024005185.

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2025How economic stability shapes social relationship expenditures: Moderating effects of health and education. (2025). Fang, Fei ; Li, Ying ; Zhou, Chaobo ; Liu, Xin. In: International Review of Economics & Finance. RePEc:eee:reveco:v:99:y:2025:i:c:s1059056025002047.

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2024Information simplification and default choices improve financial decisions: A credit card statement experiment.. (2024). Almeida, Raquel M ; Teixeira, Lucas I ; Ortiz, Jose M ; Soki, Erika A. In: Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics). RePEc:eee:soceco:v:110:y:2024:i:c:s2214804324000338.

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2024Peer effects in digital inclusive finance participation decisions: Evidence from rural China. (2024). Zhang, Jiajun ; Yu, Leng ; Lyu, Wenyi. In: Technological Forecasting and Social Change. RePEc:eee:tefoso:v:208:y:2024:i:c:s0040162524004438.

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2025The Impact of Fake Reviews on Demand and Welfare. (2025). Monti-Nussbaum, Manuel ; Metcalfe, Robert ; Hahn, Robert ; Akesson, Jesper. In: Framed Field Experiments. RePEc:feb:framed:00821.

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2024Consumer Credit Reporting Data. (2024). van der Klaauw, Wilbert ; Lee, Donghoon ; Guttman-Kenney, Benedict ; Gibbs, Christa ; Nelson, Scott ; Wang, Jialan. In: Staff Reports. RePEc:fip:fednsr:98658.

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2025Retirement Readiness in the Baltics: The Roles of Financial Literacy, Product Ownership, and Advisory Confidence. (2025). Priede, Janis ; Rupeika-Apoga, Ramona. In: Risks. RePEc:gam:jrisks:v:13:y:2025:i:2:p:30-:d:1586244.

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2025Financial Literacy and Saving Decisions: A Cross-Sectional Analysis Using GSEM Approach. (2025). De, Eduardo. In: Working Papers REM. RePEc:ise:remwps:wp03622025.

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2024Financial Literacy and Financial Education: An Overview. (2024). Lusardi, Annamaria ; Kaiser, Tim. In: IZA Discussion Papers. RePEc:iza:izadps:dp16926.

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2025Revalidating Fernandes, Lynch, and Netemeyer’s 2014 financial literacy scale in response to ongoing legislative and behavioral changes. (2025). Clacher, Iain ; Ayton, Peter ; Ranyard, Rob ; Newall, Philip ; Weiss-Cohen, Leonardo. In: OSF Preprints. RePEc:osf:osfxxx:493x7_v3.

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2025From Housing Gains to Pension Losses: New Methods to Reveal Wealth Inequality Dynamics in Chile. (2025). Nofal, Bastin Castro ; Flores, Ignacio ; Cubillos, Pablo Gutirrez. In: SocArXiv. RePEc:osf:socarx:b8zve_v1.

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2024Exploring financial well-being of working professionals in the Indian context. (2024). Singh, Sonali ; Bhatia, Shikha. In: Journal of Financial Services Marketing. RePEc:pal:jofsma:v:29:y:2024:i:2:d:10.1057_s41264-023-00215-x.

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2025Impact of digital financial literacy on financial well-being: moderating role of gender and religiosity. (2025). Darzi, Mushtaq Ahmad ; Ul, Peerzada Shams ; Bhat, Suhail Ahmad ; Lone, Umer Mushtaq. In: Journal of Financial Services Marketing. RePEc:pal:jofsma:v:30:y:2025:i:2:d:10.1057_s41264-025-00309-8.

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2025Housing Provident Fund, risk attitude, and household financial investment engagement: an asset-building perspective. (2025). Fang, Shu ; Zhang, Yingying. In: Palgrave Communications. RePEc:pal:palcom:v:12:y:2025:i:1:d:10.1057_s41599-025-04692-4.

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2024Impact of Financial Literacy and Behavioural Biases on Investment Decision-making. (2024). G, Suresh. In: FIIB Business Review. RePEc:sae:fbbsrw:v:13:y:2024:i:1:p:72-86.

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2024The Effect of Heuristics on Indian Stock Market Investors: Investor Sentiment as a Mediator. (2024). , Haritha. In: Management and Labour Studies. RePEc:sae:manlab:v:49:y:2024:i:1:p:43-61.

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2025Non-experimental impact estimates of school financial education exposure on financial literacy outcomes. (2025). Salas-Velasco, Manuel. In: Economia Politica: Journal of Analytical and Institutional Economics. RePEc:spr:epolit:v:42:y:2025:i:2:d:10.1007_s40888-025-00368-z.

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2025Literacy and Financial Education: Private Providers, Public Certification and Political Preferences. (2025). Guerini, Carolina ; Masciandaro, Donato ; Papini, Alessia. In: Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti. RePEc:spr:italej:v:11:y:2025:i:2:d:10.1007_s40797-024-00287-1.

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2025The Role of Financial Education for the Prevention of Financial Fragility and Over-Indebtedness. (2025). Korczak, Dieter. In: Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti. RePEc:spr:italej:v:11:y:2025:i:2:d:10.1007_s40797-025-00334-5.

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2024Who gets duped? The impact of education on fraud detection in an investment task. (2024). Witte, Mark ; Blackwell, Calvin ; Pyles, Mark ; Malm, James ; Maynard, Norman ; Snyder, Marcia. In: Journal of Economics and Finance. RePEc:spr:jecfin:v:48:y:2024:i:3:d:10.1007_s12197-024-09672-z.

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2025Prepared for retirement? Think again: a systematic review and future research agenda. (2025). Sinha, Pankhuri ; Irala, Lokanandha Reddy. In: Management Review Quarterly. RePEc:spr:manrev:v:75:y:2025:i:1:d:10.1007_s11301-024-00437-w.

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2024The Impact of Housing Tenure on Financial Wellbeing Among Elderly Australians. (2024). Gepp, Adrian ; Xue, Rui ; Oneill, Terence J ; Gignac, Gilles E. In: Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement. RePEc:spr:soinre:v:171:y:2024:i:2:d:10.1007_s11205-023-03272-w.

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2024An Untapped Instrument in the Fight Against Poverty: The Impacts of Financial Literacy on Poverty Worldwide. (2024). Lang, Ngoc Duc ; Tran, Ha Mai ; Nguyen, Giang Tra ; Vo, Duc Hong. In: Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement. RePEc:spr:soinre:v:174:y:2024:i:2:d:10.1007_s11205-024-03404-w.

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2024The Role of Financial Literacy in Anchoring Inflation Expectations: The Case of Ukraine. (2024). Tsapin, Andriy ; Faryna, Oleksandr. In: Working Papers. RePEc:ukb:wpaper:02/2024.

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2025Free to fail? Paternalistic preferences in the United States. (2023). Tungodden, Bertil ; Hermes, Henning ; Cappelen, Alexander ; Bartling, Björn ; Skivenes, Marit. In: ECON - Working Papers. RePEc:zur:econwp:436.

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Works by William Skimmyhorn:


YearTitleTypeCited
2016Assessing Financial Education: Evidence from Boot Camp In: American Economic Journal: Economic Policy.
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article37
2018Can Information Change Personal Retirement Savings? Evidence from Social Security Benefits Statement Mailings In: AEA Papers and Proceedings.
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article8
2013Financial Literacy, Financial Education, and Economic Outcomes In: Annual Review of Economics.
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article326
2012Financial Literacy, Financial Education and Economic Outcomes.(2012) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 326
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2016Comparing Military and Civilian Household Finances: Descriptive Evidence from Recent Surveys In: Journal of Consumer Affairs.
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article0
2022Borrowing to Save? The Impact of Automatic Enrollment on Debt In: Journal of Finance.
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article33
2019Borrowing to Save? The Impact of Automatic Enrollment on Debt.(2019) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 33
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2020Benefits left on the table: Evidence from the Servicemembers’ Civil Relief Act In: Economics of Education Review.
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article1
2024How are veterans faring financially? Updates and new evidence from a national survey In: Journal of Economics and Business.
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article0
2018Peer effects in financial decision-making In: Journal of Public Economics.
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article27
2020How much to save? Decision costs and retirement plan participation In: Journal of Public Economics.
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article6
2020How Much to Save? Decision Costs and Retirement Plan Participation.(2020) In: NBER Working Papers.
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This paper has nother version. Agregated cites: 6
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2019Active Choice Framing and Intergenerational Education Benefits: Evidence from the Field In: IZA Discussion Papers.
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paper0
2021You Can’t Handle The Truth: The Effects Of The Post-9/11 Gi Bill On Higher Education And Earnings In: NBER Working Papers.
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paper2
2022Can Information and Advising Affect Postsecondary Participation and Attainment for Non-Traditional Students? Evidence from a Large-Scale Experiment with the U.S. Army In: NBER Working Papers.
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2022How do Behavioral Approaches to Increase Savings Compare? Evidence from Multiple Interventions in the U.S. Army In: NBER Working Papers.
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2024On the Determinants of Young Adult Outcomes: Impacts of Randomly Assigned Neighborhoods For Children in Military Families In: NBER Working Papers.
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2016Assessing financial education methods: Principles vs. rules-of-thumb approaches In: The Journal of Economic Education.
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article15
2018I Want You! Expanding College Access through Targeted Recruiting Efforts In: Education Finance and Policy.
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article0
2017Much Ado about Nothing? New Evidence on the Effects of Payday Lending on Military Members In: The Review of Economics and Statistics.
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article13
2019Marching across Generations? Education Benefits and Intrahousehold Decision-Making In: Journal of Human Capital.
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article0
2021Nudges Dont Work When the Benefits Are Ambiguous: Evidence from a High‐Stakes Education Program In: Journal of Policy Analysis and Management.
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article0
2025Can information and advising affect postsecondary participation and attainment for military personnel? Evidence from a large‐scale experiment with the U.S. Army In: Journal of Policy Analysis and Management.
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article0

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